Five Lakes Law Group is a well-respected debt relief law firm with licensed attorneys that help consumers facing financial hardship.Experienced, caring and easy to work with, our attorneys make debt help accessible to people struggling with unmanageable debt. Clients overcome financial challenges quickly and affordably through personalized plans that:Provide 1-on-1 attorney supportLower eligible monthly payments by 40%+Resolve debt in as little as 24–48 monthsInclude a mobile app and 24/7 supportAfter a free consultation, our licensed attorneys will review your debt, income and goals to determine the best plan for you. Once enrolled, you’ll make one lower, consolidated monthly deposit and can monitor your progress in our easy-to-use mobile app.Five Lakes Law Group helps individuals and families overwhelmed by credit card debt, personal loans or other unsecured debts. Many of our clients come to us after experiencing major life changes like job loss, reduced income, medical emergencies, divorce or other unexpected events.Five Lakes Law Group helps people move forward with confidence, clarity and control over their finances.
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Is Five Lakes Law Group legit?
Five Lakes Law Group (fivelakeslawgroup.com) has a 4.7 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Legal Services & Government and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 92% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally kind, patient, and thorough during every single step of the debt resolution journey. Consumers consistently appreciate the clear communication and reliable guidance provided by specialists who genuinely help reduce daily financial anxiety and worry.
However, some people mentioned frustrating issues regarding unexpected extra fees and expressed deep concern about payments not reaching their intended creditors. A few reviewers also felt that the program increased their overall stress rather than effectively helping resolve their difficult financial situations properly. These individuals experienced prolonged delays and felt unsupported when trying to get clear answers about their accounts.
Auto-generated from all reviews of this business. For reference only.
Jim made me cry I was so relieved and appreciative of his assistance. Being able to feel comfortable and confident and respected by others on customer service calls can be hard to find these days and I just cannot say enough about how much HE is the reason I am going to have a much better financial future. If you are drowning this guy is going to bring you back up to the surface. Great job Jim, you are a true asset to your company. Thank you for everything!
Reply from Five Lakes Law Group2026-06-22
Hi Krysta,
We’re grateful for your kind words about Jim! It’s wonderful to know that his support made such a significant difference in your journey toward a brighter financial future.
— The Five Lakes Team
Five Lakes Law Group worked out a resolution we were both happy with. I’m very happy and impressed with how they are managing the debt resolutions in a timely manner. I would highly recommend Five Lakes.
Reply from Five Lakes Law Group2026-06-22
Hi Barb,
We’re grateful for your kind words and pleased to hear about your positive experience with our team. Your recommendation means a lot to us!
— The Five Lakes Team
Mr Davis worked with me very thoroughly, was so helpful, job well done Mr Davis!!
Thank you!
Reply from Five Lakes Law Group2026-06-22
Hi Lindsay,
We're delighted to hear about your positive experience with Mr. Davis! Our team at Five Lakes Law Group strives to provide thorough and helpful support, and your feedback means a lot to us.
— The Five Lakes Team
Hi there,
Thank you for your feedback! We appreciate your engagement and look forward to assisting you on your journey with us at Five Lakes Law Group.
— The Five Lakes Team
I’m very pleased with the service I received!!! I was worried when making the call but was immediately eased, the specialist was very polite and the energy was great from beginning to end… I feel I’m in good hands with my account…
Reply from Five Lakes Law Group2026-06-22
Hi Stephanie,
We’re grateful to hear about your positive experience with our team! It’s wonderful to know that our representative made you feel comfortable and supported throughout your journey.
— The Five Lakes Team
Jeff was so understanding and answered all of my questions regarding my debt. He made sure I had an understanding of what this means and how this works and assured me I am on the right path and they are here to help me get a clean slate.
Reply from Five Lakes Law Group2026-06-22
Hi Holly,
Thank you for your kind words! We’re pleased to hear that Jeff provided you with the support and clarity you needed on your journey to financial freedom. Our team is always here to assist you.
— The Five Lakes Team
Lydia was excellent! She was very understanding knowledgeable and walked me through the process very thoroughly. I truly appreciated how she made sure I understood the agreement I was entering into, which really spoke to her trustworthiness.
Reply from Five Lakes Law Group2026-06-22
Hi Arwen,
We're grateful for your kind words about Lydia! Our team is dedicated to ensuring our clients feel supported and informed throughout their journey. Thank you for sharing your positive experience with us!
— The Five Lakes Team
Hi Kathleen,
Thank you for your kind words! We're pleased to know that our team provided you with a professional and courteous experience. Your satisfaction is our priority.
— The Five Lakes Team
Hi Dianne,
We're pleased to hear that our team was able to assist you effectively with your transaction. Your positive feedback means a lot to us!
