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Money & Insurance

Sterling Insurance

201 reviews

4.1201 reviews
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About Sterling Insurance

Data updated
Website
www.sterling-insurance.co.uk
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
85% (33/39)
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Is Sterling Insurance legit?

Sterling Insurance (www.sterling-insurance.co.uk) has a 4.1 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 77% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 85% of negative reviews. Last updated 2026-08-10.

What people say

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Tim Cadwallader · 1 review · Verified · Experienced 2026-07-20 ·

Policy Documents Received

I received my details of my policy via the post and via email which shows that all items are covered on the policy and this arrived on time

J
Jill · 3 reviews · Verified · Experienced 2026-07-15 ·

Beth was very helpful and informative

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Helen · 16 reviews · Verified · Experienced 2026-07-20 ·

Clear and helpful

I felt the representative understood my needs and listened to my requests giving me clear professional information. I was given time to reflect on the offer and not pressured into anything. I have not needed to contact the company so can not comment on the after service. The price was fair and reasonable.

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Edmund Withey · 47 reviews · Verified · Experienced 2026-07-21 ·

easy peasy got things done as quick as…

easy peasy got things done as quick as possible unlike others

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Alison Glastonbury · 4 reviews · Verified · Experienced 2026-07-21 ·

I was able to talk with a real person…

I was able to talk with a real person rather than doing an online application, which was perfect. They were very helpful and took the time to answer my questions.

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Elle Mccullough · 1 review · Experienced 2026-07-23 ·

10/10

Jacqueline was extremely helpful explained all the meanings and official documentation very clearly as I had no understanding of what I was doing she helped me choose the best policy for my needs allowing a stress free very easy set up of learners insurance on my newly purchased vehicle Policy price for learner is extremely affordable which I was very surprised about and greatful for

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Leonidas · 7 reviews · Experienced 2026-07-24 ·

No Claims Bonus

In this current cost of living crisis I had to renew my car insurance with Sterling I opened my email with some in trepidation fearing that like everything else they were likely to hike up the cost and ignore my no claims bonus in their estimations? However, I was surprised to discover that Sterling did not increase the annual insurance premium as other companies are inclined to do! Subsequently, I was happy to renew rather than go to Go-Compare!

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Michelle HARRIS · 3 reviews · Verified · Experienced 2026-07-13 ·

Very helpful in every way

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Robin Tate · 28 reviews · Experienced 2026-07-23 ·

Classic cars

This will be the second year i have insured my very precious (to me)classic car. It was very straightforward and the young man I spoke with was very friendly, even helping change the agreed value. The renewal price was very competitive and i stayed with Sterling for all their services.

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Scott Moss · 2 reviews · Experienced 2026-07-15 ·

Available for EU-licensed non-UK residents

Sterling is the only insurer I have been able to find that would cover our car for three months with drivers having full EU licences and resident in the UK less than nine months a year. The process is as efficient as any on-line and the call centre staff are polite, helpful and efficient. The insurance isn't cheap and costs about the same for three months as a full-year policy for UK-licensed drivers resident in the UK. I imagine the cost is so high for the same reason that other insurers won't cover us -- probably. their claims experience.

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Mr Eric Davis-Jones · 24 reviews · Experienced 2026-07-24 ·

Polite and professional person

Polite and professional person Great

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Tony Morton · 37 reviews · Experienced 2026-07-24 ·

Sterling service from Sterling…

Sterling service from Sterling Insurance. Seriously though the service I received was polite, professional, knowledgeable and promptly dealt with my query. I will doubtless remember this when it comes to insuring my other vehicles. Gold Standard'

M
Mr Rob Tinker英国 · 5 reviews · Experienced 2026-07-24 ·

They behave like bullies

Apart from the horrendous waits on the telephone, (at least 80% of them were 20 minutes plus, longest was 75 minutes), Sterling Insurance act like a bunch of threatening, bullying goons. They sent my 17 year old son letters asking for £56.59 which had been paid. He was very upset with these letters, which mentioned debt collection agencies, County Court, and extra charges. What kind of company sends threaening letters to children? When I asked to speak to a manager, I was told it could be uo to 30 days! Do yourself a favour and avoid dealing with this company. They are appalling.

Reply from Sterling Insurance2026-07-27

Hi Rob, Thank you for taking the time to share your feedback. We are sorry to hear that your experience did not meet expectations. Your comments have been noted and will be used to help improve our service moving forward. Kind regards The Sterling Insurance team

k
kevin cracknell英国 · 4 reviews · Experienced 2026-07-23 ·

excellent service after many problems

after having problems with you sending E mails requesting info. you really didn't need, I was ready to cancel my policy but eventually got to speak to someone who new what they were doing, Sarah sorted my problem out quickly and was a great communicator, I am happy now with my policy, thanks to Sarah

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Ms Donna Phillips · 9 reviews · Verified · Experienced 2026-07-20 ·

It was easy to arrange online and then…

It was easy to arrange online and then I was sent a link to an app which I find useful to assist with my learning

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Philip Hutchinson · 22 reviews · Verified · Experienced 2026-07-20 ·

It was above agerage

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Lucas Harris · 1 review · Experienced 2026-07-10 ·

Horrid to use

Horrid to use. They emailed me over a month ago telling me I had missing paperwork and I needed to go on the website to sort it. So that’s what I try and do but instead it tells me there was never an account made so I tried making a new one and my phone number was already in use to make an account. I emailed them asking for support for this but instead silence. Now they have cancelled my insurance and I’m sure they’re going to take my money along side it honestly just a scam.

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lee martinson · 2 reviews · Experienced 2026-07-21 ·

Excellent customer advisor

Excellent customer advisor, sorted and issue straight away. Clear and understandable.

D
Diggerdance · 1 review · Experienced 2026-07-23 ·

Rip-off company

I just want to warn other people to not use this company at all , they are effectively just a middle-man (broker) and will hammer you with all sorts of cancellation fees and other fees in case you need to cancel your policy. You have been warned. Also getting through to them over the phone takes an eternity.

Reply from Sterling Insurance2026-07-23

Hi, Thank you for taking the time to share your feedback. We are sorry to hear that your experience did not meet expectations. Your comments have been noted and will be used to help improve our service moving forward. Kind regards The Sterling Insurance team

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Luke Martin · 1 review · Experienced 2026-07-22 ·

Best prices easiest onboarding Lance…

Best prices easiest onboarding Lance was great