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Money & Insurance

Cerulean Mastercard®

ClaimedCollecting reviews

185 reviews

4.6185 reviews
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About Cerulean Mastercard®

Data updated
Website
ceruleancardinfo.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
185 reviews
Replies to negative
0% (0/17)
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About this business

A highly rated financial services company, Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Cerulean Mastercard®, issued by The Bank of Missouri, comes with a host of features designed to help customers build or re-establish credit, including $0 Fraud Liability, a Free Monthly Credit Score, and a possible Credit Limit Increase after just 6 months.

Written by the business, not verified by us.

Is Cerulean Mastercard® legit?

Cerulean Mastercard® (ceruleancardinfo.com) has a 4.6 out of 5 rating on OK.one, based on 185 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-28.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the support team for being exceptionally friendly, knowledgeable, and quick to resolve various account concerns during phone calls. Consumers mention that company representatives listen carefully and take enough time to help, making daily interactions smooth, respectful, and very pleasant. However, some customers also noted ongoing frustrations regarding unexpected late fees, annual card charges, and costly payment processing fees. A few people additionally mentioned experiencing recurring difficulties accessing the online portal, dealing with long payment posting delays, and struggling to understand agents over the phone due to communication barriers.

Auto-generated from all reviews of this business. For reference only.

What people say

Been A Customer A Few Years Now...

I am sure not everyone has the same terms as myself, but this card is full of upfront fees. I do have full cash limit (meaning the credit limit and cash limit are the same), but not really worth it with all the fees tied to it. Also, with the full cash limit you can only pull out $300/day. The really annoying part is the wait time... You make a payment and it takes two weeks to clear and be applied to your card account. You can't pay with debit anywhere, so you can't speed this process up. I got this card to help build my credit at the time, but now my credit is built, and probably be closing this account in the near future. They ask all the time about your feedback, and have a place to leave feedback on a regular, but they don't really listen when you send a feedback. They just say you signed the contract. Yup, and I can unsign it also or cancel rather. lol If you need to build credit go to Capital One or Merrick. They both have no upfront fees (annual, monthly maintenance, etc.). They both process a payment quicker than Cerulean, and Capital One will apply your payment as soon as it is made even tho you are paying with a bank account. Capital One also has a rewards card, and a bunch of shopping discounts as well. Keep one thing in mind, I contacted this company to ask about if my fees will change in the future. I know some places when you get better credit scores you get better fees or terms. It was an executive that responded to my email, and she was very nice, but did not answer my question. Instead she wanted to tell me about how credit works and the one that topped the cake or boiled my blood is when she said "You signed the contract" in her response!!! I don't need to be reminded of what I signed. I know everyday of what I signed and my obligations. This was right after I had a late fee put on my account, and I did not ask her to return my late fee, because I WAS LATE, so I knew the penalty for it, but she did return my late fee. Anytime a company or person tells you that you signed the contract without actually listening to what you are asking about is not a place that cares about the customer!!! Thank you for reading/listening, and have a great day!!!

J
JANIA D DELGADO · 1 review · Verified · Experienced 2026-08-06 ·

Easiest call I ever had with a credit…

Easiest call I ever had with a credit card company !!!

A
AHMAD ALNOBANI SR · 1 review · Verified · Experienced 2026-08-06 ·

Best

Was so good serving

M
MICHAEL D BLACKWELL · 1 review · Verified · Experienced 2026-08-04 ·

I'm very grateful...

The customer service agent was flexible, understanding and compassionate.

M
MARGARET D KIRCHNER · 1 review · Verified · Experienced 2026-08-04 ·

Great customer service

A
Andrew Partenach · 2 reviews · Verified · Experienced 2025-08-16 ·

Horrible card

J
JANET LAROSA · 1 review · Verified · Experienced 2026-08-04 ·

The representative was so very kind

The representative was so very kind . He really cared about the situation. I I'm will always be grateful

C
Cammy · 4 reviews · Verified · Experienced 2026-08-03 ·

Person was very nice and worked with me…

Person was very nice and worked with me to solve the issue!

L
LAURIE J GIBSON · 1 review · Verified · Experienced 2026-08-02 ·

The customer service is always an on…

The customer service is always an on point

J
JR · 1 review · Verified · Experienced 2026-07-30 ·

Quick response.

No cray waiting time on a call, and the agent was very kind and quickly able to address my concerns.

B
BRANDON L JOHNSTON · 1 review · Verified · Experienced 2026-07-30 ·

Great servers and great customer support and talking to

That is great. It was fast. It was easy. It was polite.

B
BARBARA E THOMAS · 5 reviews · Verified · Experienced 2026-07-30 ·

Great Customer Service!

Great Customer Service!! 5 ⭐⭐⭐⭐⭐ love my card!!

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