— The Five Lakes Team
This is one the most life changing calls I have been on of recent. D’Andre is your guy. He was very patient and very helpful in explaining the overall idea of the program and what to expect. I hope the people who need this help get to engage with him. Remarkable!
Reply from Five Lakes Law Group2026-06-22
Hi Emory,
Thank you for your kind words! We're excited to hear that D’Andre was able to provide you with such a positive experience. Your feedback is greatly appreciated!
— The Five Lakes Team
They're getting me out of debt. keeping me updated on their progress.
Reply from Five Lakes Law Group2026-06-22
Hi Robert,
We’re pleased to hear that you’re experiencing progress with us! Our team is committed to keeping you informed every step of the way as you work towards becoming debt-free.
— The Five Lakes Team
The staff member was very knowledgeable and polite.
Reply from Five Lakes Law Group2026-06-22
Hi Remell,
We're pleased to hear that you had a positive experience with our team member! Your recognition of their knowledge and politeness is greatly appreciated.
— The Five Lakes Team
Hi Janine,
We appreciate your kind words! Our team at Five Lakes Law Group is dedicated to providing support and guidance to our clients, and we're glad you found our assistance helpful.
— The Five Lakes Team
Megan was fantastic. She made a very stressful situation much easier to handle. Thank you so much!
Reply from Five Lakes Law Group2026-06-22
Hi John,
We're delighted to hear that Megan made your experience more manageable during a challenging time. Thank you for acknowledging her efforts!
— The Five Lakes Team
Hi John,
We're grateful to hear that you had a positive experience with our team! Your satisfaction is our priority, and we appreciate you sharing your feedback.
— The Five Lakes Team
Wondering at explaining everything and guiding me through this painful and stressful situation I am in. Many thanks to Cinque Davis for his patience and support.
Reply from Five Lakes Law Group2026-06-22
Hi Kristopher,
We’re grateful for your kind words and are pleased to hear that Cinque provided you with the support you needed during this challenging time. Our team at Five Lakes Law Group is always here to help you navigate your journey toward a debt-free future.
— The Five Lakes Team
Mr. Donnelly was very patient with me & all my questions & worries, he was very thorough in his explanation of everything & totalling understanding.
Reply from Five Lakes Law Group2026-06-22
Hi Mary,
Thank you for your kind words! We're pleased to hear that Mr. Donnelly provided you with such attentive and thorough support. Your experience with our team is what we strive for at Five Lakes Law Group.
— The Five Lakes Team
Avoid them at all cost. They charge 27% fee on each enrolled debt. They don't disclose that in the beginning but only in small letters. I got sued by discover. I rejected 3 offers that five lakes presented. I don't think they were negotiating. My debt was $9500k and they wanted me to pay 8k in 8 months. I said it was ridiculous. They scare you with saying that if you don't take the offer then court l, judgment and garnishment. Bla bla bla. Of course they wanted their $2400 dollar fee. So in reality I would have paid a total of 10k. Absurd. I went to court and represented myself. Settled for $7300 in 38 MONTHS. Thank you. $200 a month. As opposed to the BS five lakes wanted me to do of $1200 a month. These people are simply running business based on your incapacity to make payments and fear. Avoid them and save money.
Reply from Five Lakes Law Group2026-06-12
Hi Ed,
We regret that your experience did not meet your expectations. Our focus is on helping you manage your debt through tailored strategies for your program and financial future.
However, please remember that our fees are included in the program costs that were clearly outlined during your enrollment. Additionally, all clients receive the Welcome Kit that reiterates the program overview in a simple and easy to understand format.
We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at [email protected] or 855-441-6129.
— The Five Lakes Team
Five Lakes has gone above and beyond their call of duty. The way they are reducing my amount to of debt is incredible. Then, I had this company that kept hounding me with other debt, I called Fobe Lakes and they were able to add that debt onto my pot of debts owed for 1/3 of what o was paying the company. Thank you Five Lakes.
Reply from Five Lakes Law Group2026-06-22
Hi Tammy,
We’re grateful for your positive feedback! It’s wonderful to know that our team has made a significant impact on your journey to becoming debt-free. Thank you for trusting us with your financial future!
— The Five Lakes Team
I have Been looking for a way to restructure my debt. I received an offer and called and spoke to Tanisha about it. She was very professional, courteous and helpful. After awhile I decided to enroll. She walked me through the signing up process and got me going. Just starting and everything is going good so far.
Reply from Five Lakes Law Group2026-06-22
Hi Randy,
We’re excited to hear about your positive experience with Tanisha and the start of your journey with us. Our team at Five Lakes Law Group is here to support you every step of the way!
— The Five Lakes Team
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