We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.
Written by the business, not verified by us.
Is OneBlinc legit?
OneBlinc (oneblinc.com) has a 4.2 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 87% of negative reviews; 1 of them were added in the last 12 months. Last updated 2026-09-05.
Hello Tameeka,
Thank you for your 5-star rating and for taking the time to share your positive experience with us. We're thrilled to know that you're pleased with the service you received from OneBlinc. Your satisfaction is our priority, and it's rewarding to know we're doing well. Please don't hesitate to reach out if you need anything in the future.
Also, we'd love for you to follow us on our social channels to get even closer to the OneBlinc community!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
This company is so easy to work with. Everything is electronic and normally completely with 24 hours.
Reply from OneBlinc2024-04-23
Dear Rhonda, hi!
We're absolutely thrilled to hear your positive feedback! Providing a smooth and efficient service is what we aim for at OneBlinc.
Your satisfaction is our motivation to continue delivering excellent and fast service!. Thank you for taking the time to share your experience. We look forward to continuing to serve you in the future!
Thank you for choosing OneBlinc!
Also Rhonda, we'd love for you to follow us on our social channels to get even closer to the OneBlinc community!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Dear OneBlinc Customer,
We're absolutely thrilled to hear that you found our services helpful—that's exactly what we strive for! Your positive feedback has truly made our day. Please remember that we're here for you whenever you need assistance in the future.
Thank you for choosing OneBlinc!
Also, we'd love for you to follow us on our social channels to get even closer to the OneBlinc community!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Dear OneBlinc Customer,
We're thrilled to hear that you found our application process easy and our response time quick. That's exactly what we aim for! Your positive feedback made our day. Should you need any assistance in the future, please feel free to reach out to us.
Thank you for choosing OneBlinc!
Also, if you could, we'd like to invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: www.linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Hello Mark,
We're thrilled to hear that you're happy with our fast service! Our team always strives to provide the best and quickest solutions for our customers. We're grateful for your 5-star review and will continue to deliver speedy results. If you ever need anything else, please don't hesitate to reach out.
Also Mark, if you could, we'd like to invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: www.linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Hello Mr. Jackson,
It's very rewarding when one of our most important goals gets its recognition and our approval process is something we are very proud of!
We always strive to make it as efficient and easy as possible. And if or when there's anything else we can do to assist you, please don't hesitate to let us know.
Also, we'd love for you to follow us on our social channels to get even closer to the OneBlinc community!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
LinkedIn: linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Sorry I'm a little late. Oneblnc was quick and convenient and no hassles (unlike other competitors). I was able to get caught up on my bills. Sometimes we come across situation like this. And I thank you so very much for being there when I needed you.
Reply from OneBlinc2024-04-02
Hello Cheryl,
Thanks so much for your kind words and for taking the time to share your experience with us. Your satisfaction is our priority and we're thrilled to hear that we could help you get caught up on your bills promptly and hassle-free.
We'd like to invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We're always here for you whenever you need us.
Best Regards,
The OneBlinc Team
Sheila was my customer service person, she was great! Answered quickly and was very patient with me, while I figured out what to do. They are very helpful with any questions. We figured out the problem and she was very helpful.
Reply from OneBlinc2024-04-03
Hello Gwen,
We're thrilled to hear about your positive experience with Sheila! She is indeed a gem and we're so glad that she was able to assist you effectively. We pride ourselves on our customer service, and it's always wonderful to hear when our team members shine.
Thank you for taking the time to share your experience. If you ever need further assistance or have more questions, please feel free to reach out.
Also, we'd like to invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Best regards,
The OneBlinc Team
Dear OneBlinc Customer,
Thanks so much for your kind words (both of them :) - It means a lot. Your satisfaction is our priority and we're thrilled to see we've hit the spot.
We invite you to follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We're always here for you whenever you need us.
Best Regards,
The OneBlinc Team
Dear Michael,
Thank you for sharing your positive experience with us. We are pleased to hear that your refinancing process was quick and easy. This aligns with our commitment to providing exceptional service. Should you have any future financial needs, feel free to contact us.
And Michael, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
Sheila was awesome. She got my repayment date changed for me.
Reply from OneBlinc2024-04-02
Hello Darlene,
We're thrilled to hear that you had such a positive experience with Sheila! She's indeed a fantastic member of our team and we'll be sure to pass along your compliments to her.
We're always here to assist with any changes or needs you may have. Thanks for the 5-star review!
And Darlene, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
I've had wonderful experiences with using OneBlinc. The advances are easy to get and very helpful in a pinch. You can increase your loan amount by paying back your loan on time or early! Great app overall!
Reply from OneBlinc2024-04-02
Thank you so much for your glowing review Amy!
We're thrilled to hear that our services have been helpful for you in times of need. We strive to make our process as simple and convenient as possible, and we're glad to know we've hit the mark for you.
