Feel Free from Debt and in ControlClearOne Advantage is a leader in the debt-relief industry. Since 2008, we've helped thousands of clients resolve large credit card bills and other unsecured debts – all without upfront fees or the need for personal bankruptcy.At ClearOne, we work with you to create a custom, confidential debt relief plan you can afford. Our certified debt specialists negotiate lower final payment amounts with creditors, so you can pay back a reasonable portion of your bills — at a level we know they will accept.Debt resolution — sometimes called debt settlement or debt consolidation — isn't for everyone, but those who stick with the program typically pay off their enrolled debts within three to four years. Our plans' lower monthly payment often leaves clients with more cash on hand to spend as needed.Get Your Free Quote!Learn more about our debt relief programs.
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Is ClearOne Advantage, LLC legit?
ClearOne Advantage, LLC (clearoneadvantage.com) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. People frequently mention that the staff is exceptionally patient, knowledgeable, and genuinely helpful throughout the entire financial journey. Consumers truly appreciate how clearly representatives explain the program options, ensuring everything remains stress-free and easy to navigate. Customers often mention the personalized support and professional guidance provided, which makes them feel comfortable every step of the way.
However, some people mentioned issues with unexpected additional fees and extra payments required during the debt settlement process. A few reviewers also noted frustrating communication delays and difficulties when trying to resolve account concerns with support.
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Melchor was VERY PATIENT, RESPECTUL, AND INFORMATIVE. Thank you for having agents like him, he gave me more confidence in ClearOne.
THANK YOU !!!
Reply from ClearOne Advantage, LLC2026-05-15
We appreciate your feedback and we're happy to hear that you've had an informative experience. Thank you for choosing ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
Very professional and clear explaining the process.
Reply from ClearOne Advantage, LLC2026-05-15
This is wonderful news! Thank you so much for taking the time to share your experience with us! If you need any additional assistance, please call our Customer Loyalty Group at (888) 768-4767.
The fees they charge are extemely high compared to the other Debt Relief Programs. I found Beyond Finance to be the best.
ClearOne will charge you a bi-weekly fee and Legal Team fee. They will settle the lowest debt first and the other debts they will require you to add additional funds ($100-$500) extra each month to settle another debt. If you have another debt and they settle you will need to submit additional funds ($100-$500) extra month again. Instead of a low monthly payment of lets say $500, in a matter of months you will be paying over $1k a month.
Reply from ClearOne Advantage, LLC2026-05-18
We appreciate your feedback and are sorry to hear about your concerns. A member of our management team has reached out via email and would welcome the opportunity to connect and assist you.
To clarify, ClearOne Advantage does not charge bi-monthly fees. Our fees, are clearly disclosed in our enrollment call as well as your Debt Settlement Agreement, and are only earned and collected after a settlement is reached and approved by the client. Your outside legal coverage is optional, and ClearOne Advantage does not receive compensation for your enrollment in that program. Settlement timelines vary by creditor and account details. All offers are presented for your approval, and any additional drafts are optional. Please respond to our email or contact [email protected] for further assistance.
Thank you for your feedback! We are happy you have chosen ClearOne Advantage for your debt free journey! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
It’s not often that you come across a team that makes you feel so supported and valued, and I’m very grateful for the outstanding service I received.
Reply from ClearOne Advantage, LLC2026-05-13
Thank you for your feedback! We are happy you have chosen ClearOne Advantage for your debt free journey! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
Tom simplified this process and made it very easy to understand. He answered all of my questions and made sure I understood before proceeding forward. Highly recommended this company simply for the customer service they provide as well as providing real debt solutions to those in need.
Reply from ClearOne Advantage, LLC2026-05-13
Thank you for your feedback! We greatly appreciate your recommendation, and we are thrilled you have chosen ClearOne Advantage for your debt free journey! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
We appreciate your feedback! We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
Your representative explained everything in detailed so that I could understand the process and I’m thankful for that
Reply from ClearOne Advantage, LLC2026-05-14
Thank you for your feedback! We're delighted to hear about your positive experience with us. If you need any additional assistance, please contact our Customer Service at (888) 768-4767
This is wonderful news! Thank you so much for taking the time to share your experience with us! If you need any additional assistance, please call our Customer Loyalty Group at (888) 768-4767.
We appreciate your feedback and we're happy to hear that you've had a great experience. We are so excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
Ezra was very helpful in answering all my questions and making the changes to my program. She was very friendly and respectful.
Reply from ClearOne Advantage, LLC2026-05-14
We appreciate your feedback and we're happy to hear that you've had an informative experience. Thank you for choosing ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
My name is Vicky Williams, I spoke with Melchor, he was very knowledgeable about everything I asked him, very friendly, made sure I was comfortable with everything before we ended the call.
Reply from ClearOne Advantage, LLC2026-05-12
We appreciate your feedback and we're happy to hear that you've had an informative experience. Thank you for choosing ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
This is wonderful news! Thank you so much for taking the time to share your experience with us! If you need any additional assistance, please call our Customer Loyalty Group at (888) 768-4767.
I was given excellent customer service. All my questions were answered well.
Reply from ClearOne Advantage, LLC2026-05-13
Thank you for your feedback! We are happy you have chosen ClearOne Advantage for your debt free journey! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
If you are having debt issues this is the best company to help …
I’ve applied to several different companies for help and they all fell short for one reason or another but your company seems to be exactly the help I need at a more reasonable price and the fact that if needed you have local legal
assistance and Allen Fletcher was very patient and thorough
In explaining everything
Reply from ClearOne Advantage, LLC2026-05-13
We appreciate your feedback! We're happy to hear that you've had a positive experience and we greatly appreciate the recommendation! We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
They took the time and patience to listen, understand, and tell me the truth about everything I had questioned in the past.
Reply from ClearOne Advantage, LLC2026-05-13
We appreciate your feedback! We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
I was able to pay off all my debt within 9 months. I worked with Melchor for the final few months and he was extremely helpful, kind, and thorough! Customer service in general was fantastic!
Reply from ClearOne Advantage, LLC2026-05-13
Thank you for your feedback! We're delighted to hear about your positive experience with us. Congratulations on becoming debt free! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
We appreciate your feedback! We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
They never explained the fee structure and immediately in my first deal they deducted $360 from my account to pay their fee before paying my debtor. When she said my fee was based on 29% full amount of debt, I paid direct to them on a $1200 account $360. It did not go to my creditor. Then I have to pay the creditor $50 a month for a year on top of the $360 fee. I’m getting out of this contract because they DID NOT tell me the fee structure. I never would have agreed to it had I known. I have cancelled my payments and will file for bankruptcy. I wanted to pay my creditors not the creditor service. I’ve lost the two payments I made into their bank which was $600. I could have hired a lawyer for bankruptcy for that.
Reply from ClearOne Advantage, LLC2026-05-12
We appreciate your feedback, Ms. Stewart and are sorry to hear about the concerns you’re experiencing with your program. A member of our management team has reached out to you via email and would welcome the
opportunity to connect and assist you. If you would like to discuss this further or need additional assistance, please feel free to contact our Customer Loyalty Group email us at [email protected]. We are here to help and look forward to resolving this with you.
Laura was very fantastic. She made a tough situation easier.
Reply from ClearOne Advantage, LLC2026-05-12
We appreciate your feedback! We're happy to hear that you've had a positive experience. We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767
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