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Money & Insurance

CarShield

201 reviews

3.8201 reviews
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About CarShield

Data updated
Website
carshield.com
Category
Money & Insurance
Location
United States · St. Peters
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
82% (45/55)
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Is CarShield legit?

CarShield (carshield.com) has a 3.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 22% of reviews are 1 star, a relatively high share; The business has replied to 82% of negative reviews. Last updated 2026-08-10.

What people say

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Jacob Peter · 1 review · Experienced 2026-07-22 ·

i have car shield diamond coverage

I do have car shield diamond coverage and today i went to Honda dealership for 2 major works: 1)Coolant leak 2)a/c not giving enough cool air car shield did not cover the above 2 because of some pipe & hose not included in coverage according to them. It is total rip off for the coverage I have been paying all along

Reply from CarShield2026-07-23

Jacob, we understand it can be frustrating when a repair isn't covered as expected. Coverage decisions are based on the cause of the reported failure and the terms of the service contract, not simply the component or system being repaired. In this case, the reported failure involved parts that are not included in your coverage. We'd welcome the opportunity to review your claim with you and answer any questions you may have. Please contact our Customer Service team at 1-800-587-4162.

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BEINO · 1 review · Verified · Experienced 2026-07-19 ·

The person who took the call, was very knowledgeable and informative.

The lady, who took my call, was very informative, kind, & answered all my questions. She was very patient. I asked her for referrals for mechanics to take car shield. She gave me five. My car is already at one of her referrals. She is a 10 star ⭐️

Reply from CarShield2026-07-23

Beino, we're so happy to hear your experience was such a positive one! Knowing our team took the time to answer your questions and help you find a repair facility means a lot to us. If you ever need anything else, please don't hesitate to reach out.

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rose terrien · 13 reviews · Experienced 2026-03-31 ·

I tried to get a warranty on a 2022 BMW…

I tried to get a warranty on a 2022 BMW X4M and they didn’t cover engine or transmission (so not like the commercials) Also constantly contacted me multiple times a day to join even though they didn’t cover the 2 major items I was asking about ! I’m answering the ridiculous response by car shield . My vehicle was perfect ( had only 40,000 miles ) but was out of the warranty by time ( 4 years ) so why wasn’t it eligible, again?? Either way I stick with my honest review !!!

Reply from CarShield2026-07-27

Rose, thank you for bringing this to our attention. We understand your concerns and appreciate the opportunity to provide some additional information. Based on the information provided during the quote process, your vehicle was not eligible for powertrain coverage. Coverage options vary based on several factors, including the year, make, and model of the vehicle. We also reviewed your file and can confirm your communication preferences have been updated. If you continue to receive calls, please give us a call at 1-800-587-4162 so we can look into it further.

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Jignesh Limbachia · 1 review · Experienced 2026-07-01 ·

I purchased CarShield's Platinum…

I purchased CarShield's Platinum coverage because I wanted peace of mind and trusted that major repairs would be covered when needed. Unfortunately, my experience was extremely disappointing. My vehicle's instrument cluster failed, which prevented me from providing the mileage reading. The repair facility recommended by CarShield confirmed the issue and provided supporting documentation, including visual evidence. I also submitted my state inspection records to help verify the mileage history, but my claim was still denied. To make matters worse, I was required to pay a $250 diagnostic fee at the CarShield-approved facility. Although that fee was eventually refunded, it does not change the fact that I purchased this warranty expecting support when I actually needed it. It is concerning that a company can collect premiums for years and then deny a claim based on a technicality when a covered component fails. Offering a contract refund after denying a legitimate repair does not make customers whole—it simply avoids honoring the coverage that was promised. I would encourage anyone considering CarShield to carefully read the exclusions in their contract and understand that having coverage does not necessarily mean your claim will be approved. Based on my experience, I cannot recommend CarShield and will be looking elsewhere for vehicle protection in the future.

Reply from CarShield2026-07-24

Jignesh, thank you for taking the time to share your feedback. Coverage decisions are based on the information available during the claim review, including the documentation needed to verify eligibility under the contract. We'd welcome the opportunity to discuss your claim and any remaining questions or concerns you may have. Please contact our Customer Service team at 1-800-587-4162, and we'd be happy to review the claim with you.

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JAMES ROY JACKSON · 1 review · Verified · Experienced 2026-07-21 ·

THEY WERE VERY KNOWLEGABLE

THEY WERE VERY KNOWLEGABLE, NO PROBLEMS AT ALL. VERY PLEASED JAMES R JACKSON

Reply from CarShield2026-07-24

James, we love hearing feedback like this! Thank you for taking the time to recognize our team. If you ever need anything, we're just a phone call away.

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David Parliman · 3 reviews · Verified · Experienced 2026-07-22 ·

Review

You will always have a great experience with car shield

Reply from CarShield2026-07-24

David, we truly appreciate your confidence in CarShield and your willingness to recommend us! If there's ever anything you need, please don't hesitate to reach out.

