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Money & Insurance

Choice Home Warranty

216 reviews

3.7216 reviews
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About Choice Home Warranty

Data updated
Website
www.choicehomewarranty.com
Category
Money & Insurance
Location
United States · Edison
Status
Unclaimed
Last 12 months
216 reviews
Replies to negative
0% (0/66)
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Is Choice Home Warranty legit?

Choice Home Warranty (www.choicehomewarranty.com) has a 3.7 out of 5 rating on OK.one, based on 216 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 66% rate it 4 stars or higher while 25% give 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

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Donna Morrison · 1 review · Verified · Experienced 2026-08-05 ·

Jackson was most very helpful

Jackson was very helpful. He answered my many questions and was pleasant throughout the process.

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Stephen Galvin · 1 review · Verified · Experienced 2026-08-03 ·

Peak plumbing was great

Peak plumbing was great! Thank you for sending them to fix our water heater.

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Natalie Strasser · 1 review · Experienced 2026-08-05 ·

Horrible when you make a claim

I've had Choice Home Warranty for almost 2 years and just had a submit my first claim. It has been a absolute headache and some of the worst customer service for a warranty company. Do not us them! They are saying for my "unique" situation (leaking toilet) I would have to do 2 claims ($100 each claim) because I didn't note the issue that was caused by trying to fix it. They are extremely not helpful and seem like a scam. I had American Home Shield previously and NEVER had any similar issue. I had multiple services with them and never had any issue or headache. I can not even just cancel now because they will not refund or prorate for the month. Cancelling at the end of the month and going back to American Home Shield.

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Jacqueline Norrie and RAVEN LE · 1 review · Verified · Experienced 2026-08-04 ·

I really love the company that you send…

I really love the company that you send out for the air conditioning Total Comfort they are really good guys thank you to them for all their help.

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William Simpson · 1 review · Verified · Experienced 2026-08-03 ·

the only down side was how long it took…

the only down side was how long it took to get the problem fixed. (7 Days)

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Thomas Hebel · 1 review · Verified · Experienced 2026-08-05 ·

Your representative

Your representative, Luke Powers was excellent, very knowledgeable and efficient.

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Gloria Chajin · 1 review · Verified · Experienced 2026-08-03 ·

The Technician was on time and very…

The Technician was on time and very efficient. Also called before making sure we were waiting.

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Shailesh Amin · 1 review · Verified · Experienced 2026-08-04 ·

Every thing went as planned

Every thing went as planned, Kenneth the service guy was efficient. The only problem was schedule was for Monday and the appointment was rescheduled for Tuesday

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Carol Curry · 1 review · Verified · Experienced 2026-08-02 ·

They always have someone to take care…

They always have someone to take care of any problem that arises. Service technicians are spot on to take care of the issues with quick turn around

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James Dickerson · 11 reviews · Experienced 2026-08-04 ·

not so choice home warenty liers…

Choice Home Warranty receives mixed-to-negative reviews across major consumer platforms. While industry experts praise their fast initial response times, real-world customers frequently report frustrating claim denials, delayed repair timelines, and strict contract exclusions that leave homeowners paying unexpected out-of-pocket costs.Pricing and Plan DetailsMonthly Costs: Plans typically range from roughly $49 to $58 per month depending on location and coverage.Service Fees: A flat deductible or service call fee of $75 to $100 applies to each claim.Plan Options: Basic and Total plans cover a combination of major home appliances and core mechanical systems like plumbing, electrical, and HVAC.Common Positive FeedbackQuick Dispatch: The company often contacts a local service technician within four hours of filing a claim request.Easy Signup: Setting up a new policy or submitting an initial digital claim is user-friendly and fast.Broad Caps: Coverage limits on appliances reach up to $3,000 for many items, which beats some lower-tier market competitors.Common Negative FeedbackClaim Denials: Thousands of formal complaints filed with the Better Business Bureau cite denied coverage due to pre-existing conditions or fine-print maintenance exclusions.Slow Repairs: Major emergency repairs (such as a broken AC or water heater) can stretch out for weeks while waiting on approvals and vendor availability.Low Payout Limits: Actual replacement costs often exceed the maximum caps or allowances provided by the policy.If you're considering a plan, let me know:Are you looking to cover an existing home or a new real estate purchase?Are you more concerned about appliances or major home systems (HVAC/plumbing)?I can help you compare Choice Home Warranty against alternative providers.TrustpilotChoice Home Warranty Reviews | Read Customer Service ... - TrustpilotChoice Home Warranty Reviews * Service. Consumers find service to be ambiguous, with some reporting quick responses and efficient appointments,... *FacebookChoice Home Warranty customer complaints and reviews - FacebookPoor Customer Service: Numerous reviewers report long hold times and unhelpful staff. High Volume of Negative Reviews: On the BBB, the average review is very lo...ConsumerAffairsChoice Home Warranty Reviews from Real Customers - Consumer AffairsChoice Home Warranty cost Choice Home Warranty prices range $49.17 to $57.50 per month. Your exact home warranty cost will vary depending on your location andCNBCChoice Home Warranty vs. Select Home Warranty: Which is Better?Customer satisfaction. Customers have had mixed experiences with both Select and Choice home warranty companies. Select Home Warranty customer service is availa...U.S. News Real EstateChoice Home Warranty Reviews and Prices - U.S. News Real EstateAbout Choice Home Warranty. In our rating of the best home warranty companies, Choice Home Warranty stands out for its speedy response times (as quick as four h...YouTube·Live 5 News | The Lowcountry's News Leader6:20Lowcountry family among thousands nationwide facing home warranty ...RedditChoice Home Warranty; need reviews : r/homeowners - RedditThis one is bad (they all are). I tried it and they didn't approve any claims clearly included within their contract. They also had trouble getting contractors they lie modafication cost my ass

