We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.
Written by the business, not verified by us.
Is OneBlinc legit?
OneBlinc (oneblinc.com) has a 4.2 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 87% of negative reviews; 1 of them were added in the last 12 months. Last updated 2026-09-05.
It would be better if they went back to telling you when you’d be able to refinance or even what the new criteria is for refinancing
Reply from OneBlinc2024-03-21
Hello Lacretia,
Thank you for your feedback. It's crucial to us as we are always working on improving our services. We understand the importance of clear communication, especially regarding refinancing options and criteria.
We are currently working on improving those both ends: our communication methods to provide our customers with more detailed and timely information and also to expand our refinance availability.
We will ensure to take your feedback into account and improve the clarity on when and how you can refinance.
We appreciate your patience and understanding. If you have any further questions or concerns, don't hesitate to reach out to us. We're here to help! And we're always listening.
Thank you for being here.
Best wishes,
The OneBlinc Team
Hello Heather!
We're happy (actually, more than happy) to receive this feedback. Quick and easy is our goal here at OneBlinc. It's amazing to hear we got it right for you.
Also Heather, we'd love to have you closer to us. Please follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thanks for being with us!
Best Wishes,
The OneBlinc Team
They made applying so easy and accessible. They provided information that assured they were legit.
Reply from OneBlinc2024-03-25
Hello Eugene!
Happy Monday! We're more than happy to receive this feedback. Honesty and transparency are non-negotiable here at OneBlinc.
We'd like to invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thanks for being here Eugene!
Best Wishes,
The OneBlinc Team
This app is user friendly and 100% transparent. Easy and fast process. Would definitely recommend to a friend.
Reply from OneBlinc2024-04-02
Hello Super Mom,
Wow, thanks for the sparkling 5-star review! We're thrilled to hear that you found our app user-friendly and transparent.
Thank you for the recommendation, it means the world to us. Our team works hard to make the process as smooth and quick as possible for our valued customers like you.
Also, you can stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
If you have any other feedback or need assistance in the future, don't hesitate to reach out.
Best wishes,
The OneBlinc Team
Hello Gamer Girl, how are you doing today?
We're thrilled to know that you find our services convenient and always available. Your satisfaction is our top priority and your feedback motivates us to strive for excellence.
Thank you for taking the time to leave us a brief but fantastic 5-star review. We look forward to serving you even better in the future.
Also, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Hello Darlene,
Thank you so much for your wonderful review and for giving us a 5-star rating! We're thrilled that you had a great experience with us. Your satisfaction is our priority, and as affirmed by your review, we pride ourselves on our exceptional service.
Also Darlene, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Remember, we're just a message away if you need any assistance in the future. Have an awesome day!
Best regards,
The OneBlinc Team
Hello Toy,
We're MORE THAN thrilled to hear that you find our service easy to access and that we're always there when you need us. That's exactly what we aim for! Your positive feedback is greatly appreciated. If you ever need further assistance, don't hesitate to reach out. We're here for you.
Also Toy, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you again for the wonderful review and the 5-star rating!
Best regards,
The OneBlinc Team
Advances are quick and easy. After paying back the advance, it doesn't take long to borrow again if I need to.
Reply from OneBlinc2024-03-21
Hello Lawanda, how are you doing today?
We're thrilled to hear that you've found our advance process quick and easy! We take pride in providing efficient services for our customers and we're delighted we hit the mark for you.
Remember, we're here for you whenever you need us.
Also Lawanda, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you again for the wonderful review and the 5-star rating!
Best regards,
The OneBlinc Team
I love them and they always available when u need them fast and great customer service refinance is always available
Reply from OneBlinc2024-03-21
Hello Queshea,
We're thrilled to hear such amazing feedback! Our goal is to always be there for our customers when they need us and we're glad that you've experienced this first hand.
Thank you for your kind words and for being a valued OneBlinc customer.
Also Queshea, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for your trust and for being here! We're here to help you anytime you need us.
Best regards,
The OneBlinc Team
It was easy to repay and switch accounts without any hassle's
Reply from OneBlinc2024-03-21
Hello Nok,
Thank you so much for your positive feedback and for taking the time to post this review. It's our customers that allow us to constantly improve the way we do business.
We're thrilled to hear that you found the repayment and account switching process easy and hassle-free. Here at OneBlinc, we always strive to provide top-quality service to every customer. We look forward to serving you again soon!
Also Nok, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for your trust and for being here! We're here to help you anytime you need us.
Best regards,
The OneBlinc Team
Hi, I don't like this small cash advance in place of loan refinance options.
Reply from OneBlinc2024-03-21
Hello D Harper,
We appreciate you taking the time to share your thoughts with us. We understand that our cash advance feature might not be the ideal solution for everyone, and we're continually working on expanding our offerings to cater to a wider array of financial needs. And that includes expanding our refinance availability as soon as possible.
