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Money & Insurance

OneBlinc

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200 reviews

4.2200 reviews
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About OneBlinc

Data updated
Website
oneblinc.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
1 review
Replies to negative
87% (33/38)
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About this business

We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.

Written by the business, not verified by us.

Is OneBlinc legit?

OneBlinc (oneblinc.com) has a 4.2 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 87% of negative reviews; 1 of them were added in the last 12 months. Last updated 2026-09-05.

What people say

S
S. Monique Cone · 5 reviews · Verified · Experienced 2024-05-22 ·

Quick

Quick, painless process...

Reply from OneBlinc2024-05-31

Hey Statishia! It's great to see you here! Thank you for your kind words! We are thrilled to hear that you continue to find our process quick and painless after all these years of support! It means A LOT to us. And, if there's anything we can do to enhance your experience, please let us know. We aim for that 5th star missing at your review and we will earn it! That's our goal! By the way... are you following us online? We've recently launched a new Instagram page. I'll share all our social channel info with you - follow us everywhere :) Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We're always here for you whenever you need assistance! Best Regards, The OneBlinc Team

A
Andrea Walker · 2 reviews · Verified · Experienced 2024-05-20 ·

Excellent customer service

Reply from OneBlinc2024-05-31

Hi Andrea, Thank you so much for your kind words and the 5-star rating! We're thrilled to hear you had an excellent experience with our customer service. If you ever need anything in the future, don't hesitate to reach out. Could you also follow us on our Social channels? It would be much appreciated! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: linkedin.com/company/oneblinc1 We're here for you whenever you need assistance! Best Regards, The OneBlinc Team

U
Ursula Quejado · 1 review · Verified · Experienced 2024-05-20 ·

Representatives ate easy to talk with

Representatives ate easy to talk with. And even if they give instructions its easy to follow and they follow up if you have any questions

Reply from OneBlinc2024-05-31

Hi Ursula, Thank you for the fantastic review! We're delighted our representatives are easy to talk to and our instructions are clear. We're here to help and ensure your experience is smooth. Could you also follow us on our Social channels? It would be much appreciated! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: linkedin.com/company/oneblinc1 We're here for you whenever you need assistance! Best Regards, The OneBlinc Team

T
TIFFANY · 2 reviews · Verified · Experienced 2023-06-23 ·

No structure for Refinancing your loan

Reply from OneBlinc2024-05-31

Hi Tfiffany. how are you today? We regret the inconvenience and frustration you've faced. This falls short of our service standards. While our refinance process has changed and no longer auto-renews, please email us at [email protected] with your details. Although we can't guarantee the outcome, we'll prioritize your case to assist you promptly. Thank you for highlighting this, and we value your feedback. OneBlinc Team

c
customer · 3 reviews · Verified · Experienced 2024-05-14 ·

Very helpful and patience from the reps

The customer service representatives was very helpful and extremely patience with me

Reply from OneBlinc2024-05-31

Dear OneBlinc Customer, Thank you so much for your kind words and the 5-star rating! We're thrilled to hear you had an excellent experience with our customer service. If you ever need anything in the future, don't hesitate to reach out. Could you also follow us on our Social channels? It would be much appreciated! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: linkedin.com/company/oneblinc1 We're here for you whenever you need assistance! Best Regards, The OneBlinc Team

B
Brett Jones · 1 review · Experienced 2024-05-06 ·

Been a OneBlinc customer for over a…

Been a OneBlinc customer for over a year. Got an offer to refinance but having issues with connecting my salary card. Have made multiple calls in and emails and still no response. I’ve been given the response that they have escalated to their IT but no response and they will send a follow up. Very frustrated to say the least

Reply from OneBlinc2024-05-13

Hello Brett, We regret the issues you encountered with our service, understanding the frustration when things don't go smoothly, particularly with Refinancing. We acknowledge the situation and appreciate your patience. Refinancing procedures have been revised; it is no longer automatic but remains available. Your loyalty as a OneBlinc customer is highly valued, and we are dedicated to resolving this issue. Our records show you were APPROVED for the Refin on Saturday, May 11th. If accurate, could you kindly reconsider/remove your 1-star review? We anticipate receiving a 5-star review if it aligns with your current satisfaction and experience with our services. Thank you for your patience and cooperation. Best Regards, The OneBlinc Team

M
MY · 2 reviews · Experienced 2024-05-08 ·

Appreciate the support

I’ve been using Oneblinc for many years. I had an unexpected expense come up and needed to refinance but could not on the website. I reached out to Oneblinc and talked with Sheila about my situation. I really appreciate her kind customer service and assistance with my situation.

