GRT Financial, Inc. is a licensed debt settlement company focused on providing cost-effective representation to clients seeking to negotiate the reduction of unsecured debt.
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Is GRT Financial legit?
GRT Financial (grtfinancial.com) has a 4.3 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 90% of negative reviews. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company, noting that it successfully delivers results as promised. Customers frequently praise the staff for being professional, helpful, and courteous, making daily interactions pleasant and effectively easing financial stress. Consumers note that customer service representatives are exceptionally knowledgeable, always ready to answer questions and keep people thoroughly informed.
Some reviewers were not happy with slow response times when seeking case updates, mentioning that communication can sometimes take longer than expected. A few people also mentioned experiencing severe difficulties regarding payment schedules alongside growing concerns about negative credit score impacts.
Auto-generated from all reviews of this business. For reference only.
They are very professional and approachable. I never had a problem contacting them. They kept us well informed of every transaction.
I highly recommend them to assist in resolving credit card debts. They are definitely a superb company.
Mrs. Bowman
Reply from GRT Financial2026-07-23
Thank you for taking the time to review your recent experience.
We are delighted to hear you received excellent service.
Next month makes 2 years since I started the program. Before joining I asked how much it would impact my credit score and they assured me it would be minimal and my debts would have a settlement under contract in 6-9 months. Well I still have a few unresolved almost 2 months in
Reply from GRT Financial2026-07-23
Thank you for taking the time to share your feedback.
One of our specialists will be in touch shortly to discuss your concerns.