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Money & Insurance

loanDepot

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194 reviews

4.0194 reviews
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About loanDepot

Data updated
Website
loandepot.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
194 reviews
Replies to negative
98% (45/46)
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About this business

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457

Is loanDepot legit?

loanDepot (loandepot.com) has a 4.0 out of 5 rating on OK.one, based on 194 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 20% of reviews are 1 star, a relatively high share; The business has replied to 98% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers had a great experience with this company. Customers frequently praise the dedicated staff for being exceptionally helpful, knowledgeable, and responsive throughout the entire loaning process. People deeply appreciate the smooth, well-organized journey, noting that communication remains consistently clear and entirely stress-free from start to finish. Consumers find that representatives go well above and beyond to secure the best possible rates and deliver timely assistance. However, some customers also noted occasional issues with communication delays, paperwork complexities, and unresponsive representatives during their applications. A few people were truly unhappy with persistent phone calls, unhelpful customer service interactions, and inflexible underwriting rules.

Auto-generated from all reviews of this business. For reference only.

What people say

Loan Depot made the process of getting a line of credit very easy

Loan Depot made the process of getting a line of credit on my property very easy. Everyone I worked with was on top of the process and made it easy to navigate. I have had several loans with Loan Depot and it has always been a good experience.

Reply from loanDepot2026-07-27

Thank you for your continued trust in loanDepot! We’re glad to hear that obtaining a line of credit was a smooth and easy experience, and that our team helped guide you through every step of the process. We appreciate your loyalty and look forward to serving you again in the future!

I called about a heloc.I was talking to…

I called about a heloc.I was talking to Ashytn.She said computer was taking a long time.She said she would call back.Ashtyn never did.After further investigation,my home didn't meet requirements.Vince told me this.These places show me commissions override excellent customer service.Shame on you Ashtyn.After writing this review,loan depot replied.No boby knew Ashton Lonetti,the loan officer.This place is full of blatant liars.Also they made excuses.I would stay miles away from this place

Reply from loanDepot2026-07-09

Hi David – We take your feedback very seriously and would like to investigate further. Please contact our Customer Care team at 888-337-6888 (x6789) or [email protected] at your earliest convenience.

C
Charles Baker · 6 reviews · Experienced 2026-07-01 ·

We had a "Difficult case"

We had a "Difficult case" , Ron found a way... he is the best!

Reply from loanDepot2026-07-09

Thank you for your feedback Charles!

J
James King · 3 reviews · Experienced 2026-07-03 ·

Awesome professionals

Reply from loanDepot2026-07-09

Thank you for your feedback James!

S
Sandra G · 2 reviews · Experienced 2026-07-03 ·

Our loan officer was great

Bart was prompt, courteous, clear and professional. The opposite of what we experienced elsewhere. We did not really know what we were doing but it was clear that he did and we appreciate his guidance.

Reply from loanDepot2026-07-09

Hi Sandra! Thank you for the kind words. We’re so happy to hear that you had a great experience with Bart and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

J
Jody · 2 reviews · Experienced 2026-07-01 ·

So easy!

So smooth every step of the way we were informed!

Reply from loanDepot2026-07-09

Hi Jody! We value your feedback. Reach out to a member of Team loanDepot if we can assist you further.

Zero Assistsnce. Zero Support

Every step of the Heloc process was horrible. I had tne worse rep from Loan Depot, Robert Cooper. He took days to respond to any messages and did absolutely nothing to "help" in the process. It took so long for me to get any assistance from him my application actually expired.

Reply from loanDepot2026-06-29

Hi Todd – We take your feedback very seriously and would like to investigate further. Please contact our Customer Care team at 888-337-6888 (x6789) or [email protected] at your earliest convenience.

D
DeAnna Eckerdt · 4 reviews · Experienced 2026-06-24 ·

I reached out to Loan Depot and was…

I reached out to Loan Depot and was barrage with calls about every hour. I finally picked up and told the man who was on the line I was no longer interested in pursuing a loan with them. He argued with me and was very rude and now definately not ever looking at loan depot for anything. Very bad experience.

Reply from loanDepot2026-06-29

Hi DeAnna – Thank you for this review. Your experience is important to us and we take your concerns very seriously. Please reach out to our Customer Care team at 888-337-6888 (x6789) or [email protected].

M
Magge Blues · 1 review · Experienced 2026-06-18 ·

Every step of the way went well!

Reply from loanDepot2026-06-29

Thank you for your feedback Magge!

J
Josh Bradshaw · 1 review · Experienced 2026-06-23 ·

Predatory loan company

Predatory loan company. I wish id never had used them.they borrowed me 100k on my 350k house.then after making me pay off my wife's car and 12k dollars in thier fees.,got 70k.over time paying back almost 250k.then I claimed on my insurance for tornado damage. Bought a building to replace it but they're keeping 11 thousand dollars because I didn't repair a barn on MY property. Don't use this company whatever you do.the woman on the phone was rude and bossy and should be fired for talking down to people.