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Alice Timmerman · 2 reviews · Verified · Experienced 2026-07-15 ·

The lady i spoke to made me feel at…

The lady i spoke to made me feel at ease with my questions and reassured me things were correct!!!! She was very friendly, yet professional and knowledgeable!!!

Reply from CarShield2026-07-24

Alice, we're so glad to hear that you felt at ease and reassured! It's wonderful to know our team was friendly, professional, and knowledgeable in addressing your questions. We appreciate you sharing your positive experience!

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Rosemary Schaffer · 3 reviews · Verified · Experienced 2026-07-21 ·

Checking a payment

Reply from CarShield2026-07-24

Thank you for your review, Rosemary! If you ever need anything at all, just give us a call. We’re always happy to help.

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Lina Bishop · 1 review · Verified · Experienced 2026-07-15 ·

Your customer service is exceptional!

Reply from CarShield2026-07-24

Wow, thank you for such a wonderful compliment! We're thrilled to hear you had such a positive experience with our team. If there's ever anything you need, please don't hesitate to reach out.

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Charles Grant · 3 reviews · Verified · Experienced 2026-07-21 ·

Very professional.

Reply from CarShield2026-07-23

Thank you for your feedback, Charles! We're glad you had a positive experience. If you ever need anything, we're happy to help.

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Jeffery Deason · 2 reviews · Verified · Experienced 2026-07-14 ·

Great service quick and easy no problem…

Great service quick and easy no problem I appreciate yall service.

Reply from CarShield2026-07-23

Thank you for your review! We're glad everything was quick and easy. If you ever need anything, please don't hesitate to reach out.

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Mary Bush customer美国 · 1 review · Verified · Experienced 2026-07-21 ·

Very knowledgeable representative you…

Very knowledgeable representative you have very very, very knowledgeable and very kind. I had to call a lot of places to give them my debit card. A new number and some of them were quite rude and just hung up on me so I thank you very much for being so kind, mannerly very very knowledgeable.

Reply from CarShield2026-07-23

Mary, it means so much to know our team made a difference during your call. Thank you for taking the time to share your experience. If you ever need anything else, please don't hesitate to reach out.

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CDR G. D. GIAMPIETRO USN ( Ret ) · 10 reviews · Verified · Experienced 2026-07-20 ·

Recent call to Car Shield was to remove a car due to accident

Recent call to Car Shield was very important, Agent that was so very helpful and understood the priority of my phone call, Agent's name was Lelia, she was very respectful and professional , 5 Stars for lelia

Reply from CarShield2026-07-22

Thank you for sharing your experience! We appreciate hearing that our team was able to provide the support you needed and make your call a positive one. If you need anything else, please don't hesitate to reach out.

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customer · 1 review · Verified · Experienced 2026-07-20 ·

I have just started a claim and l’ll…

I have just started a claim and l’ll see how it goes.

Reply from CarShield2026-07-22

Thank you for your review! If you have any questions along the way, our Customer Service team is just a phone call away at 1-800-587-4162. We're here to help however we can.

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CJ · 1 review · Verified · Experienced 2026-07-14 ·

I just changed payment date

Reply from CarShield2026-07-22

Thank you for taking the time to leave a review. If you ever need anything at all, please don't hesitate to reach out. We're always here to help in any way we can.

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customer · 16 reviews · Verified · Experienced 2025-12-03 ·

Outstanding Coverage without delay

They are a great warranty provider that takes good care of their insured with no delays and fast service. Thank you Car Shield.

Reply from CarShield2026-07-23

Thank you for the wonderful review! Knowing you had a smooth experience and felt well taken care of means a lot to us. We truly appreciate your trust in CarShield and your kind words.

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Brian Higley · 1 review · Experienced 2026-07-06 ·

Carshield states that any vehicle under…

Carshield states that any vehicle under 20 years old regardless of mileage will be covered. My vehicle was a 2018 but the instrument cluster was replaced which did not show the mileage. I was out of town when I applied and confused the mileage when purchased with my wife's car. I estimated the mileage figuring that I would continue driving and add mileage so I over estimated the mileage. The repair shop pulled the mileage from the modules, which is the true way to determine mileage and found that the car had 30k less miles than I estimated. When I checked the title, the shop was correct. Carshield denied the repair since the mileage was not correct. 30k in their favor. They will find any reason to deny your claim and are a complete scam. Stay away. The canned response from carshield might make you think that there could be a resolution but it is a lie. I asked the supervisor if I could appeal their decision and was flatly told no. They declined the work without any option. Their canned response might make you think there might be a resolution but dealing with their people proves otherwise.

