About GRT Financial
Data updated- Website
- grtfinancial.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 204 reviews
- Replies to negative
- 90% (26/29)
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About this business
GRT Financial, Inc. is a licensed debt settlement company focused on providing cost-effective representation to clients seeking to negotiate the reduction of unsecured debt.
Written by the business, not verified by us.Is GRT Financial legit?
GRT Financial (grtfinancial.com) has a 4.3 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 90% of negative reviews. Last updated 2026-09-04.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company, noting that it successfully delivers results as promised. Customers frequently praise the staff for being professional, helpful, and courteous, making daily interactions pleasant and effectively easing financial stress. Consumers note that customer service representatives are exceptionally knowledgeable, always ready to answer questions and keep people thoroughly informed. Some reviewers were not happy with slow response times when seeking case updates, mentioning that communication can sometimes take longer than expected. A few people also mentioned experiencing severe difficulties regarding payment schedules alongside growing concerns about negative credit score impacts.
Auto-generated from all reviews of this business. For reference only.What people say
Great Service &Customer Service!
Horrible experience
Horrible experience. The representative failed to notify me that the debtor could sue me in the process of them acculmating funds. Also they tell you to let your account go into default and you end up acculmating more debt from the late fees, increasing your debt. If you go to court they do not go with so you must represent yourself. Also you pay a fee for them holding on to your funds acculmating approximately 1000 a year which could of just been used to pay off your debt. If settled you still have to pay for the services which could also be used to pay off your debt. Not beneficial at all. I regretted signing up and wish I would of kept paying off my debt by myself.
Every person I have spoken with is very…
Every person I have spoken with is very courteous and helpful. They thoroughly explain everything.
Everyone is so kind and quick to…
Everyone is so kind and quick to respond to any of my questions.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your highly-rated 5-star review regarding our customer service. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Whenever I have a question and call…
Whenever I have a question and call everyone so knowledgeable and kind and answer all my questions
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review. It's wonderful to know that you consistently have positive experiences when you reach out to us. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
The process was not made clear in the…
The process was not made clear in the beginning that no action would be taken for months on my accounts causing a massive drop in credit rating, then when agreements do come around they change rates that were agreed upon at the start. When asked to try to get them to contact creditors to get agreements they basically say no until my account has accrued more money, solicit an extra deposit to get it there and even them no apparent action was taken for months. Deceptively charging monthly fees for programs that do nothing for you other than to leech more money every month. By the end its going to cost much more than the whole original debt where they made it seem that I'd end up paying 40-50% in the beginning.
A peace of mind and not to worry about…
A peace of mind and not to worry about all monthly payments of all my credit cards. Thanks to GRT.
They have been so helpful and kindly…
They have been so helpful and kindly informative.
Easy to work with
Easy to work with. Allowed me to focus on getting my work life straight while they handled my finances. Thank you!
Your communication with creditors is…
Your communication with creditors is all but none exist. I have mulitple accounts "Charged Off" & today I was notified that one was sold. And yet you make sure to collect your fees first.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
They do what they say will do
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear we met your expectations as we always strive to provide stellar service.
Staff is always on top of things and…
Staff is always on top of things and helps when you're in a situation where you need help.
Reply from GRT Financial2026-09-03
Thank you for sharing your positive experience and for your 5-star review. We are delighted to hear that our staff has been helpful and attentive when you needed assistance as we always strive to provide stellar service.
You guys were very thorough and you…
You guys were very thorough and you kept me at ease.
Reply from GRT Financial2026-09-03
Thank you for sharing your positive experience and for your 5-star review. We're delighted to hear that our team was thorough and provided ease and peace of mind throughout the process. We always strive to provide stellar service and appreciate your feedback.
Nothing went wrong
Nothing went wrong . Everyone was perfect. I put the wrong answer . Every thing was perfect.
Reply from GRT Financial2026-09-03
We appreciate you taking the time to share your feedback. Your review is carefully considered as part of our commitment to continually improve the experience we provide. Additionally, one of our specialists will be in touch to discuss your individual concerns further.
Seeing improvements
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review. We’re delighted to hear that you’ve noticed improvements, and we truly appreciate you taking the time to recognize our continued efforts.
all fees up front
all fees up front, while your late fees and everything grow. then basically your settlement is what you owed. ended up having to get a lawyer and go to court on one of my accounts. cost me more in the long run. I would have been better off just limping by or contacting the bank. had offeres I never even had notice of and said I declined which I never got. this is worst idea and decision I ever done in my life and I am paying for it for 5 years and so messed up now I cant get rid of them or get out of the mess
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
Your professionalism from the start was…
Your professionalism from the start was impeccable. Every communication was friendly.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review. We’re delighted to hear that you've received impeccable service from start to finish, as we continually strive to provide stellar service. We truly appreciate you taking the time to recognize our continued efforts.
GRT took care of business
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide top notch service.
I will never and I mean never tell…
I will never and I mean never tell anyone about this company and I mean that.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
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