SageSure is one of the largest managing general underwriters focused on catastrophe-exposed markets in the US. Recognized by Insurance Insider US Honors as the 2023 Property Catastrophe Underwriting Team of the Year, SageSure manages more than $1.8 billion of inforce premium and protects more than 600,000 policyholders in 14 states. Since its founding in 2009, SageSure has a track record of delivering reliable insurance products, exceptional customer experiences, and strong underwriting results, despite market shifts and hurricanes, wildfires, or hail. SageSure provides more than 50 competitively priced home, flood, and commercial insurance products on behalf of its highly rated carrier partners. With more than 700 employees across the US, SageSure’s passionate team is committed to bringing innovative solutions where they’re needed most.
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Is SageSure legit?
SageSure (www.sagesure.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 16% are 1 star; The business has replied to 82% of negative reviews; 101 of them were added in the last 12 months. Last updated 2026-09-05.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and claims adjusters for being exceptionally helpful, professional, and consistently responsive throughout the entire interaction. Many consumers note that filing a claim is prompt, highly user-friendly, and handled efficiently from start to finish.
Some reviewers were not happy with communication issues, prolonged delays, and difficulties getting clear answers regarding their claims. Conversely, a small portion of people felt upset by unexpected premium increases and frustrating experiences involving claim denials. Others mentioned that dealing with specific representatives or contractors sometimes added unnecessary stress to an already difficult situation.
Auto-generated from all reviews of this business. For reference only.
Over one year and our homeowners claim is still pending
Our insurance claim has not been settled in over one year and our house is in complete disrepair. Living like this should be illegal. They do not answer alls or emails and consistently avoid us to prolong the settlement. I will have to file a complaint with the state to hopefully get somewhere.
Reply from SageSure2026-06-08
Hi Caroline, this is not the experience we want our customers to have, especially in a time of need. We would like the opportunity to speak with you in more detail about your situation so that we can help. Please contact our Customer Care team at (844) 328-7702 or email us at [email protected]. We believe we can do better, please give us a chance to show you.
The inspector and Analyst were very helpful and explained all portions of the claim. I was pleased with the results.
Reply from SageSure2026-06-03
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
The people at SageSure were very understanding and provided a great service. We used multiple ways to communicate (text, emails and phone calls). The process was handled promptly.
Reply from SageSure2026-06-03
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
I am submitting this review regarding SageSure's repeated failure to deliver my homeowner's insurance cancellation refund despite multiple assurances that payment was issued.
I cancelled my homeowner's insurance policy with SageSure in March 2026 and was informed that I was entitled to a refund of the unused premium. According to SageSure, the initial refund check was mailed in either March or April. However, I never received that check.
After reporting the missing payment, I was advised that a stop payment would be placed on the original check and that a replacement check would be issued. Despite this, I never received the original check, and there is no explanation as to why it failed to arrive.
I later contacted SageSure again and was informed that a new refund check had been disbursed on May 5, 2026. I was instructed to allow 7–10 business days for delivery. As of May 29, 2026, more than three weeks have passed, and I still have not received the replacement check.
This situation is unacceptable. I have made multiple efforts to resolve this matter directly with SageSure, yet I remain without my refund months after cancelling my policy. The repeated delays, lack of accountability, and failure to ensure delivery of my funds have caused significant frustration and inconvenience.
I am also concerned that this issue may reflect a broader pattern of conduct. In researching this matter, I found numerous public complaints from other consumers reporting delays, missing refund checks, repeated reissuances, and difficulties obtaining funds owed to them after policy cancellations. The similarities between those complaints and my own experience are troubling. Given the number of consumers reporting comparable issues, I respectfully request that this matter be reviewed not only as an individual complaint but also to determine whether there are systemic deficiencies in SageSure's refund processing and payment delivery practices.
To further resolve this matter, I requested that SageSure reissue the refund through an alternative payment method, such as ACH/direct deposit, or send the replacement check through a secure and traceable delivery service such as UPS or FedEx. These requests were denied. I was informed that SageSure would not issue the refund via ACH and would not use UPS, FedEx, or any other trackable delivery method. As a result, SageSure insists on continuing to send refund checks through regular mail despite the fact that two separate checks have allegedly been mailed and neither has been received. This refusal to utilize reasonable and secure alternatives has unnecessarily prolonged the issue and raises serious concerns about SageSure's commitment to ensuring that policyholders receive funds that are rightfully owed to them.
