Navy Federal Credit Union (www.navyfederal.org) has a 4.2 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 77% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
J
JOEL · 8 reviews · Verified · Experienced 2026-07-24 ·
★★★★★
Best credit union all around
Best credit union all around. Very pleased with my financial advisor.
Reply from Navy Federal Credit Union2026-07-31
Thank you for the kind words Joel. We're so happy to hear this and are glad you're part of the Navy Federal family.
Gretchen,
Navy Federal Social Care Team
K
Kotona · 2 reviews · Verified · Experienced 2026-07-30 ·
★★★★★
Could never go wrong banking with navy…
Could never go wrong banking with navy federal highly recommend to anyone
Reply from Navy Federal Credit Union2026-07-31
Thanks for the great review, Kotona!
Lydia,
Navy Federal Social Care Team
All the staff was very helpful and made my buying process easy. Thank you to Helen , Allison , Marina and the team for the help. We got paired with Tara and I’d recommend her to anyone buying a home.
Reply from Navy Federal Credit Union2026-07-31
Aaron, thanks so much for sharing your feedback! I'm happy to hear you've had a good experience with us. We'd be happy to pass along your kind words to the employees who assisted you and their management team. We look forward to more opportunities to serve you!
Dani,
Navy Federal Social Care Team
Great U.S. Based Customer Service ! Unlike many other banks that use overseas call centers, Navy Federal uses U.S. Based CS Agents who are Professional and Knowledgeable!
I hope they keep it this way !
Reply from Navy Federal Credit Union2026-07-31
Thank you for being part of our Navy Federal family, Alex! We appreciate you taking the time to share your feedback, and look forward to the next chance we have to assist you.
Edward,
Navy Federal Social Care Team
Your was very nice to me treated with respect and kindness
Reply from Navy Federal Credit Union2026-07-31
This is so great to hear Anthony — thank you for sharing your feedback! We aim for world-class member experiences, and we're so pleased to know you've had great experiences. We look forward to our next opportunity to serve you!
Missy,
Navy Federal Social Care Team
A
ALLEN · 1 review · Verified · Experienced 2026-07-06 ·
★★★★★
all that was needed to be done was in a…
all that was needed to be done was in a pleasant and cordial manner and professional way there were no problems whatsoever
Reply from Navy Federal Credit Union2026-07-31
Allen, thanks so much for sharing your feedback! We're proud to have you as part of our Navy Federal family, and we look forward to future opportunities to serve you!
Dawn,
Navy Federal Social Care Team
Thanks so much for sharing your feedback! I'm happy to hear you've had a good experience with us so far. We look forward to more opportunities to serve you!
Dani,
Navy Federal Social Care Team
If you plan to help your elderly parents one with dementia and the other not technically inclined with a home loan be very careful Navy Federal will think you are scamming your parents while helping them with the technology side of Navy Federal while you stand there with your parents at the branch and adult protective custody will be called on you by Navy Federal for an investigation and accounts locked causing a delay with the new home closure. Now because of the Harker Heights location the family is having to come together and get some money together so they dont loose there new home to be close to family so we can help take care of our elderly parents. You see the heartfelt generic response from Navy Federal on each review. Way to take care of Veterans and service members.
Reply from Navy Federal Credit Union2026-07-31
Thank you for sharing your feedback, Waylon. I wanted to make sure you know our Social Care Team is available to support our members with questions and concerns 24/7 via Navy Federal's Facebook, Instagram, and X (formerly Twitter) accounts. We're unable to provide account-specific help through social media for privacy and security reasons, but we'll always do everything we can to get our members to the right resource. If you do reach out to us on Facebook, Instagram or X, I hope you'll mention your Trustpilot review, so the person who receives your message can get up to speed on your concerns as quickly as possible.
Connor,
Navy Federal Social Care Team
Thanks so much for sharing your feedback! We're proud to have you as part of our Navy Federal family, and we look forward to future opportunities to serve you!