Reply from CarShield2026-07-23

Brian, we appreciate the opportunity to hear your perspective and understand your concerns. Coverage eligibility is based on several factors, including the vehicle's age and mileage at the time the contract is purchased. We understand there may be updated mileage information available, and the repair facility had indicated they would be providing that information to the Claims Department. At this time, we have not received the updated mileage. We encourage the repair facility to contact the Claims Department directly with the corrected information so it can be reviewed. If you have any questions or concerns, please contact our Customer Service team at 1-800-587-4162. We'd be happy to answer any questions you may have.

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Mrs. Ward · 5 reviews · Verified · Experienced 2026-06-29 ·

Satisfied Customer

Things went well. Car Shield stands by their word. They may not cover everything but they do take great care of their customers. I highly recommend Car Shield!

Reply from CarShield2026-07-22

Mrs. Ward, thank you for the wonderful recommendation! We're glad we could be there when you needed us and that your experience reflected the commitment we make to our customers. We truly appreciate your trust in CarShield and your willingness to recommend us!

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Nettie · 9 reviews · Experienced 2026-07-21 ·

Car Shield is a LIVING NIGHTMARE!

This has been the most nightmarish warranty claims process I have ever experienced. CarShield failed me when I needed them the most. My air conditioning went out in the middle of summer during 100-degree weather. I took my car to the repair shop I have trusted for many years, European Auto Werks, expecting my warranty to help make the repair process easier. Instead, it became a frustrating maze of delays, misinformation, and endless hoops. An adjuster initially told my repair shop that all they needed was one photo and the work order. Then CarShield changed the requirements and requested 15 photos, a video, and detailed notes about the vehicle. My repair shop promptly gathered everything and submitted it. A CarShield representative then called the shop to confirm they had received all of the photos, videos, and documentation and assured them that my air conditioning repair would be approved so I could get my car back. Today is Tuesday, and I only have my rental vehicle until tomorrow because CarShield only reimburses rental cars for one week. After being told the repair would be approved, my repair shop was transferred to the next department—only to discover there was no approval at all. Instead, another representative requested even more photos and videos, despite the fact that everything they had already asked for had been submitted. After multiple phone calls and transfers, no one could explain why the previous representative had said the repair would be approved. At that point, my repair shop decided it would be easier to have a CarShield inspector come out and personally inspect the vehicle. After all, this was simply an air conditioning repair. Even that turned into another ordeal. The repair shop was transferred from one representative to another until they finally reached someone who said they couldn't even schedule the inspection. Instead, they had to "contact someone else," who would supposedly call the shop back within 24 to 48 hours just to schedule the appointment. Think about that for a moment. CarShield tells you to schedule an inspection, but the representative you're speaking with can't actually schedule one. They have to contact someone else, who may or may not call back within one to two business days just to make the appointment. Then you have to wait for the inspector to come out, complete the inspection, write a report, and submit it before any decision is made. That's several more days without your vehicle. Meanwhile, your rental reimbursement expires after only one week, as if CarShield assumes your repair shop has no other customers and can instantly stop everything they're doing to satisfy every new request CarShield makes. The entire process has been hoop after hoop after hoop. They ask for photos. You send them. They ask for videos. You send them. They ask for notes. You send them. Then they tell you the repair will be approved. Only to come back and ask for even more. If you'd rather have an inspector come out instead, good luck. That's another waiting game with more phone calls, more transfers, more delays, and more time without your car. Because CarShield is an aftermarket warranty company, don't expect straightforward answers when you call. Expect to be transferred multiple times. Expect representatives who don't seem to know what's happening with your claim. Expect to be told someone will call you back within 24 to 48 hours. Even asking to speak with a manager results in another wait because apparently there are no managers immediately available in customer service. When this ordeal is finally over, I cannot get far enough away from CarShield. I purchased this warranty for peace of mind, but when I actually needed it, all I received was misinformation, delays, endless bureaucracy, and a claims process that made an already stressful situation even worse. I would never recommend CarShield based on my experience. I wish I could say 0 stars!

Reply from CarShield2026-07-22

Nettie, we appreciate the opportunity to hear your perspective and understand your concerns. We'd also like to clarify that this claim involved more than an air conditioning repair. The requested photos, videos, and diagnostic information were necessary to verify the cause of the reported failures and determine coverage eligibility under the contract. While we understand that providing additional documentation can be frustrating, this information is essential to ensure the claim is reviewed accurately. If you have any questions or would like to discuss your claim further, please contact our Customer Service team at 1-800-587-4162. We'd be happy to review your concerns with you.

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Danna L HARRELL · 6 reviews · Verified · Experienced 2026-05-08 ·

Car repairs

I have paid monthly in this plan but so far haven’t had to put my SUV in the shop yet. Waiting on it to need repairs. Thanks

Reply from CarShield2026-07-22

Danna, we understand you haven’t had the chance to use your coverage yet, and we look forward to providing you with a positive experience when you do. If you have any questions about your coverage in the meantime, our team is always here to help.