Our primary objective is to assist individuals with their debt-related challenges. To achieve this, we offer comprehensive financial advice and education, which frequently leads to a reduction in debt for those facing financial difficulties. Transparency, communication, and the utmost commitment to our clients are the cornerstones of our values. In line with these principles, we have developed a personalized portal for each client, where all progress is securely recorded and accessible. This emphasis on transparency and communication embodies our core values.Furthermore, we prioritize the financial well-being of our clients by not charging any fees for personal debt until it has been successfully settled. We take pride in our team, as every member is licensed by the IAPDA (International Association of Professional Debt Arbitrators), showcasing our unwavering commitment to professionalism and expertise.Maintaining an ethical approach to conducting business, guided by moral principles, is at the heart of our reputation. We believe that by upholding these values and standards, we can establish lasting trust with our clients and the wider community.Thank you for considering us as your partner in overcoming debt and financial challenges. We are dedicated to providing you with the support, guidance, and ethical service you deserve.See If You Qualify
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Is United Settlement legit?
United Settlement (unitedsettlement.com) has a 4.7 out of 5 rating on OK.one, based on 272 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally friendly, polite, and knowledgeable staff who guide them through the entire debt relief journey with genuine care, patience, and deep understanding. People really appreciate the clear communication, transparent guidance, and consistent updates regarding their monthly account progress and successful settlement achievements.
However, some customers also noted frustrating communication delays, persistent difficulty reaching customer support via phone, and unexpected payment adjustments that created confusion. Reviewers occasionally experienced slow response times from representatives or felt deeply disappointed when dealing with unresolved account issues and unfulfilled management promises.
Auto-generated from all reviews of this business. For reference only.
Thank you so much for taking the time to leave your review! Keeping things simple, transparent, and clearly explained is top priority for our team every single day. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to continuing to support you every step of the way!
Thank you so much for taking the time to leave a review! Helping you pay off your debt and get back on solid financial ground is what our entire team works for every single day. We are so honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing by your side all the way to total debt freedom!
Amazing best choice I ever made would recommend them to anyone who wants to clear up Thier debt in the safest best way in comparison to all others I choose the right one!!!!
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share such an incredible review! Hearing that choosing United Settlement was the best decision you ever made, and knowing you feel safe, confident, and supported compared to every other option out there, means the absolute world to our entire team. We are deeply honored by your trust and your recommendation, thrilled to have you in the family, and look forward to standing right beside you all the way to total debt freedom!
The gentleman that I worked with was knowledgeable, friendly and explained everything. United was able to help me more that my previous debt relief company.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Hearing that our team was able to provide better results, clearer explanations, and more overall help than your previous debt relief company is the ultimate compliment. Delivering knowledgeable, friendly, and transparent support is top priority for us. We are deeply honored by your trust, thrilled to welcome you to the United Settlement family, and look forward to standing by your side all the way to total debt freedom!
Excellent service. Only reason didn't receive a 5 is because there's no room for improvement.
Reply from United Settlement2026-08-26
That has to be the best reason for a 4-star review we have ever read! 😂 Thank you so much for the fantastic feedback! Knowing that you received such excellent service that you feel there’s no room for improvement absolutely made our week. We are so honored to have you in the United Settlement family and promise to keep delivering that same top-tier support every step of the way!
Thank you so much for taking the time to share your review! Ensuring complete transparency and total clarity around all program standards and rules is a top priority for our team every single day. Knowing you feel fully informed and confident in your program means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
They were super helpful and understanding of the circumstances. First time I felt like someone was on my side. Very grateful
Reply from United Settlement2026-08-26
WE ARE ALWAYS IN YOUR CORNER! ❤️ Knowing our team made you feel supported, understood, and backed up brings us so much joy! You deserve to have a team that fights for your financial future. Thank you for your trust in United Settlement, your beautiful review, and we are right beside you all the way to total freedom!
Very thorough and professional. It was a long call and my patience was noticed and appreciated. I hope they don’t get too many rude people. I’m grateful for the help.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share such a thoughtful review! We know that taking the time to walk through every single detail can feel like a long process, so your patience, kindness, and understanding meant the absolute world to our team during the call. Clients like you truly make our work so rewarding! We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
They are very kind,polite, and very helpful. They do very good at there jobs
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Providing kind, polite service and delivering top-tier care every single day is what our team strives for with every client. Knowing we hit the mark for you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
I was having trouble finding a company that would help with my credit cards because of the balance so I finally found United Settlement and I feel less stressed out! The amount I will pay monthly is much less than what I was paying before!
