Fundrise offers access to sophisticated private market strategies focused on generating consistent income and long-term growth across real estate private equity, venture capital, and private credit.Real estate — Fundrise is one of the 50 largest real estate private equity investors in the world by total annual deployment — deploying more than $1 billion of capital annually in 2021 and 2022. Our portfolio is largely composed of 20,000+ well-located residential units and eCommerce-centric industrial assets.Venture — Investing in high-growth private technology companies has proven to be one of the best-performing strategies of the last 50 years. Our growth equity fund targets mid-to-late-stage companies in sectors like Modern Data Infrastructure, FinTech, and AI/ML.Private credit — Skyrocketing interest rates have created broad credit market dislocations and a potential liquidity crisis. The result is arguably the most attractive, risk-adjusted private credit investing opportunity of the last few decades.Building a better financial systemWhen our co-founders launched Fundrise back in 2012, our mission was to use technology to build a better financial system for investors like you. A lot has changed since then. Over 2 million people now use Fundrise and we manage nearly $3 billion in equity across real estate, private credit, and venture capital. It’s hard to believe how far we’ve come. But our mission remains the same. It’s what drives us to continue eliminating barriers, developing new investments, and working tirelessly to make this the best investing experience you’ve ever had. Thank you for joining us on this journey.
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Is Fundrise legit?
Fundrise (fundrise.com) has a 3.8 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 21% of reviews are 1 star, a relatively high share; The business has not yet replied to negative reviews; Reviews mostly discuss User experience, Refund. Last updated 2026-08-28.
What reviewers say
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Reviewers had a great experience with this company. Customers frequently mention that the online platform is extremely intuitive, making it simple to navigate complex investment options and build diverse portfolios. People really appreciate the clear reporting tools and the user-friendly help center that make managing long-term investments straightforward.
Some reviewers were not happy with the lengthy withdrawal process and significant delays experienced when trying to retrieve funds. Consumers noted that liquidating investments takes many months, frequently resulting in partial payouts or unexpected restrictions on account balances. Additionally, a few individuals felt that overall performance fell short of expectations during recent market conditions.
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After several years of an initial investment with Fundrise, most of which yielded negative returns, I finally decided to liquidate my account only to realize that the account is extremely difficult to liquidate. It was very difficult to figure out how to start the process, and once I did, I was met with a litany of disclosures, letting me know that liquidation is only possible after a review process that only takes place once per calendar quarter, after which you might receive your money back. Also, in between the time that you request your money and the time you receive it, the value of your shares may have changed, and you will only receive a disbursement based on the value at the time the review is complete and your funds are dispersed. This was a waste of several years worth of an investment that could've made much more of a return simply sitting in a savings account let alone a high-yield account or the stock market. Do not invest in Fundrise.
I am so appreciative of the Fundrise teams, allowing me to invest in diverse previously inaccessible opportunities. Access to steady income through preferred equity, a real estate portfolio throughout the country,, balanced with the ability to investi in private companies like an insider has allowed me access similar to Wall streets elite. These are not opportunities available at standard brokerages and I would encourage everybody to take a part of their investment portfolio and join Fundrise!
I put $1,000 in Fundrise over 10 years ago. The returns are pathetic. $1,400 valuation after more than 10 years. And getting your money out takes forever. They want to give to you in quarterly chunks. Yes, a $340 portion after waiting on my request 3 months ago. They plan on dispersing more in October. Who knows how much it will be because they’re excuse is Due to the redemption plan being oversubscribed, Q2 2026 Fundrise eREIT redemptions were processed on a pro rata basis. meaning the fund doesn’t have the funds.
Like so many people, I invested in Fundrise more than 5 years ago with high hopes. In the end, the returns were nothing near what was advertised as normal “alternative investments.”. I made about 4.9% annually with less than no liquidity.
The frustrating part is really when you decide to move your money. There were excuses everywhere…mergers, fund changes, etc. After waiting a year, my redemption request just went through and it was only partial! They only liquidated 1/2 my money!
Stay away as you would do much better in an index fund. They will go under at some point. Lousy returns, bad customer service, no liquidity, etc. is not a recipe for success.
After contributing and holding for over 6 years and requesting a withdrawal i have now had my request pushed back 2 times. It will be a total of 9 months that I’ve been trying to withdraw my funds and it’s not even guaranteed still after that.
Poor excuse of an investor relations team, poor long term gains, and a sorry excuse for a leadership team that they can’t communicate more transparently and up front.
Putting your money into Fundrise is like putting your money into a pit and blindly hoping for something. Be warned I would not use and any good reviews I would question if they’re a promoter for the company. They have absolutely no sense of keeping long term users because they treat those who have invested in the long run like garbage
Investment returns were low. They had my capital for over 5 years before I initiated redemption of my proceeds. I only received half and was charged a redemption fee even after 5 years. The other half they said was tied up in a merger and I would have to resubmit a second request after the merger was complete which I did. Was told the redemption would take place in July 2026 and now I am only receiving one third and they are saying I have to wait until October 2026 before they will redeem any more. Stay away from this company at all cost.
DO NOT INVEST WITH THEM if there is any chance you will ever need to withdrawal the money! I had money invested with them for almost 10 years. And the returns were pretty good. My issue with them is in how difficult it is to withdraw the money if you need it I requested a disbursement in January. It is now July and I still not received my money. I understand a quarterly schedule for disbursements, but we are now well over six months. It really shouldn’t be this hard to get my money back.
UPDATE: they have now given me 1/3 of the money and I have to wait until Oct for them to give me more. AND they can not even tell me if I can get it all. They will determine then how much they can afford to give me. Honestly, I find it quite frightening that they can’t afford to give me my $5000. How close are they cutting their margins that $5000 is going to break them????
OMG what a terrible, terrible company! I invested my dribbly little IRA into this company about 5 years ago, and am now trying to roll it over into a different company because the returns were ABSOLUTELY MISERABLE! As you can see from the attachment, I lost almost 500.00 on the value of my meager portfolio. AND they have an annual "management fee" of $149.00 that they enforce like the Totenkopf. But now, I have spent the past year (!!!) just trying to get my IRA rolled over into a different account - and STILL Fundrise is holding onto my pocket change like it is their lunch milk money. CRAZY! And even when they DO release funds, it is to a 3rd party company that I had never heard of and had nothing to do with named "Inspira." DO YOURSELF A HUUUUUGE FAVOR AND STAY AWAY FROM FUNDRISE!! Just a terrible, miserable, unhappy experience, from start to finish.
This is scam company in less than 3 month lost over 40 dollar request the rest of money in mid June yet to receive given the runaround their representative friendly before getting money nasty when wanting to know when getting back the biggest run don't walk scam scam
I signed up with Fundrise in September of 2025. I've had an excellent experience so far. The adventure of Fundrise Innovation going public (ticker VCX) has been surreal. It feels like a truly unique opportunity to be part of something transformational. Like many, I'm just an average American that wants to support emerging technology companies with my extra dollars and wants to invest in my future. The Fundrise team is transparent, responsive, innovative, and bold. Intuitive website, offers educational materials, and I see the numbers changing in the right direction. Highly recommend.
I like the platform but needs improvement on price and history. My account dropped and don't know why. Was it fees? The the price drop? Also when info is sent out about a new property it's hard to find what fund it is in.
FIRST TIME EVER INVESTOR. I never invested in anything before
I never invested in anything before. I picked FUNDRISE at random after I looked at a few platforms. I had no idea what I was doing , but am extremely happy with FUNDRISE.
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