Reply from loanDepot2026-06-24

Hi Josh – Thank you for this review. Your experience is important to us and we take your concerns very seriously. Please reach out to our Customer Care team at 888-337-6888 (x6789) or [email protected].

J
James Bates · 6 reviews · Experienced 2026-06-18 ·

Exceptional service from Loan Depot

Exceptional service, very professional and well educated, friendly staff. Most service companies are barely familiar with the process entracaces and just collect data to hand off to the next level, Kimberely is the next level in her ability to explain, understand and discuss all the important information required for the regular and more complex types of loans and their benefits and drawbacks. It has been a pure joy working with her, and I truely appreciate her.

Reply from loanDepot2026-06-24

Hi James! We appreciate the positive feedback. Our team works hard to ensure every customer enjoys the best possible experience. Your review will be shared with the loanDepot team.

C
Craig Blanchard · 1 review · Experienced 2026-06-05 ·

Tim Foreman

Tim Foreman - 949-575-5239 and his partner Jenn made the process quick and easy. Rates were competitive and despite a few quirks with the portal document submission was efficient. Communication was good and loan closed seamlessly.

Reply from loanDepot2026-06-18

Hi Craig! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

T
Tina Philyaw · 2 reviews · Experienced 2026-06-17 ·

Armando Medina made my experience great…

Armando Medina made my experience great with his ease of service, patience with my technology ineptitude(s) and teachings on certain aspects/“legal jargon” during this process.

Reply from loanDepot2026-06-18

Hi Tina! Thank you for sharing your great experience with us. We will share your kind words with Armando. Please keep us in mind for any future lending needs.

Worst Customer Service Ever

Absolutely horrible at customer service. If you want to be treated like a number and not a human being, this is your company. Without going into too many details, I ran into a problem back in 2025 and corrected it quickly--but the Loan Depot Customer Disservice Team was so eager to punish me for the problem that they refused to hear me out. They all hid behind some arbitary rule designed to inconvenience me. It gained them nothing, but not one person there stopped to think "Are we treating this customer the way we should?" I spent months trying to get these people to listen to reason and finally gave up. They won. They beat me down. It was more important to them to win than to save one customer relationship.

Reply from loanDepot2026-06-18

Hi Dono -- Thank you for reaching out to us about your experience. We would like to have a member of our Customer Care team to discuss this further with you. Please call our Customer Care team at 888-337-6888 (x6789) or [email protected].

N
Nadia Nunes Cavalcante Parr · 1 review · Experienced 2026-06-12 ·

The advisor Faham Alam went above and…

The advisor Faham Alam went above and beyond to give us the best advice on the loan we were considering, even if that meant going against his own financial gains, that is huge.

Reply from loanDepot2026-06-15

Hi Nadia! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

D
Diana Konfrst · 1 review · Experienced 2026-05-11 ·

Very professional

Very professional, thorough, excellent return phone calls, answered all and any questions. I would rate Loan Depot 10 out of 10 experience.

Reply from loanDepot2026-06-15

Hi Diana! We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to reach out to our team if you ever need assistance.

C
Customer · 3 reviews · Experienced 2026-05-15 ·

Always kept me informed and made the…

Randy and Kyle always kept me informed and made the process fast and easy.

Reply from loanDepot2026-06-15

Hello! Thank you for the kind words. We’re so happy to hear that you had a great experience with Randy and Kyle. If you need anything in the future, please let us know. We appreciate your business!

D
DEBORAH · 11 reviews · Experienced 2026-06-08 ·

I already have a loan with Loan Depot…

I already have a loan with Loan Depot and am refinancing it. The transition has been very easy, as it was before. Other companies can't compete with your excellent rates. The representative helping me through the process has been excellent.

Reply from loanDepot2026-06-15

Thank you for your continued trust in loanDepot, Deborah! We’re so glad to hear the process has been smooth and easy, just as before. It’s great to know our rates and the support from your representative stood out among other lenders. We’re committed to delivering that same level of service every time.

S
Steve Minor · 15 reviews · Experienced 2026-06-08 ·

LoanDepot provided excellent customer…

LoanDepot provided excellent customer via Ken White. Process was streamlined and convenient!

Reply from loanDepot2026-06-15

Hi Steve! Thank you for sharing your great experience with us. We will share your kind words with Ken. Please keep us in mind for any future lending needs.

W
WJ Phelps · 1 review · Experienced 2026-06-06 ·

Receiving Unsolicited Texts

I do not know this company, have never contacted them and don't need a loan. They keep texting my office landline, for which I am charged. I have called 3 times to stop them from contacting me in any way. They are a nuisance. 07/06/26 I called the number, in their reply, right after receiving it. Texts are starting again.

Reply from loanDepot2026-06-08

Hi WJ -- Thank you for reaching out to us about this concern. Please contact our customer care team at 888-337-6888 (x6789) or message [email protected], and we will place you on our Do Not Contact list.

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