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Finding a solution when high balances feel overwhelming can be so tough, so hearing that United Settlement was able to step in, lower your monthly payments, and lift that stress off your shoulders means the absolute world to us. We are deeply honored by your trust, thrilled to welcome you to the family, and look forward to standing right beside you every step of the way to total debt freedom!
It was great. You help me take care of my debts. And help me restore some of my credit. Thank you
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Helping you clear your debts while setting you up on the path to rebuild your credit is the ultimate goal of our program. Watching our clients regain control of their financial future means the world to our team. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and wish you continued success in this exciting next chapter!
Each company that is paid off has made…Hopo is alive!
Each company that is paid off has made the load lighter and giving me hope to be debt free
Reply from United Settlement2026-08-26
Thank you so much for sharing such a powerful review! Hearing how each settled account is lifting that heavy burden off your shoulders and filling you with hope for total debt freedom is the absolute reason we do what we do. That momentum is real, and every step brings you closer to the finish line. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and cannot wait to celebrate the day you are 100% debt-free!
United Debt Settlement in my opinion has lived up to what they said that they would do and that is help you settle debts for you.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Keeping our promises, doing exactly what we say we will do, and delivering real debt relief are top priorities for our team every single day. Hearing that we earned your trust and lived up to your expectations means the absolute world to us. We are deeply honored by your partnership, thrilled to have you in the United Settlement family, and look forward to standing right beside you all the way to total financial freedom!
The Company is doing well by makings more Settlements on my behalf this is what I wanted . Thank you to guys for making progress .May Almighty God Bless and protect you all in Jesus mighty name I pray Amen and Amen Love Mariah T Reed
Reply from United Settlement2026-08-26
Amen and Amen, Mariah! Thank you so much for taking the time to share your heart and your wonderful review! Hearing how pleased you are with the progress and settlements on your account brings so much joy to our entire team. We receive your beautiful blessing with open hearts and send so much love, light, and continued blessings right back to you and your family. We are deeply honored to serve you, Mariah, and look forward to celebrating every single victory ahead with you!
I’m excited that this program will give me some relief that is so much needed and appreciated, times are really hard right now.
Reply from United Settlement2026-08-26
WE ARE SO GLAD YOU ARE HERE! ❤️ We know how challenging things can be right now, and bringing you much-needed relief and peace of mind is the reason we do what we do! Knowing you feel excited and supported brings our whole team so much joy. Thank you for your trust in United Settlement, your beautiful review, and for letting us stand in your corner!
If it wasn’t for united settlement I wouldn’t know what to do about my debts, once my I graduate next year of my debts, I would like my wife debts to help by united settlement they are outstanding company. Thank you Joseph Gomez
Reply from United Settlement2026-08-26
Joseph, thank you so much for taking the time to share such a wonderful review! Hearing that you are so close to graduating from your debt program next year is incredible, and we are deeply honored that you trust us to help your wife achieve the very same financial freedom. Treating our clients like family and providing clear, reliable guidance when you need it most is our highest mission every single day. Thank you for your trust and partnership, Joseph, we are thrilled to stand by your family's side all the way to total freedom!
I had a great experience with Henri and then Angelo. They were very patient with me and explained what I didn't understand
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Financial conversations can feel complex, so taking the time to be patient and make sure every single question is clearly answered is top priority for us. We will be sure to pass along your wonderful shoutouts to Henri and Angelo, they will be thrilled to know their care made such a positive impact on your experience. Welcome to the United Settlement family, and we look forward to standing by your side every step of the way!
Efficiency, Courtesy,Attention to detail, progressive.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Efficiency, courtesy, precision, and forward-thinking service are the core pillars our team strives to deliver every single day. Knowing we hit the mark across all four for you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to continuing to serve you with that same high standard every step of the way!
Thank you so much for taking the time to share your review! Hearing that you are pleased with how everything is going so far means the absolute world to our team. Delivering a smooth, positive experience every single day is our top priority. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to keeping up this exact same momentum all the way to total debt freedom!
They are doing just what they promised. I glad that I chose you all
Reply from United Settlement2026-08-26
WE ARE SO GLAD YOU CHOSE US TOO! 🎉 Keeping our promises and seeing your success is what we live for! Knowing you are happy with your decision brings our whole team endless joy. Thank you for your trust in United Settlement, your awesome review, and for letting us stand in your corner!