At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.
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Is Minto Money legit?
Minto Money (mintomoney.com) has a 4.6 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online loan application process is very fast, straightforward, and easy to complete without complications. People strongly appreciate the prompt deposit of funds and consistently note that the customer service representatives are exceptionally helpful, professional, and friendly.
Some reviewers were not happy with the high interest rates and the overwhelming total amount of payments required over time. Consumers also pointed out that the repayment terms can feel confusing and lead to extremely high overall costs compared to the initial amount borrowed. A few individuals mentioned difficulties in understanding how the payment schedules impact the principal balance over the long term.
Auto-generated from all reviews of this business. For reference only.
Easy no hassle application process. Fast approval and fast delivery of funds.
Reply from Minto Money2026-04-01
Thank you for sharing your experience with us, Alan! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
I have been waiting for 3 years for a settlement. I had no money left. I call up and got a loan that helped take some of the pressure off.
Reply from Minto Money2026-03-31
Hi Sha, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
I requested, was approved for a certain amount…picked the amount I wanted and received funds in a matter of minutes after the application process was done
Reply from Minto Money2026-03-31
Thank you for sharing your experience with us! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
I got the funds I needed fast and I made contact about a financial hardship and they did a excellent job on making it possible to make my payments
Reply from Minto Money2026-03-25
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
I truly thought this was another scam. I did receive calls but found out it wasn't part of them. I called my bank thinking it's gonna be another joke & scarred I was gonna have to lock up my account. I called & both me & my husband jumped to surprise. With low credit score. Thanks for the 2nd chance. My vehicle broke down & we where stranded. I can't begin to explain the weight off my shoulders.
Reply from Minto Money2026-03-25
You're most welcome and thank you for the review, Jennifer! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
Needed some extra cash in a pinch. Had my money in less then ten minutes. Super easy.
Reply from Minto Money2026-03-25
Hi Robert, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
Knowing what I'm going through they accommodated my needs which made it feel at ease.. they are the best loan company i have ever had
Reply from Minto Money2026-03-23
Thank you for sharing your experience with us, Ann! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
Erica B really helped me out by getting my rate lowered to a better and affordable payment.
Reply from Minto Money2026-03-20
Hi Josh! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
It was an easy process ! Money approved and deposited same day. Customer service is great !
Rewards program for returning Customers.
Reply from Minto Money2026-03-18
Hi Myra, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Minto Money!
Quick response on the request for financial assistance.
The loan process was quick and April was very helpful and professional.
Reply from Minto Money2026-03-16
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!
Was very easy and quick
Was there to help me what I needed
Reply from Minto Money2026-03-16
Hi, Carmen, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (844) 446-4686. Thank you for being a Minto Money customer!
The total professionalism. Easy application and softness with entire process
Reply from Minto Money2026-03-13
We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely and the level of professionalism exceptional. We appreciate your business.
Hello Glen, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
When others turned me down for a loan Minto money was there to help me out and I really appreciate it, so if y’all ever need a loan Minto money is the place to get a loan
Reply from Minto Money2026-03-12
You're most welcome, and thank you for the review, Diana! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
They came through for me when I was in a very bad place.
Reply from Minto Money2026-03-11
Hi Briana, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
Thank you for sharing your experience with us, Robert! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
Minto money helped us through a difficult time. We lost our only child and the loaned us enough to handle our monthlys so we could pay for his headstone
Reply from Minto Money2026-03-11
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! Please accept our deepest condolences. We are happy to be able to help during your times of need and appreciate your business.
Hi Dusty, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at [email protected] or at (844) 446-4686 so that we can further assist you. Thank you.