Reply from OneBlinc2024-05-13

Hey MY, Thank you for your feedback. It is greatly appreciated. We aim to maintain this high level of service for all your future needs. We'd like to invite you to follow us on our social media platforms to stay updated and learn more about us. Check out our post featuring Sheila, our exceptional client service colleague. She's amazing, right? Choose your favorite platform or follow us on all of them! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We are always here for you whenever you need assistance! Best Regards, The OneBlinc Team

H
HODGES LAWRENCE, LINDA J · 6 reviews · Verified · Experienced 2024-05-09 ·

My experience was made great because…

My experience was made great because each agent was courteous, professional and great listeners.

Reply from OneBlinc2024-05-13

Hello Linda J, We're thrilled to hear about your positive experience with our team! It's great to know that you found our agents to be courteous, professional, and attentive listeners. We strive to provide the best possible service to our customers, and your comments truly make our day. Be sure to reach out if you need anything in the future. Thanks again for your wonderful review! Also. we'd like to invite you to follow us on our social media platforms to stay updated and learn more about us. Choose your favorite platform or follow us on all of them! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We are always here for you whenever you need assistance! Best Regards, The OneBlinc Team

A
A Jackson · 2 reviews · Experienced 2024-05-09 ·

Thanks to Sheila for her promptness and…

Thanks to Sheila for her promptness and detail attention to resolve the issue with my refinance. She was nice and professional. Thanks again Sheila.

Reply from OneBlinc2024-05-10

Hey A Jackson, Thank you for your feedback. It is greatly appreciated. We aim to maintain this high level of service for all your future needs. We'd like to invite you to follow us on our social media platforms to stay updated and learn more about us. Check out our post featuring Sheila, our exceptional client service colleague. She's amazing, right? Choose your favorite platform or follow us on all of them! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We are always here for you whenever you need assistance! Best Regards, The OneBlinc Team

A
Anon · 1 review · Verified · Experienced 2024-05-06 ·

Highly recommended

Great experience! Quick service!

Reply from OneBlinc2024-05-07

Hey Anon, Thanks for your feedback. It means a lot to us. We hope we can keep up with this level of service whenever you need us. Also, we'd like to invite you to connect with us on our social media platforms to stay updated and to get to know us even better. Pick your favorite one :) Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We're always available whenever you need us! Best Regards, The OneBlinc Team

I was really interested in allotment…

I was really interested in allotment loans, but it's been almost a month and can't seem to get past the application process. The website hangs and throws errors. Contacted support multiple times via email, live chat and phone. No movement, progress or feedback. Live chat today resulted in the same response - Someone will get back to me.

Reply from OneBlinc2024-05-13

Hello Jules, Thank you for sharing your feedback with us. We apologize for the issues you faced with the application process and the lack of progress you've experienced. This doesn't meet our service standards. We're investigating our website application flow and are dedicated to resolving these technical issues quickly. Rest assured, your application is a priority. You'll receive an email explaining the causes behind the delays. We value your patience and interest in our Loans. We're committed to supporting you and resolving this to your satisfaction. Warm regards, The OneBlinc Team

S
Sharon Williams · 1 review · Verified · Experienced 2024-04-30 ·

I was having a lot of difficulties with…

I was having a lot of difficulties with the application and Ted was extremely helpful. He worked closely with me making until the issue was resolve. I appreciate all that you did Ted. Thanks

Reply from OneBlinc2024-05-01

Hello again Sharon, Once again, thank you so much for taking the time to leave this feedback. We're so glad to hear that Ted was able to assist you with the difficulties you were experiencing with our application. We always strive to provide the best service for our customers, and it's wonderful to hear that Ted's hard work was able to make such a positive impact for you. We will ensure your kind words are passed along to him. Also, we'd like to invite you to connect with us on our social media platforms to stay updated and to get to know us even better. Pick your favorite one :) Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 We're always available whenever you need assistance. Best Regards, The OneBlinc Team

J
Johnny DeLoach · 2 reviews · Experienced 2024-04-27 ·

Shelia really helped me and was quick

Shelia really helped me and was quick! Thanks for the help!!

