Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored.As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.
Is Little Lake Lending legit?
Little Lake Lending (littlelakelending.com) has a 4.5 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and helpful representatives for providing exceptionally clear explanations, professional guidance, and prompt support during urgent financial situations. Consumers consistently highlight the remarkably fast approval times, seamless digital tools, and overall convenience and simplicity of the online application process.
Some reviewers were not happy with high interest rates and the strict necessity of making early repayments to avoid incurring excessive financial costs. A few other people also felt that managing accounts can occasionally prove quite frustrating due to unexpected payment withdrawals and communication hurdles with representatives.
Auto-generated from all reviews of this business. For reference only.
Quick fix for a short term problem. Outrageous interest making a quick repayment a must. The initial process is a little cumbersome. Very nice customer service and web portal.
Reply from Little Lake Lending2026-04-27
We truly appreciate your honest feedback and the 4 stars, Thomas! It’s great to hear our team and web portal made a positive impression. We understand the frustration around interest rates and the onboarding steps, and your comments help us get better. Thanks again for choosing us — we’re grateful for you!
Dear Customer,
We truly appreciate you taking a moment to share your experience, and we’re so grateful we could be there when you needed help. It means a lot to us to know we were able to support you at the right time. Thank you again for trusting us—we’re always here whenever you need us!
Thanks for taking the time to leave such a great review, customer! We’re thrilled that you had a smooth experience with both our customer service and payment system. Making things easy and efficient for our customers is always a top priority. We truly value your support!
The customer care agent was very helpful and discussed with me options that were available as far as interest rate finance an early payoff that would help with my situation. After talking to the agent made my decision to go ahead and accept the loan offer.
Reply from Little Lake Lending2026-04-23
Thank you for sharing your experience, Angel Cantu! We’re so glad our customer care team was helpful in reviewing your options and guiding you through the process. It’s important to us that you feel informed and comfortable when making financial decisions. We appreciate your trust and are always here if you need anything moving forward!
Dear Maritza Jackson,
We truly appreciate you taking the time to share your experience with us. We're grateful to hear that your loan approval process was quick and easy, as that’s exactly what we strive for. Thank you for choosing us—we’re here whenever you need us again!
We truly appreciate your five-star rating, Nancy Watkins! It’s great to know that everything came together in a way that made your financial decision easy and stress-free. That’s one of our top goals. Thanks again for your trust—we’re here whenever you need us!
I did not like the high interest on the loans. Getting approved was a simple process. The quicker you pay off your loan the better.
Reply from Little Lake Lending2026-04-22
We appreciate you taking the time to leave a review, customer. It’s great to know that you found the approval process quick and straightforward—that’s one of our top priorities. We’re sorry to hear that the interest rates didn’t meet your expectations, and we understand how important that is when making financial decisions. Your feedback is important to us, and we’re always looking for ways to provide better value. Thank you again for sharing your thoughts with us.
Dear Mary,
We truly appreciate your kind words and are grateful you took the time to share your experience. We’re so glad to hear our team was friendly and helpful- that's what we strive for! Thank you again for your support—we look forward to working with you in the future.
The person I worked with was very helpful. The one thing I do want you to know. I had and emergency situations is the reason I went with this loan but to be honest. If you get a loan try to pay it off as soon as you can because the interest and payment isn't worth it. It is way to high
Reply from Little Lake Lending2026-04-21
We appreciate you taking the time to share your experience, Franklin county. It’s great to know that our team member was able to assist you effectively, especially during an emergency situation—that’s exactly when we strive to be there the most. We also understand and respect your feedback regarding interest and payments, and we truly value your transparency. Thank you again for choosing us, and we wish you all the best moving forward.
We truly appreciate your amazing review, Customer! Making the process simple and easy is exactly what we aim for. Thanks for trusting us—come back anytime.
Thanks for the fantastic rating, Sheila Davis! Happy to hear our quick turnaround made a difference. We appreciate your support and hope to serve you again.
Thanks so much for the five-star rating, Steven Elkin! We’re glad you found the lending process easy to navigate. Keeping things quick and convenient for our customers is a top priority. We truly appreciate your feedback and look forward to working with you again!
Dear Dale E. Hanson,
We truly appreciate you taking the time to share your feedback—it means a lot to us. We’re grateful to hear everything was totally on line with your expectations. Thank you again for your support, and we look forward to serving you in the future!
Dear Arshaun Hall,
We truly appreciate your feedback and are so glad to hear everything was on time. Your support means a lot to us, and we’re grateful you took a moment to share your experience. We look forward to serving you again soon!
Great customer service. Clear understanding of process, with keeping the customer in mind.
Hiring the right people for customer service relations..
Reply from Little Lake Lending2026-04-14
Thank you for your review, Mithdania! We take pride in building a team dedicated to outstanding customer service. We appreciate your business and look forward to serving you in the future.
Was need a loan and I love the tribe loan places they are so under standing! The customer service was wonderful! Thank you so much ! Kathryn King
Reply from Little Lake Lending2026-04-14
Kathryn, thank you for the amazing 5‑star review! We’re so glad our customer service and supportive team made a difference for you. We truly appreciate you taking the time to share your experience. Thanks again!
The quick funding made my experience great ! And great the online portal where I can make changes to my account is good when you cant reach a rep.
Reply from Little Lake Lending2026-04-08
Dear Heidi,
We truly appreciate you sharing your experience—hearing that the quick funding made things great for you means a lot to us. We're also grateful you found the online portal helpful for managing your account when a representative isn’t available. Thank you again for your kind words, and we look forward to continuing to support you!
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