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Wendia Douville · 1 review · Verified · Experienced 2026-08-01 ·

Kept informed about process

Kept informed about process. Repairs were made in a timely manner.

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Federico · 3 reviews · Verified · Experienced 2026-08-04 ·

Troy's #1

Troy's patience and explanation.

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Chang · 1 review · Experienced 2026-07-31 ·

Don't waste your money with Choice Home Warranty

Don't waste your money with Choice Home Warranty. They will not approve on anything. I have a 3 yrs old AC and it breaks down. The company says since is a new AC they will not cover the cost of repair because is still under warranty. This is not the only incident. Another incident, when my condenser and drain line issue, they say they will not cover because is not under the normal wear and tear. There are many more incidents, that they will reject the repair work. Unfortunately, I got trick and sign with them a 5yrs plan and paid a lump sum. Will definitely not renew after the plan finished. I switch from American Home Shield to Choice Home Warranty and is a bad move. Don't get entice by their more affordable price/deals.

K
K Brown · 2 reviews · Experienced 2026-08-04 ·

Bad Business

I am extremely dissatisfied with how my claims have been handled. My washer has been out of service for almost two months, and each time I request an update, I receive the same generic response that the matter is being reviewed. At this point, there should be further investigation into why this repair has been delayed for so long and what is causing the holdup. I also had a claim for my A/C unit. The first company that inspected it determined that the unit needed to be replaced. Choice Home Warranty disagreed and requested a second opinion. However, the second company came to the same conclusion, stating that the unit needed replacement. Despite two professional assessments reaching the same result, Choice still declined to replace the unit.

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Alida Del Cid · 1 review · Experienced 2026-06-17 ·

I submitted my claim almost two months…

I submitted my claim almost two months ago, and dealing with Choice Home Warranty has been one of the most frustrating experiences I've ever had. They keep claiming they can't find qualified technicians. The only technician they sent to my home showed up, collected the service fee, and then disappeared without doing any work. After that, nothing. No repair, no follow-up, no accountability. I've called customer service almost every single day for weeks. Every time I call, I hear the exact same script: "We've scheduled an appointment with a technician." Every single appointment has been a waste of my time because no one ever shows up. I'm tired of the empty promises, excuses, and complete lack of customer service. I paid nearly $2,000 for my home warranty policy, expecting peace of mind when something went wrong. Instead, I've been left with a broken system, countless hours wasted on the phone, and absolutely no service. It feels like they were happy to take my money but have no intention of honoring the contract they sold me. I can't be the only customer who has gone through this. I sincerely hope a group of attorneys will investigate Choice Home Warranty's business practices and pursue a class-action lawsuit so that everyone who has been treated this way can come together and demand accountability. Customers deserve the service they paid for—not endless excuses, missed appointments, and complete disregard for their time and money.

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Cornelio Cabana · 1 review · Verified · Experienced 2026-08-04 ·

Very bad experience

Very bad experience, CHW doesn't honor claims that are pretty high value unit system issues/problems when clearly stated in the policy black and white that are fully covered failures due to normal wear and tear. It's a scam business and that's B%$#@S. CHW assigned a case manager, there not helpful to the consumer because they also work for warranty company and like I said it's a scam business. Other consumer with the same policy also has concern and issue with CHW.

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Christopher Pieper · 1 review · Verified · Experienced 2026-03-08 ·

Always prompt

Always prompt, always cover, always use top professionals Christopher pieper-Raleigh

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J Lesly · 2 reviews · Verified · Experienced 2026-07-31 ·

Visit and appointment very fast

Appointment was fast

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Chris Byrd · 1 review · Experienced 2026-08-03 ·

When your AC goes out in AZ

A/C unit went out and put a request in to Choice. I'm in AZ with excessive heat warnings flashing daily. Choice can't find any service appointments for 13 days. Customer service has been outsourced to the Philippines and no one seems to care. There are plenty of places in the valley that can make appointments on the more emergent basis but apparently none of the ones contracted with Choice. I've called 4 times now only to hear the same story of 'you're in the system and we're working on it' yet I never hear anything until I call them. Is the next step that state attorney general at this point?

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Tanjanika Nelson · 3 reviews · Verified · Experienced 2026-08-03 ·

I was able to put in a claim and they…

I was able to put in a claim and they dispatched someone to repair issues immediately. The process was really easy.