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Money & Insurance

OneBlinc

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200 reviews

4.2200 reviews
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About OneBlinc

Data updated
Website
oneblinc.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
1 review
Replies to negative
87% (33/38)
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About this business

We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.

Written by the business, not verified by us.

Is OneBlinc legit?

OneBlinc (oneblinc.com) has a 4.2 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 87% of negative reviews; 1 of them were added in the last 12 months. Last updated 2026-09-05.

What people say

service was pleasant and quick

Reply from OneBlinc2024-04-23

Hello Galindo, Thank you for your fantastic review. We're delighted that you enjoyed our quick and pleasant service. Providing the best experience for our customers is our top priority. We greatly appreciate your feedback and look forward to serving you again in the future. Stay connected with us by following us on your favorite social channel! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

The quick response to approval of the…

The quick response to approval of the loan.

Reply from OneBlinc2024-04-23

Hello Keethah, We are happy that you found our loan approval process to be fast and efficient. Our goal is to offer a smooth and stress-free experience for all our customers, and your feedback shows that we are on the right track. Thank you for the excellent 5-star review. If you need any further help, feel free to reach out to us whenever you can. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

This is a great app

This is a great app . Sheila was so helpful when I got in a pinch I would recommend to anyone

Reply from OneBlinc2024-04-23

Hello LaDonna, We're thrilled to hear about your positive experience with Sheila! She is indeed a gem and we're so glad that she was able to assist you effectively. We pride ourselves on our customer service, and it's always wonderful to hear when our team members shine. Thank you for taking the time to share your experience. If you ever need further assistance or have more questions, please feel free to reach out. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Easy to use and good customer support

Overall this app is easy to use and has come in handy in a pinch. When I was having issues with connection to my bank I had the pleasure of being assisted by Sheila who was very helpful and we were able to fix my problem and get everything back into working order.

Reply from OneBlinc2024-04-23

Hello Kim, We're thrilled to hear about your positive experience with Sheila! She is indeed a gem and we're so glad that she was able to assist you effectively. We pride ourselves on our customer service, and it's always wonderful to hear when our team members shine. Thank you for taking the time to share your experience. If you ever need further assistance or have more questions, please feel free to reach out. We aim to earn that 5th star from you. Regarding this matter, it's worth noting that bank connection issues are frequently linked to the rules of each institution or firewalls, occasionally beyond our control. Nonetheless, we continuously strive to enhance our system for smoother bank connectivity. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Sheila was great

Sheila was great. Communicated well through the whole process.

Reply from OneBlinc2024-04-23

Hello A Sneed, We are happy to hear that you had a positive experience with Sheila! She is truly outstanding, and we are glad that she could assist you effectively. Our customer service is something we are proud of, and it is always nice to hear when our team members do well. Thank you for taking the time to share your experience. If you ever need further assistance or have more questions, please feel free to reach out. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Smooth Process

Fast and easy process with app to kept informed on loan payment and eligibility on refinancing.

Reply from OneBlinc2024-04-23

Dear OneBlinc Customer, Wow, we're thrilled to hear that you found our process to be fast and easy! We strive to provide a smooth and informative experience for our users, so it's great to know that we've succeeded in your case. Thank you for taking the time to share your experience and for the 5-star review. Remember, we're always here to assist you with any future financial needs. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Please honor us with your follow and check it out! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Disappointed with lack of transparency

I have been a loyal OneBlinc customer for a few years and OneBlinc always exceeded my expectations until recently. The lack of transparency regarding the new refinance process is disappointing. The new process should have applied to new customers only and not existing customers. Secondly customers should have received advance notice of the change with the refinance process. Also, every financial institution communicates how many payments are required and tentative date for refinance. For OneBlinc to withhold this information from its loyal customers is very disappointing. OneBlinc exist because of its loyal customers and we deserve transparency and respect instead of OneBlinc's predeveloped cut and paste responses. The lack of transparency which is shared on Google reviews by other loyal customers should prompt OneBlinc to communicate with it's customers. The refinance date and number of payments required (10) for refinance was previously provided, however no one at OneBlinc will explain why customer service is no longer able to provide the information to the customers and why refinance after 10 payments is no longer an option. Truth, honesty, transparency and respect is what loyal OneBlinc customers desire and deserve instead of having our trust in OneBlinc erode and diminish.

Reply from OneBlinc2024-04-23

Hello Michelle, We're really sorry to hear about your recent experience with us, and we sincerely apologize for any confusion or frustration regarding the changes to our refinance process, which is no longer automatic nor pre-approved due to the new regulations in place. We understand how important transparency is and we deeply regret if we gave you the impression that we were withholding information. Our intention was never to inconvenience our loyal customers like you, but to improve and streamline the process. We realize now that we could have done a better job communicating these changes and we appreciate your feedback in this regard. We will take your comments on board and work to improve our communication in the future. Please know that your feedback has been shared with our team, and we are currently reviewing our processes to ensure we can provide the best service possible. We're committed to rebuilding the trust you've placed in us. We value your loyalty and look forward to continuing to serve you with the transparency, honesty, and respect you deserve. Thank you again for your feedback. Best regards, The OneBlinc Team

I’ve been with the company since 2022…

I’ve been with the company since 2022 and now they do not let u refinance and they add3 to 4 dollars a day to the remaining balance please stay away

Reply from OneBlinc2024-04-23

Hello Cali, We regret the experience you had. At OneBlinc, we strive for top-notch service, and it appears we fell short this time. Your worries regarding refinancing and extra fees are valid and we want to delve deeper into this matter and support you in every possible way. Although we can't guarantee automatic refinancing, we can certainly investigate the issue with the additional charges. Might we ask you to contact our customer support team promptly? They stand ready to clarify your agreement terms and resolve any discrepancies. Kindly email [email protected] so we can address this promptly. Your concern is paramount to us. We aim to swiftly resolve this matter and earn back your trust. Warm regards, The OneBlinc Team

Customer service was great to work with

Reply from OneBlinc2024-04-23

Hey Rhonda, hi there! How are you today? Thank you for the great review! We're delighted to hear about your positive experience with our customer support team. We take pride in our customer service, and it's always fantastic to hear when we can make a positive impact for you. If you ever need further assistance or have more questions, please feel free to reach out. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Please honor us with your follow and check it out! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

SHEILA IS AMAZING!!