Our claim was handled promptly and very professionally. Our adjuster was very nice to deal with and made it very clear in what we had to do in order to process the items that were needed to repair our home.
Reply from SageSure2026-05-26
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
I have had SageSure Insurance for almost 6 years now, and have never made a claim. We had several bad storm come through and my roof is leaking and leaving brown spots on the ceiling. My claim got denied, they said my deductible is higher than the payout, so denied. We keep getting rain storms, and not only is the water still coming in and making things worse, the agent advised me to put a tarp on the roof to avoid further damage. Are you kidding me???? My husband and son had to get on the roof to tarp it. Not only is my husband a disabled veteran, he recently had back surgery, and he had to get on the roof to tarp it! He said the roof feels like it's soft in some areas and he is scared he will fall thru! I am absolutely disgusted with this! Not only am I a loyal customer, but I am also a Mortgage Broker who has binded insurance policies for almost all my clients with SageSure. That will no longer be the case! My other property is covered with Allstate, and I didn't have these kind of issues with them! You are better off with Allstate!
Sagesure made sure to process the claim quickly and made each step easy
Reply from SageSure2026-05-20
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
I had roof damage from a hail storm. I had a roofing company evaluate my roof, and their evaluation and photos showed hail damage. I then asked a second engineering roofing contractor to look at my roof. They also found hail damage. I made a claim with Sage Sure including photos and Sage Sure rejected the claim. They asked me to get another evaluation of my roof. I did what they asked and submitted another roofing contractor's evaluation of my roof with photos, which also showed hail damage. They rejected that claim. My contractor requested that Sage Sure send an engineer to my home, and their "independent" engineer said there was no damage. I had 3 independent roofing contractors look at my roof and all noted hail damage. The Sage Sure engineer was the only one who said there was no damage. I made sure to get evaluations of my roof by legitimate roofing companies that have had long-standing businesses in my area. These evaluations were not made by guys in trucks driving around my neighborhood. If I didn't have a mortgage on my home, I would not be spending money on worthless ins and would pay myself to have a home repair savings account.
*** Edited to now add that I appreciate that someone from Sage Sure responded to my negative review right away. They also left me a vm message and a phone number to call them back. I have called back 3 times now, left a message each time and still no response. Their initial response to my review was on May 20. It is now May 27, so it's been over a week with no response to my 3 vm messages. So not sure if they posted their response just to make it look like they are interested in what I had to say, but actually don't care to follow up, or wanted to give the impression that they care about a negative review by a customer. After their multiple rejections of the claim to my roof, I let it go. What I'm posting now has all been prompted by their response to my review.
Reply from SageSure2026-05-20
Thank you for your feedback, Deborah. A member of our Customer Satisfaction team will be reaching out to you to discuss further so that we can ensure that you have good experiences moving forward.
Your team made the entire process very easy. Everyone was very helpful.
Reply from SageSure2026-05-15
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
This company was very responsive to my concerns and professionally handled my claim. The current process is not complete but I am very confident in the outcome.
Reply from SageSure2026-05-14
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
The whole claims process beginning to end was easy and professionally handled.
Reply from SageSure2026-05-12
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
This is a trash company. They make you get the police report. It is virtually impossible to get in contact with the adjuster.
Reply from SageSure2026-05-14
Hi Christian, thank you for sharing your experience. We’d like to talk to you in more detail about your situation to see if there is anything we can do to change the outcome. Please contact our Customer Care team at (844) 328-7702 or email us at [email protected] with more information about your situation. We believe we can do better, please give us the chance to show you.
The representative was great to deal with. Explained each step and what I should do . The adjuster came and found an area in question . They claim this area was the cause of the leak and was the last roof installers workmanship ( 20 years ago ) . The roofer replaced entire roof and disagrees with the adjuster . This area was no where near the wind blown damage . So I am waiting on the rep to review this claim and get back to me
Reply from SageSure2026-05-07
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
The insurance adjuster has been very, very helpful in processing our claim without creating a headache for us.
Reply from SageSure2026-05-06
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
They came through for me when my roof was damaged from an ice storm.
Reply from SageSure2026-04-29
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!
My Insurance Adjuster Brianna Brewer was outstanding in assisting me with my claim. I had Never filed a claim before and her communication & follow up was Outstanding. She explained each step in the process & provided companies to remediate our situation.
Reply from SageSure2026-04-17
Thank you for taking the time to share your experience with us. We are happy to hear that you've had a good experience with SageSure and look forward to supporting you in the future!