Comfortable Experience!
The application process was easy and terms of the policy were easily understood! Thank you Ethos!
Ethos is a new kind of life insurance built for people who don’t have time for fine print, extra doctors appointments, or hidden fees.We believe that life insurance should be affordable and accessible, because it protects families when they are most vulnerable. So we took advantage of a fresh start, rebuilding the process in a simpler, faster way. This freed us to pursue our goal: to protect all families.
Written by the business, not verified by us.Ethos (ethoslife.com) has a 4.9 out of 5 rating on OK.one, based on 287 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-28.
Customers and reviewers overwhelmingly had a great overall experience with this company. Customers frequently share that setting up term life insurance is extremely fast, straightforward, and surprisingly simple without requiring any stressful or complicated medical exams. Many people also appreciate the incredibly knowledgeable agents who take the time to explain policies thoroughly, ensuring that families get great coverage and highly affordable monthly rates. Some people were slightly dissatisfied with unexpected policy details and communication gaps regarding their coverage. Consumers noted occasional confusion regarding policy switches, unexpected updates, or difficulties managing specific account details like beneficiaries without making phone calls.
Auto-generated from all reviews of this business. For reference only.The application process was easy and terms of the policy were easily understood! Thank you Ethos!
The set up, the coverage and the price was definitely for me and my babies. The Agent was clear, patient and very knowledgeable on the coverage I needed.
Westley Guzman made the process very simple, I was pleased with the service.
Great site easy to use and get coverage. Steve was great help.
My experience with my point of contact Patrick has been quick and smooth, I always thought getting life insurance would be complicated and tedious but this was a breeze. As a single mom, doing this was very important for me.
Insurance is one of the less fun things to handle but I love that they made the process easy. My family is now protected and it is one less thing on my "to do" list. I was able to do everything online, which was a huge plus. I was able to do comparisons and determine what fit best with my situation and budget.
Unbelievable…..I can’t explain its easiness to apply online. Even I missed a call from agent after finished all the process, Ethos approved my term life insurance automatically, that’s the great thing, with great, affordable, and reasonable rates. However I am from Texas and Texans people don’t have access to edit beneficiaries without phone calls to the agent, this is the downside of this policy. Otherwise 100% perfect…
Unbelievably easy...set my desired rate of coverage and payment and poof! It was DONE.
Your agent Paul Toscano helped me with everything and answered all my questions. He was very helpful in explaining everything.
Thank you for making this easy and helping me feel comfortable with the coverage being offered!
Very seamless process and very happy to know my loved ones are covered.
287 reviews matching