SHEILA IS AMAZING!!! SHE IS DOING THE BEST EVER AT ONEBLINC. SHE'LL TAKE CARE OF YOU!!! OUTSTANDING CUSTOMER SERVICE.!!!!!

Reply from OneBlinc2024-04-23

Hey Keith, hi there! Thank you for this fantastic review! We're thrilled to hear about your positive experience with Sheila! She is indeed a gem! If you ever need further assistance or have more questions, please feel free to reach out. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! There's even a post about Sheila on our Instagram feed! Please honor us with your follow and check it out! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

The experience was quick and efficient

The experience was quick and efficient. The funds are their when I need them

Reply from OneBlinc2024-04-23

Hi C. Brand, Thank you so much for your 5-star review! We are thrilled to hear that you found our process quick and efficient. It's our top priority to ensure our customers have access to funds when they need them. Your positive feedback means a lot to us. Thank you once again and we look forward to continuing to serve you! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Super easy and efficient

Super easy and efficient. I love the oneblinc process everything is done I'm a blink.

Reply from OneBlinc2024-04-23

Hello there, Thank you so much for your kind review! We're thrilled to hear that you've found our process to be efficient and easy to use. At OneBlinc, we strive to make our services as user-friendly as possible, and your feedback helps us know we're on the right track. We're delighted that you're enjoying your experience with us, and we look forward to continuing to serve you. Thanks again for your support! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Please honor us with your follow and check it out! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Sheila was the only one that was able…

Sheila was the only one that was able to help me with my refinance after 4 days of frustration...thank you Sheila!!!

Reply from OneBlinc2024-04-23

Hello Tara, We're absolutely thrilled to hear that Sheila was able to assist you with your refinance! It's feedback like yours that reminds us why we do what we do. We're sorry for your initial frustration but glad we could turn things around. We would love to know how we can make your next experience a 5-star one. If you have any suggestions or need further assistance, please feel free to get in touch at [email protected]. Thank you for choosing OneBlinc! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Please honor us with your follow and check it out! (there's even a post 100% about Sheila :) Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

You guys advised of a debit card option…

You guys advised of a debit card option didn't get that. Been paying for 2 years straight just now getting a refinance option.

Reply from OneBlinc2024-04-10

Hi Jasmine, We are sorry about the inconvenience with your deposit. Although we cannot control funding errors that occur, we strive to correct them as quickly as possible. In regards to you refinance, you got one last year as well. Please let us know if there is any confusion with your account. Funds are on their way! All the best, The Blinc Team

Quick and easy

Reply from OneBlinc2024-04-23

Hi Cassie, We're thrilled to hear that you found our process quick and easy! That's exactly what we aim for. Thank you so much for taking the time to leave us a 5-star review. If you need anything else, don't hesitate to reach out. We'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 We're always here for you whenever you need us. Best Regards, The OneBlinc Team

Best experience

Reply from OneBlinc2024-04-23

Hello Jeremy, We're thrilled to hear that your experience with us was the best! It's always rewarding for our team to hear from our satisfied customers. We look forward to continuing to provide you with the same level of service in the future. Thank you for choosing OneBlinc and for your 5-star review! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Please honor us with your follow and check it out! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team Best wishes, The OneBlinc Team

The honesty and readily available…

The honesty and readily available information and representation of my loan offer was lightening speed. I am happy and fully recommend OneBlinc👍

Reply from OneBlinc2024-04-23

Hello Sandy, We're so happy to hear about your positive experience with us! We value honesty and efficiency in our services, and it's wonderful to know that we've met your expectations. Thank you for your kind words and recommendation! We look forward to assisting you again in the future! Also Sandy, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Great

Easy to work with

Reply from OneBlinc2024-04-23

Hello Marvin, We're more than thrilled to hear that you found our service easy to work with! We strive to provide a seamless and effortless experience for our customers and your feedback validates our efforts. Thanks for taking the time to leave us this 5-star review. We appreciate it and look forward to continue working with you! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Always great customer service

Always great customer service! Competitive rates and they treat you like a customer, not a number!

Reply from OneBlinc2024-04-23

Hello Eric, We appreciate your wonderful review. We're thrilled to know that you're satisfied with our customer service and competitive rates. At OneBlinc, our customers are our top priority, and we're more than happy to provide excellent service. Thank you for choosing us, and we look forward to continuing to serve you in the future. Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc Linkedin: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

Blinc was always there when I needed…

Blinc was always there when I needed them ! Fast too! Thank you !

Reply from OneBlinc2024-04-23

Hello Cindy, We're so glad to hear that our service has been timely and reliable for you! Your satisfaction is our top priority, and we're always here whenever you need us. Thank you for your kind words and for taking the time to share your positive experience with us. We appreciate your 5-star review! Also, we'd like to invite you to follow us on our social channels so you can get to know us even better! Instagram: @Oneblinc_usa (NEW) Facebook: facebook.com/oneblinc Twitter: @OneBlinc or twitter.com/OneBlinc LinkedIn: www.linkedin.com/company/oneblinc1 Best regards, The OneBlinc Team

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