Easy to enroll
Easy to enroll. No medical exam needed. Reasonable rates.
Ethos is a new kind of life insurance built for people who don’t have time for fine print, extra doctors appointments, or hidden fees.We believe that life insurance should be affordable and accessible, because it protects families when they are most vulnerable. So we took advantage of a fresh start, rebuilding the process in a simpler, faster way. This freed us to pursue our goal: to protect all families.
Written by the business, not verified by us.Ethos (ethoslife.com) has a 4.9 out of 5 rating on OK.one, based on 287 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-28.
Customers and reviewers overwhelmingly had a great overall experience with this company. Customers frequently share that setting up term life insurance is extremely fast, straightforward, and surprisingly simple without requiring any stressful or complicated medical exams. Many people also appreciate the incredibly knowledgeable agents who take the time to explain policies thoroughly, ensuring that families get great coverage and highly affordable monthly rates. Some people were slightly dissatisfied with unexpected policy details and communication gaps regarding their coverage. Consumers noted occasional confusion regarding policy switches, unexpected updates, or difficulties managing specific account details like beneficiaries without making phone calls.
Auto-generated from all reviews of this business. For reference only.Easy to enroll. No medical exam needed. Reasonable rates.
The experience was great. Finding a policy was fast and the set up was easy. I am thankful that the whole process was not overly complicated!!😊
I was contacted by an Ethos representative with an offer to upgrade my existing life insurance coverage however, after accepting the offer, there was no follow up, no instructions on how to access my new policy and no documents provided. My first payment was processed 2 days ago and I have yet to hear from Ethos regarding my policy.
Hello, Thank you for sharing your experience. We’re sorry to hear about the lack of follow-up and clarity regarding your policy. We’re glad you were able to get in touch with our Support team. Your concerns have also been escalated internally for review so we can better understand what happened and ensure the appropriate follow-up is provided. Thank you for your patience. Ethos Support.
Easy to talk to and put insurance in place!
I was covered in 15 minutes for a 30 year term for my loved ones. I’m on the road professionally and this has given my wife and I a peace of mind. No more worrying.
It was a simple process and I’m excited about having coverage to protect my family.
Everything was very simple and easy to do.
Very easy application right over the phone, internet.
Excellent service! Quick and painless
Easy. Fast. Peace of mind.
This was a very simple process. Good experience overall.
This process was seamless and informative.
Peace of mind experienced both fast and easy!
287 reviews matching