GRT Financial, Inc. is a licensed debt settlement company focused on providing cost-effective representation to clients seeking to negotiate the reduction of unsecured debt.
Written by the business, not verified by us.GRT Financial (grtfinancial.com) has a 4.3 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 90% of negative reviews. Last updated 2026-09-04.
Reviewers overwhelmingly had a great experience with this company, noting that it successfully delivers results as promised. Customers frequently praise the staff for being professional, helpful, and courteous, making daily interactions pleasant and effectively easing financial stress. Consumers note that customer service representatives are exceptionally knowledgeable, always ready to answer questions and keep people thoroughly informed. Some reviewers were not happy with slow response times when seeking case updates, mentioning that communication can sometimes take longer than expected. A few people also mentioned experiencing severe difficulties regarding payment schedules alongside growing concerns about negative credit score impacts.
Auto-generated from all reviews of this business. For reference only.She was very helpful information was on point and answered my questions
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
GRT has been great for me. They have been on top of all my stuff taken care of everything. Sending me messages on progress. Very happy.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
I thought by now I would have settlements with more of my creditors We keep getting phone calls nasty ones. And letters to settle. But overall everything is good
Thank you for taking the time to share your experience. We are delighted to receive your highly rated 5-star review, additionally one of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
Customer service is outstanding. Intensional, honesty, accountability and availability!
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
The entire staff at the company is very friendly and helpful...
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
I kept getting the run around when each time I tried to get answers about my acct and why drafts continue to be taken when I made a deposit to cover remaining balances. It caused an overdraft of my checking and had still not been rectified. I will say though that Esmeralda did an amazing job and did a better job of answering my questions than anyone else I had talked to the previous 3x’s.
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the experience we provide.
I really like my contact advisor! He has been amazing through all this. Calming me down when I got nervous. Explains everything in a way I understand. I only gave 4 stars because I don't generally give 5 stars and the length of time it takes to gett settlement resolutions seems to take forever but not unhappy so far. I would recommend to anyone looking to lower their debt while helping rebuild your credit.
Thank you for taking the time to share your experience and for your highly-rated 4-star review regarding our customer service. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Everyone is very and answers all questions properly.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
GRT is an excellent choice for Debt Consolidation. I have proven this. It takes time and patience. Results are worth it.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
They are asking me for over 200 dollars I do not have ….. they want to negotiate 60% but asking me for over 200 dollars for the next 3 months which is over 600 dollars …. What kind of negotiation is this
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
I was a little weary sharing my finances with a company I've never heard of but, GRT is truthful in helping me over come my financial debt.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Very helpful and satisfying service
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Everyone is so nice and professional and they take time to explain things clearly
Thank you for taking the time to share your experience and for your highly-rated 5-star review regarding our customer service. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
We have been with GRT for 6 months now. So far things are going great. Some bills are paid off and payoff agreement solutions have been reached on several others. The staff are courteous, caring, and professional. They explain everything.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
I fell this experience to a very long time to get started. Just over the last few weeks I have noticed work on my account. If it wasn't for the last few weeks it would have been a one.
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Very helpful and responsive with calls.
Thank you for taking the time to share your experience and for your highly rated 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Friendly and easy to talk to staff very helpful when I call
Thank you for taking the time to share your experience. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
Quick response to issue and swift action to resolution. Thanks for all you do
Thank you for taking the time to share your experience and for your 5-star review. We're delighted to hear that we met your expectations as we continually strive to provide excellent service.
I do not recall understanding that my accounts to be settled would have to be delinquent before the negotiation process would begin. My credit score dropped over 200 points and no one will talk to me about any kind of credit or payment plan due to the delinquent accounts on my credit report.
Thank you for taking the time to share your experience. One of our specialists will be in touch to discuss your individual concerns further. We value your feedback, which is carefully considered as part of our commitment to continually improving the service we provide.
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