We appreciate your feedback and loyalty. Keep up the great work with your timely repayments! Thanks again for choosing OneBlinc.
And Amy, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
Hello Mr. Coleman,
OnrBlinc Team here!
We're absolutely thrilled to hear that you're loving the app!
We strive to make your experience as easy and convenient as possible. Your positive feedback motivates us to continue improving. Thanks for the 5-star review!
And Coleman, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
I've been a customer of OneBlinc for 4 - 5 months now. Since day 1, I've been very happy with your service. There are no hidden fees, or extra charges.
Thank you.
Michael Lando
PS. I will continue to be a customer for long time to come.
Reply from OneBlinc2024-04-02
Hello Michael,
Wow, we're over the moon to hear such positive feedback!
We're so glad you're enjoying our transparent services with no hidden fees or extra charges. That's exactly what we aim for at OneBlinc!
It's customers like you that make our job a pleasure. We're thrilled that you plan to continue using our services and we promise to keep delivering the high standard you've come to expect.
Thank you for taking the time to share your experience, and here's to many more months of successful partnership!
And Michael, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
Hello Joseph,
We're thrilled to hear that you had a great experience with our fast response time. At OneBlinc, we strive to provide efficient and effective customer service to all our valued clients. Thanks for your 5-star review, we appreciate it immensely.
Please feel free to reach out to us if you need help with anything else. We're always here to assist you.
And Joseph, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
An agent named Sheila was very speedy and professional and helping me resolve my issue.
She was very kind, helpful and changed the tone of my day.
Thank you.
Reply from OneBlinc2024-04-02
Hi Kirk,
We're thrilled to hear about your positive experience with Sheila! She's indeed a valued member of our team and we're glad she was able to assist you swiftly and professionally.
Thank you for taking the time to share your feedback. It's customers like you that make our work so rewarding.
And Kirk, stay connected with us on social media to learn more about our services!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
We are always available to assist you.
Best Regards,
The OneBlinc Team
I've been considered "late" a number of times because my payment goes through later in the day instead of earlier when you try to auto collect, effecting my increased limit. This last time I was up to 150 and you turn around and knock me down to 50.
Reply from OneBlinc2024-03-21
Hello Gregory,
We're sorry to hear about the frustrations you've encountered with the payment timings. We completely understand how important it is for your payments to be processed on time, especially as it impacts your next advance limit.
Please know that we are committed to helping you resolve this issue. Our system is designed to recognize payments as they come in throughout the day, and any glitches that may cause delays are something we take very seriously.
I'd like to look into your specific situation to ensure that everything is working as it should. Could you please get in touch with us at our support line, or via email, so we can rectify this for you? Our email is [email protected]
We appreciate your patience and look forward to resolving this issue to your satisfaction.
Best regards,
The OneBlinc Team
I think it is absurd to charge 8.99 for a monthly fee BEFORE you get the advance and then 5.00 for express. I only netted 36 dollars but have to pay back 50.00
Reply from OneBlinc2024-03-21
Hello Nik A,
We regret to learn about your recent experience and acknowledge your concerns regarding the fees. At OneBlinc, our goal is to offer financial flexibility to our customers, and we strive to maintain transparency in our pricing.
The monthly fee of $8.99 is intended to cover the expenses associated with our services and to ensure that we can consistently provide advances to our customers when needed. The express fee of $5 is entirely optional and is designed for individuals who wish to expedite the receipt of their funds beyond the standard processing time.
It's important to note that the monthly fee only becomes applicable after the 30-day trial period or upon receiving the first advance. During this initial period, 1st time users can access advances of up to $50 without incurring any additional charges. If this was not your experience, we kindly request that you reach out to us via email so that we can investigate the matter further and address any discrepancies. Our email is [email protected]
We appreciate your time and feedback.
Best regards,
The OneBlinc Team
One Blinc has been a Blessing as a Single Dad ,to help me between bills and paydays
Reply from OneBlinc2024-03-21
Dear OneBlinc Customer,
We're thrilled to hear about your positive experience with OneBlinc! It's really rewarding for us to know we've been able to help make a difference in your life, especially as a single dad juggling between bills and paydays.
We really appreciate your 5-star review and promise to continue delivering the same level of service. Thank you for choosing OneBlinc!
Also, we'd love to have you closer to us. Please follow us on our social channels:
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thanks for being with us!
Best Wishes,
The OneBlinc Team
Hello Kimberly,
Thank you so much for your 5-star review! We are thrilled to hear that you love our service. We're committed to providing the best customer experience possible and your feedback really means a lot to us.
Also Kimberly, we'd love to have you closer to us. Please follow us on our social channels so you can get to know us even better!
Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1
Thanks for being with us!
Best Wishes,
The OneBlinc Team