Navy Federal Social Care Team
Kai
The process was very easy and the person who attended to me was very courteous and professional.
Reply from Navy Federal Credit Union2026-08-01
Thank you so much for sharing your experience, Omar! We love hearing that our members have received the world-class service we seek to provide, and we're proud you're a part of our Navy Federal family. We'll be glad to share this compliment with the employee that assisted you and their management team.
Kai,
Navy Federal Social Care Team
Navy Federal does NOT support veterans!!! I am astonished that my son who had to get out of the military and is now 100% disabled, only has an apartment with no debt and a substantial savings account, and a credit score in the high 600s, was turned down for a car loan with Navy, whom he has banked with for over 5 years, because he has never had a loan before. Not only that, they stipulated they wanted a cosigner who has a savings account with them. If they think this is what supporting our veterans looks like, then they are the problem!!! This is disgraceful. I will be making sure he transfers his disability check to be deposited into USAA. I have seen Navy give the worst credit, a car loan, but not today!!! I'm beyond disappointed and ticked off
Reply from Navy Federal Credit Union2026-07-31
S W, thank you for taking the time to provide your feedback. I apologize that your son didn't have a positive experience when calling us for a loan. I'll be sure this feedback is shared with the correct teams for evaluation. Thank you again for your review.
Dawn,
Navy Federal Social Care Team
For being a member, I am shocked at the low level of card I have and my insanely low credit limit. My credit is in the 700s, and I have premium credit cards, like Amex Platinum. I'm insulted by what I have from Navy Federal, especially as a veteran.
Reply from Navy Federal Credit Union2026-07-31
I'm sorry to hear you haven't had a good experience with us. If you have questions or concerns about your accounts, please give us a call so a representative can take a look. We're available 24/7 at 1-888-842-6328, and we'd definitely like an opportunity to see how we may be able to help.
Dani,
Navy Federal Social Care Team
From the beginning of the auto refinance application to the time we picked the check at NFCU was a flawless process. I want to thank all the staff at the Pembroke Pines branch. I want to give a special thanks to Tania, the branch manager to taking care of my loan process. Tania, even followed up with me the following day to make sure we were satisfied. Tania, also provided valuable information for how to get the title of the car. We're very grateful NFCU has such a great person on their team.
Reply from Navy Federal Credit Union2026-07-31
Thank you so much for sharing your experiences with us, Oscar! We love hearing that our members have received the world-class service we seek to provide, and we're proud you're a part of our Navy Federal family. We'll be glad to share this compliment with Tania and the Pembroke Pines branch.
Kai,
Navy Federal Social Care Team
It was miserable almost the entire time! I regret using NFCU.
Reply from Navy Federal Credit Union2026-07-31
Thank you for sharing your feedback, Cheryl. I wanted to make sure you know our Social Care Team is available to support our members with questions and concerns 24/7 via Navy Federal's Facebook, Instagram, and X (formerly Twitter) accounts. We're unable to provide account-specific help through social media for privacy and security reasons, but we'll always do everything we can to get our members to the right resource. If you do reach out to us on Facebook, Instagram or X, I hope you'll mention your Trustpilot review, so the person who receives your message can get up to speed on your concerns as quickly as possible.
Dawn,
Navy Federal Social Care Team
I recently went through the process of obtaining a HELOC. My loan officer, Ashley, was absolutely wonderful. She was extremely knowledgeable, responsive, and overall just made the process very seamless. 10/10!
Reply from Navy Federal Credit Union2026-07-31
Thank you so much for sharing your experience, Elizabeth! We love hearing that our members have received the world-class service we seek to provide, and we're proud you're a part of our Navy Federal family. For the security of our employee, we ask that you edit your feedback to remove their last name. We'll be sure to share this compliment with Ashley and their management team.
Reed,
Navy Federal Social Care Team
Thank you for being part of our Navy Federal family, Hennrietta! We appreciate you taking the time to share your feedback.
Seraphina,
Navy Federal Social Care Team