Need relief from Credit Card Debt? NetDebt works with your creditors to settle your debt for a fraction of what you owe, with no upfront cost. Call 800-979-6812 to discuss your debt relief options and find out how much you could save today.
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Is NetDebt legit?
NetDebt (www.netdebt.com) has a 4.2 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 82% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 7% of negative reviews. Last updated 2026-08-11.
They have been great the entire time. For a person who always pays their bills on time, but knew I was seconds away from drowning and had no other option but to stop paying them was the hardest challenge for me. They assured me this was a seamless process but would take time. I paid as much as I could possibly afford without jeopardizing my livelihood and they handled the rest. They were always in communication, the website was easy to use and understand. I have 2 out of 4 accounts to clear and I can finally see the light at the end of the tunnel. Thank you NetDebt!
When I first heard of NetDebt it was on a radio station. When I spoke with an agent I was very uneasy about how the system worked. I discussed it with my wife and we decided we were going to give it a try. We had a sizable amount of credit card debt that we never saw an end to, especially with the interest rates on the cards. We now are in our 3rd year with NetDebt and are 2 cards away this year to freedom. Everyone we worked with was extremely helpful, caring, understanding,knowledgeable, and professional. We have been blessed to have them help us to get back on track with our finances. Thank you all at NetDebt!
I loved how they drastically reduced the amount of my debt! I enrolled with $85,000 in Debts. After a little over three years I have settled all accounts for just under $50,000.
Thank you NetDebt!
The only thing that I regret in the whole process is of course sending my credit score into the toilet. LOL
The only thing I wished could have been explained better was the fact that the amount 'forgiven' still counts as earned income, but that was something I should have known.
AGAIN, Thank you guys for being my advocate!
Kevin Sands
I am please with the work your organization is doing to help me resolve and get my Credit back in good standing. You are doing a great job in keeping the communication line open.
Thanks, for giving me the opportunity to bring my credit card debt to an end. I'm in this for the long haul. I really appreciate what you do. Thank you!
I am just 10 months into being part of Net Debt, so I don't have much to comment on. I will say that when I made the initial call to have Net Debt help me, I was amazed at the kindness of the representative that helped me. I felt like a complete loser to have gotten myself into such a horrible situation with my credit. She was so kind and extremely helpful, that I knew then that I had made the right decision. Whenever I have any questions I can call her and she helps me right away.
If you are considering having Net Debt help you, do it. You won't be sorry.
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