Fundbox is a financial services platform powering the small business economy with innovative credit and payment solutions. We offer fast and intuitive access to business credit. Our goal is to unlock the potential of small businesses by giving them financial agility and peace of mind.
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Is Fundbox legit?
Fundbox (fundbox.com) has a 4.6 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 88% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers praise the fast funding and flexible repayment options that help small businesses manage their daily cash flow smoothly. Reviewers frequently mention that the staff and customer service representatives are incredibly helpful, kind, and quick to resolve account issues. People love how easy the application process is and appreciate receiving detailed breakdowns of their payment plans.
However, some people mentioned experiencing frustrating glitches with the automated payment systems and unexpected software errors. Others noted that their available credit lines were unexpectedly lowered or restricted right after paying off their balances completely.
Auto-generated from all reviews of this business. For reference only.
TK guided me through the application and online process flawlessly.
Reply from Fundbox2026-05-27
Hi Adam, thank you for your 5-star review, and kind words for TK; we'll be sure this feedback is passed along! We're happy to hear TK was able to navigate through the application process with you, making it a little easier! We appreciate you choosing Fundbox, and look forward to helping you meet your small business goals!
Excellent and reliable LOC for small Biz. Fundbox Rocks !!
Reply from Fundbox2026-05-26
Hi Yvonne, thank you for your 5-star review! We're happy to hear that Fundbox has been a helpful asset to your small business! We look forward to continuing to help meet your small business goals!
Hi Arens Store Corp, thank you for your kind review! We're happy to hear you're having a great experience! We truly appreciate you choosing Fundbox to help grow your small business!
TK was very helpful and professional. Made it all very easy!!
Reply from Fundbox2026-05-22
Hi Zeke, thank you for your positive review, and kind words for TK; we'll be sure this feedback is passed along! We're happy to hear TK was able to help you out in a quick and efficient manner! We appreciate you choosing Fundbox, and look forward to continued success!
TK was extremely patient and helpful in getting my account set up for use. The process was fairly easy to do, minus user errors on my part. Nonetheless, TK provided exceptional service. I will recommend Fundbox to my colleagues.
Reply from Fundbox2026-05-22
Hi Sherri, thank you for your 5-star review, and kind words for TK; we'll be sure this feedback is passed along! We're happy to hear TK was provided such phenomenal service, and was able to help get your account set up! We appreciate you choosing Fundbox, and look forward to helping you meet your small business goals!
I've used Fundbox for years and it's been a great service to help. Small businesses have active working capital. I highly recommend.
Reply from Fundbox2026-05-22
Hi Anthony, thank you for your positive review, recommendation, and being such a loyal customer! We're happy to hear that Fundbox has been a helpful asset to your small business, and we look forward to continuing to help your small business grow!
Hi Wade, thank you for your kind review! We're happy to hear you're having a great experience, and the process thus far has gone smoothly! We look forward to continuing to help your small business grow!
I took a loan through Stripe (offered in my Stripe dashboard). Loan facility is provided by Fundbox. They aren't just not trustworthy, they are breaching Australian laws.
First, I never got a copy of my loan agreement. Stripe tells me to contact Fundbox to get it, they say I'm not on file. Strange...because loan repayments come out through Stripe every day. The loan says it's over 18 months with a max repayment %. However, they have put the repayments at the max % from the start, even though that means I'll pay it off in less than 12 months. The rates are killing my cash flow. Several days of going back and forth and neither company cares. Will be going to the Australian banking regulator next. Avoid Stripe and Fundbox at all costs.
Reply from Fundbox2026-05-21
Hi H Savage, thank you for sharing your feedback. This has been shared with the relevant parties here at Fundbox. To look into this further, please email [email protected] with your Stripe Account number, and we'd be happy to review in more detail.
Nav has been amazing for my business. I can keep a track of my business and personal credit all in one app. It also gives me recommendations on how to improve my cash flow and credit among other things.
Reply from Fundbox2026-05-21
Hi SMA Limousine Inc, thank you for your 5-star review! We're happy to hear that you're able to take care of everything all in one place, and that we've been a helpful asset to your small business! We look forward to continued success!
The entire process was quick and painless. It allowed me to get the working capital I needed to help my business run smoothly.
Reply from Fundbox2026-05-21
Hi Jennifer, thank you for your positive review! We're happy to hear that Fundbox was able to provide you the capital needed for your small business, and everything has been running smoothly! We truly appreciate you choosing Fundbox to help grow your small business!
Hi Scott, thank you for your 5-star review! We're happy to hear you're having a great experience, and find Fundbox to helpful for your small business! We look forward to continuing to help you meet your small business goals!
Hello,
My experience with Fundbox has been good because they are flexible in finding a solution. They are open to suggestions, and the employees are friendly.
Reply from Fundbox2026-05-20
Hi Leroy, thank you for your kind review! We're happy to hear that you've had a pleasant experience with Fundbox, and that our team has been receptive to your suggestions, have been able to help find solutions, and friendly! We truly appreciate you choosing Fundbox!
We have used many MCA loans over the years. But Fundbox has been the best company to work with and experience so far. Highly recommend!
Reply from Fundbox2026-05-20
Hi Eric, thank you so much for your 5-star review, and recommendation! We're happy to hear you're having a great experience! We look forward to continuing to help you meet your small business goals!
TK was incredibly helpful. taking care of all my needs.
Reply from Fundbox2026-05-19
Hi Frank, thank you for your kind review, and positive words for TK; we'll be sure this is passed along! We're happy to hear that TK was helpful, and took care of everything for you! We truly appreciate you choosing Fundbox, and look forward to continued success!
Hi Richie on the Go, thank you for your 5-star review! We're happy to hear you're having a great experience! We look forward to continuing to help you meet your small business goals!
Hi there, thank you for your 5-star review! We're happy to hear that the application process was easy, and everything is straight forward! We truly appreciate you choosing Fundbox to help grow your small business!
Hi Carrie, thank you for your 5-star review, and kind words for TK; we'll be sure this feedback is passed along! We're happy to hear TK provided such a positive experience, and was able to help the trouble you were experiencing! We appreciate you choosing Fundbox to help grow your small business!
It's really easy to access the funds and costumer service is really good.
Reply from Fundbox2026-05-14
Hi MotorSport Prime, thank you for your 5-star review! We're happy to hear that you're having a great experience, and that you've had a pleasant interaction with our Support Team! We truly appreciate you choosing Fundbox, and look forward to continued success!
Hi Hall Timber & Logging LLC, thank you for your kind review! We're happy to hear you're finding everything easy to use! We look forward to continuing to help you meet your small business goals!
Today was the first time I had had trouble logging into Fundbox. Turns out I needed to log in thru google chrome. Once I got logged in to google chrome, things went fine.
Over the years, Fundbox has been a big help to this small biz. I also like the quick repayment plan. I don't have to worry about long-term debt/payments. For us, this has been better than a "cheaper" long-term bank loan.
Reply from Fundbox2026-05-11
Hi Patricia, thank you for such a kind review! We're happy to hear our team was able to help get you logged into your account in a timely manner! We appreciate you being such a loyal customer, and that we've been a helpful asset to your small business! We look forward to continuing to help you meet your small business goals!