GRT Financial, Inc. is a licensed debt settlement company focused on providing cost-effective representation to clients seeking to negotiate the reduction of unsecured debt.
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Is GRT Financial legit?
GRT Financial (grtfinancial.com) has a 4.3 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 90% of negative reviews. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company, noting that it successfully delivers results as promised. Customers frequently praise the staff for being professional, helpful, and courteous, making daily interactions pleasant and effectively easing financial stress. Consumers note that customer service representatives are exceptionally knowledgeable, always ready to answer questions and keep people thoroughly informed.
Some reviewers were not happy with slow response times when seeking case updates, mentioning that communication can sometimes take longer than expected. A few people also mentioned experiencing severe difficulties regarding payment schedules alongside growing concerns about negative credit score impacts.
Auto-generated from all reviews of this business. For reference only.
So far the experience is that i need to ask many questions to understand mi situation en front of the creditors, plus the fact that few of the phone operators dont wabt to listen
Reply from GRT Financial2026-07-23
Thank you for taking the time to share your feedback.
One of our specialists will be in touch shortly to discuss your concerns.
Representative was understanding and did not questioned me on why I needed to change my auto payment for 4 days after the due date. Addressed my concern fast and proficient.
Reply from GRT Financial2026-07-23
Thank you for taking the time to review your recent experience.
We are delighted to hear you received excellent service.
I’ve always had a great experience with customer service each time I have called in. Always quick, prompt and easy resolution of any issues I have had. The communication has been great and I would definately recommend to anyone.
Reply from GRT Financial2026-07-23
Thank you for taking the time to review your recent experience.
We are delighted to hear you received excellent service.
More communication
I've been with you for five months and have let things run their course
However, next week I'll be $3000 in and I didn't know what's going on being 1 account
At this point I would appreciate where I'm at with scheduled updates, at least once a month
Reply from GRT Financial2026-07-23
Thank you for taking the time to share your feedback.
One of our specialists will be in touch shortly to discuss your concerns.