Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored.As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.
Is Little Lake Lending legit?
Little Lake Lending (littlelakelending.com) has a 4.5 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and helpful representatives for providing exceptionally clear explanations, professional guidance, and prompt support during urgent financial situations. Consumers consistently highlight the remarkably fast approval times, seamless digital tools, and overall convenience and simplicity of the online application process.
Some reviewers were not happy with high interest rates and the strict necessity of making early repayments to avoid incurring excessive financial costs. A few other people also felt that managing accounts can occasionally prove quite frustrating due to unexpected payment withdrawals and communication hurdles with representatives.
Auto-generated from all reviews of this business. For reference only.
I was in desperate need to pay my car note and little lake came through quick fast and in a hurry I appreciate you guys so much for the assistance
Reply from Little Lake Lending2026-04-10
Dear Lenette,
We truly appreciate you taking the time to share your experience, and we’re so glad we could come through for you when you needed it most. It means a lot to us to know we were able to help ease your situation quickly and efficiently. Thank you again for your kind words and trust in us—we’re always here whenever you need a hand!
Great experience with Little Lake and their team members.
From the beginning my dealing with Little Lake and especially the staff (Ocean and Adelle) was so pleasant and enjoyable. Clear explanations, questions answered and a very smooth process.
Reply from Little Lake Lending2026-04-10
Huge thanks for the glowing review, Brady! We’re delighted that Ocean and Adelle made the process smooth and answered all your questions along the way. We appreciate your support and look forward to serving you again!
Everything was great except for the interest rate is way too high
Reply from Little Lake Lending2026-04-10
Really appreciate the great review, Caryn Monica! Glad to hear everything went smoothly and you loved the overall experience. Sorry the interest rate didn’t hit the mark — totally understand the frustration. Thanks again for giving us a chance, and we’d love to help you again down the road!
Thank you for your comment, Al. If you would like to share more details about your experience with our customer service, we would welcome the opportunity to learn more.
Susan Moss, thank you for taking the time to share your experience—we truly appreciate your feedback. We’re glad to hear there were some positive aspects of your interaction, and we value the opportunity to build on those high points.
That said, we’re very sorry to hear about your concerns regarding the pre-approval process and how it was presented. What you described is not the experience we aim to provide, and we understand how frustrating and disappointing that can feel. Transparency and trust are extremely important to us, and we regret that we fell short in this instance.
We would welcome the opportunity to look into this further and address your concerns directly. Please feel free to reach out to us so we can better understand what happened and work toward making things right.
Thank you again for your feedback—it helps us improve. We hope to have the chance to serve you better in the future.
Little Lake Lebding is great because they we're there when I needed them.
Reply from Little Lake Lending2026-04-09
We really appreciate your five-star review, Jennifer Sturgis! Being there when it matters most is something we take great pride in, so your feedback means the world to us. Thank you for choosing Little Lake Lending—we’re always here whenever you need us!
the loan process was customer friendly, convenient and I was funded quickly at a time when I needed the funds.
Reply from Little Lake Lending2026-04-09
Thank you for your review, Tony! We’re glad the process was convenient and that we could get funds to you right when you needed them. We appreciate your trust and look forward to serving you again.
Fast application and deposit
Reward points applied to balance
Reply from Little Lake Lending2026-04-08
Huge thanks for the 5 stars, Suzanne N! Quick service and smooth reward point application are top priorities for us, and we’re happy it showed. We appreciate you and hope to serve you again soon!
Dear Willa Clement,
We really appreciate you taking the time to share your feedback with us. We're glad to hear you had a great experience overall, and we understand your concerns about the interest rate. Thank you again for your honesty—we truly value it and hope to serve you again in the future!
Dear Kathleen Harris,
We truly appreciate you sharing your experience, and we’re grateful you found the application process easy and fast. It’s great to hear the amount offered met your expectations—that means a lot to us. Thank you again for your feedback, and we look forward to serving you again!
Dear Customer,
We really appreciate you taking the time to share your feedback with us. We’re grateful to hear the process felt seamless and easy from start to finish. Thank you for choosing us—we’re always here if you need anything in the future.
Thank you so much for the 5 stars, Tracy Strain! We're thrilled to hear the application was quick and easy. We appreciate you choosing us and look forward to helping you again soon!
Huge thanks for the glowing review, Kenneth-Grove City,OH! Making things easy and fast is exactly what we aim for, and we’re glad you experienced just that. We appreciate you being a valued customer.
Dear Debbie Culberson,
We truly appreciate your kind words and are so grateful you took the time to share your experience. It means a lot to us that you found our team easy to talk to—we always strive to make everyone feel comfortable and heard. Thank you again for your support, and we look forward to welcoming you back soon!
We’re thrilled to earn your 5‑star review, Steve! Fast funding and a smooth experience are exactly what we aim for. Thanks for being a valued customer!
Being accepted for the helping opportunity! And great full.
Reply from Little Lake Lending2026-03-26
Dear Franklin,
We truly appreciate your kind words and are so grateful you chose to be part of this helping opportunity with us. It means a lot to us that you felt welcomed and supported along the way. Thank you again for your trust and positivity—we’re excited to continue this journey together!
Thank you for your kind feedback, Patricia! We’re glad to hear you had a great experience. We appreciate your support and look forward to assisting you again in the future.
they are a great company they understand that my have late at times I this loan company
Reply from Little Lake Lending2026-03-25
Thank you for the five-star review, Maria! We really appreciate your kind words.
We’re glad to hear that our understanding and flexibility made a positive impact—that’s exactly what we aim for. Life happens, and we’re always here to work with you.
Thanks again for choosing us!
Dear David Alcorn,
We truly appreciate you taking the time to share your experience with us. We’re so grateful to hear that you enjoyed our customer service—it means a lot to our team. We look forward to serving you again soon and thank you for your support!
The website was user friendly. And when talking with the customer service agent they e planned the process and terms wonderfully. amd the whole process was quick and easy.
Reply from Little Lake Lending2026-03-25
Thank you so much for your five-star review, Angela Salazar! We’re thrilled to hear that you found our website user-friendly and that our customer service agent was able to clearly explain the process and terms. Making things quick and easy for our customers is always our goal, so it’s wonderful to know we delivered. We truly appreciate your support and look forward to assisting you again in the future!
Makwa Finance
River Valley Loans
Uprova®
WithU Loans
Lendumo
Plain Green Loans
Simple Fast Loans
CreditCube