GRT Financial, Inc. is a licensed debt settlement company focused on providing cost-effective representation to clients seeking to negotiate the reduction of unsecured debt.
Written by the business, not verified by us.
Is GRT Financial legit?
GRT Financial (grtfinancial.com) has a 4.3 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 90% of negative reviews. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company, noting that it successfully delivers results as promised. Customers frequently praise the staff for being professional, helpful, and courteous, making daily interactions pleasant and effectively easing financial stress. Consumers note that customer service representatives are exceptionally knowledgeable, always ready to answer questions and keep people thoroughly informed.
Some reviewers were not happy with slow response times when seeking case updates, mentioning that communication can sometimes take longer than expected. A few people also mentioned experiencing severe difficulties regarding payment schedules alongside growing concerns about negative credit score impacts.
Auto-generated from all reviews of this business. For reference only.
My experience has been great with GRT. I started July 3rd and so far everything is going well.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
You guys are fulfilling your promises and it’s taking several years, but you are dealing with my creditors one by one knocking them out which I appreciate. What I don’t appreciate is I didn’t realize that you guys are taking 33% of everything I pay, but I guess it is what it is and we are making progress!
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further.
We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
From the start they don't explain the process well. Then they make it look like they are making great settlements. However, your account is just accruing interest and everything goes into default. So the amount "saved" in these "great" settlements are the interest that is accrued while your credit score goes down. I have tracked it all in a spreadsheet and it is just ridiculous. I will NEVER recommend this program.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
This debt consolidation process is the WORST decision I've EVER MADE IN MY LIFE! I've been in this process about 4 years. They dont reach out to the companies, so some will end up suing while you're still paying Huron to fight for you by eliminating that debt. Its horrible! I had 100% payment history before this program. I simply wanted to clear debt faster. I didn't want legal issues.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
The employees, company and the lawyers are doing excellent work on our behave. They have taken off stress from me and my wife. Hats off to them. Keep up the great work.
Thank You and Appreciate You.
Sincerely, David and Carol Calderon
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Excellent communication!! Explained the whole process thoroughly in a way I could understand. I am feeling much less stress now that many of my accounts have been settled!! I would highly recommend them to anyone struggling with their finances.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
It seems like I am paying someone for absolutely nothing.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Good communication and willing ness to help if they can
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience. We're pleased to hear that we met your expectations as we continually strive to provide excellent service.
The phone call was great, and Debra was helpful. She did say she was getting with her supervisor to answer a question I had, that was on 8/17. Still waiting on a response.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
We are delighted to receive your highly rated review, additionally one of our specialists will be in touch to answer your pending question.
We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
Great communication, excellent representatives and customer service…they do exactly what they say they will do.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
This was the worst company i've ever worked with. I decided to try them out a few years ago. Got my debt down to $2400 left. I decided to pay it off, but the next month, they decide to charge me another $283.00. I didn't see it until the next day because I thought I had him paid off and I looked at my account and I was $-161.00 in my account, so I decided to call him up. They gave me the run round. They said, oh, we have to do this. And this and this and we will put the money back in and I will see if we can pay the late fee of$25.00. So now it's been a week and they still didn't put the money in this account. This the worst company to go through. They will rob you blind, they will take care of your debts but they will add up all your debts and make sure that you pay back every cent. Plus lawyer fees. DO NOT USE THIS COMPANY. AND IF YOU DO GETTING IN WRITING THAT ONCE THEY PAY OFF ONE OF YOUR DEBTS, IF YOU HAVE MORE THAN ONE THAT YOU'RE DONE ONCE YOU'VE PAID OFF ALL YOUR DEBTS, AND THEY DON'T ROB YOU BLIND. I will never go through this company again. And I advise everybody not to, because they're a bunch of liars. There's no way they got even any 5 star reviews. I'm pretty sure they paid those people off.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
They are good about explaining everything that is going g on. Able to answer every question I’ve had.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Getting my monthly payment lower, GRT did lower it not before i notified GRT that I was change company’s.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience.
One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
That you keep me informed on what's going on with the credit company's. How much they are setting on. The staff is wonderful and enjoy working with GRT Financial.
Reply from GRT Financial2026-09-03
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Thank you for taking the time to share your experience and for your 5-star review.
We're delighted to hear that we met your expectations as we continually strive to provide excellent service.