Reply from OneBlinc2024-04-29

Hi Mr. DeLoach, Sheila is a great team player, isn't she? We're glad to have her on board and even more pleased that she could assist you! Feel free to reach out to our team with any queries in the future. Thank you for your confidence and for choosing us. Don't forget to connect with us on our social media platforms to stay updated: Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 We're always available whenever you need assistance. Best Regards, The OneBlinc Team

M
Maynard williams · 2 reviews · Verified · Experienced 2024-04-25 ·

Thankfull To Have Yall!…

"You guys go out the way to work with us!"

Reply from OneBlinc2024-04-29

Hi Maynard, We're delighted to hear your kind words! Knowing that we're making a positive impact on your experience truly brightens our day. We're here to make things easier for you, and we're glad to know we're succeeding. Thanks for being a valued member of the OneBlinc family. We're always here to assist you. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better: Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 We're always here for you whenever you need us. Best Regards, The OneBlinc Team

K
KEYAIRRA · 3 reviews · Verified · Experienced 2024-04-24 ·

My experience with one blinc is always great

Reply from OneBlinc2024-04-25

Hey Keyairra, Thank you for your wonderful review and 5-star rating! We're thrilled to hear about your great experiences with OneBlinc. We strive to provide the best service possible and it's always rewarding to know we're meeting our goals. We're looking forward to continuing to work with you. By the way, we'd also like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: linkedin.com/company/oneblinc1 Thanks for being with us! Best Wishes, The OneBlinc Team

K
Katie Baker · 1 review · Verified · Experienced 2024-04-19 ·

Only down fall is you can only get 2…

Only down fall is you can only get 2 advances within the 14 day period

Reply from OneBlinc2024-04-23

Hello Katie, Thank you for your review! We're happy to hear you're enjoying our service but understand your concern about the advances limit within the 14-day period. This policy ensures responsible borrowing and customer protection. Consider it a safety and operational practice! We are always seeking ways to enhance our services, and your feedback is valuable. Your comments will be taken into account as we strive to improve. Thank you for being a valued member of the OneBlinc community! Don't forget to follow us on our social channels to stay connected! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

C
Cherie Richardson · 1 review · Verified · Experienced 2024-04-19 ·

Great app to use

Very easy to do and easy to sign up for! Emergency cash when needed!

Reply from OneBlinc2024-04-23

Hello Cherie, We're thrilled to hear that you're finding our app easy to use and sign up for! We always strive to provide a seamless experience for our customers, especially when they need emergency cash. Your positive feedback keeps us motivated to continue improving our services. If you ever need any assistance or have any suggestions, please feel free to reach out to us. Don't forget to follow us on our social channels to stay connected! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

UPDATE: I've been a customer for a few years. NO REFINANCE?

One Blinc's Refinace options and criteria have changed. That being said, I was in an emergency situation and had to plead for help and a refinance, one blinc came through finanally. They gave me a manual review and approved a refinance as a one time courtesy. I do believe that they need to be transparent about refinance options in the future though. Thank you for helping me when I was in dire straights. I made this new review and changed the other one.

Reply from OneBlinc2024-04-23

Hello Blk Skinbyrd, Thank you for taking the time to update your review, we truly appreciate it. We're glad to hear that we were able to assist you during your emergency situation. We understand your concerns regarding our refinance options and appreciate your feedback. We assure you that we are working on making our policies and criteria more transparent for our valued customers like you. Again, thank you for your patience and understanding during this process. We're always here to help! Also, please consider following us on our social channels to stay connected! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

C
Charles · 3 reviews · Verified · Experienced 2024-04-19 ·

Smooth and transparent.

Reply from OneBlinc2024-04-23

Hey Charles, We're delighted to hear that your experience with us was smooth and transparent. Maintaining these principles is our goal, and your feedback confirms we're heading in the right direction! We're excited to have you on board and look forward to delivering exceptional service. Could you assist us? If possible, please consider following us on our social media platforms to stay connected! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Warm regards, The OneBlinc Team

N
Nick Gadson · 6 reviews · Experienced 2024-04-19 ·

They always give me the best customer…

They always give me the best customer service and always answer my questions and always help me with extra cash when I need it the most. They are the best

Reply from OneBlinc2024-04-23

Hello Nick, Thank you for leaving us such a wonderful review. We are thrilled that you loved your experience; our staff will definitely be happy to read what you wrote. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day. So thank you for your kind words. We're always here to help you out whenever you need it. If you can, please consider following us on our social channels to stay connected! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

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