Your feedback regarding loan refinancing options is invaluable, and we'll definitely consider it while devising our future services. Meanwhile, if you have any further queries or need assistance with any other aspect of our services, please feel free to get in touch with us. We're here to help!
Best Regards,
The OneBlinc Team
I am very satisfied with this company. I have had no issues with my account, getting a loan or paying back a loan. I will continue to use this service. Thanks for a great experience
Reply from OneBlinc2024-03-21
Hello Shea,
We're absolutely thrilled to hear about your positive experience with OneBlinc! It's our goal to provide seamless loan services and we're glad to hear that we've hit the mark for you.
Thank you for your continued support and for sharing your experience with us. We promise to continue delivering great service to you.
Also Shea, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for your trust and for being here! We're here to help you anytime you need us.
Best regards,
The OneBlinc Team
One blinc is a very reliable source when you are low on cash.
Reply from OneBlinc2024-03-21
Hello Dionne,
Thank you for the five-star rating and the incredible feedback! We're thrilled to be your reliable source when cash is tight. Your trust in our service means a lot to us. If you ever need any assistance or have any questions, feel free to reach out. We're always here to help!
Your recommendation means a lot to us.
Also Dionne, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for your trust and for being a valued OneBlinc customer. We're here to help you anytime you need us.
Best regards,
The OneBlinc Team
OneBlinc is an amazing company that provides hassle free loans and great refinancing options. The online application process is very easy and the turnaround is extremely fast. I would recommend this company to anyone seeking a trusted company with reasonable rates.
Reply from OneBlinc2024-03-21
Hello Theresa,
Wow, your kind words made our day! We're thrilled to hear that you found our online application process easy and our turnaround time fast. It's wonderful to know that our hassle-free loans and great refinancing options have lived up to your expectations.
Your recommendation means a lot to us.
Also Theresa, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for your trust and for being a valued OneBlinc customer. We're here to help you anytime you need us.
Best regards,
The OneBlinc Team
Very quick and efficient. Friendly staff who genuinely cared to get my issue resolved.
Reply from OneBlinc2024-03-21
Hello DR,
We're absolutely thrilled to hear about your positive experience with our platform and team! We pride ourselves on being efficient, quick, and always friendly.
Your satisfaction is our top priority, and we're glad to hear we hit the mark for you. Thank you for your 5-star review, we look forward to serving you again!
Also DR, mind supporting us at our social channels? We'd love to have you even closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thanks again for being with us!
Best Wishes,
The OneBlinc Team
Hey Dan!
We're thrilled to hear that you had a seamless experience with us! We always strive to provide fast and efficient service to our customers. Your positive feedback truly made our day! If you have any further needs or questions, please don't hesitate to reach out.
Also, could you show your support for us on our social media platforms? We would appreciate having you closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thank you for choosing OneBlinc!
Best regards,
The OneBlinc Team
Hey Dorothy,
Thank you so much for this awesome 5-star review! We are thrilled to hear that you had such a positive experience with our customer service. We always strive to provide top-notch service to every customer, and we're overjoyed to receive your compliments and appreciation.
Also, could you show your support for us on our social media platforms? We would appreciate having you closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
If you ever require any assistance, please feel free to reach out.
Thank you for choosing OneBlinc!
Best regards,
The OneBlinc Team
Hi Thomas Williams,
We're delighted to hear that you find our service easy to use! We strive to provide a user-friendly experience for our customers. If there's anything we can do to elevate your experience to a 5-star one, please do not hesitate to let us know. We value your feedback and we're here to help!
Best wishes,
The OneBlinc Team
I love OneBlinc advance services and I get a decent amount when needed.
Reply from OneBlinc2024-03-21
Hey Monty,
Thank you so much for your wonderful review and for giving us a 5-star rating! We're thrilled to hear that you're loving our advance services. We always strive to provide the best for our customers and it's great to know that we're meeting your needs.
Also, Monty, could you show your support for us on our social media platforms? We would appreciate having you closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
If you ever require any assistance, please feel free to reach out. Thank you for choosing OneBlinc!
Best regards,
The OneBlinc Team
The app is very easy and you get and answer very quickly. Never had a problem.
Reply from OneBlinc2024-03-21
Hello Jacqueline,
Thank you for the excellent feedback and the 5-star rating!
We're glad to hear that you're enjoying our app's user-friendly interface and efficient services. Your satisfaction is our main priority, and we are dedicated to upholding this level of excellence.
Also, Jacqueline, could you show your support for us on our social media platforms? We would appreciate having you closer to us.
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
If you ever require any assistance, please feel free to reach out. Thank you for choosing OneBlinc!
Best regards,
The OneBlinc Team