At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.
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Is Minto Money legit?
Minto Money (mintomoney.com) has a 4.6 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online loan application process is very fast, straightforward, and easy to complete without complications. People strongly appreciate the prompt deposit of funds and consistently note that the customer service representatives are exceptionally helpful, professional, and friendly.
Some reviewers were not happy with the high interest rates and the overwhelming total amount of payments required over time. Consumers also pointed out that the repayment terms can feel confusing and lead to extremely high overall costs compared to the initial amount borrowed. A few individuals mentioned difficulties in understanding how the payment schedules impact the principal balance over the long term.
Auto-generated from all reviews of this business. For reference only.
The two different operators in last two months were very helpful and friendly and patient and explaining what they can do and how. The last lady that I called in March to correct a mistake they made and she made sure my account was correctly fixed was also helpful and friendly with patience too. My payment I could not make on time and they are very helpful in making new arrangements and now I also am hopeful and feel more confident I can make my payment on time. I am happy to have picked this company .. though it's very high interest rates to start they are there to help you out!!
Reply from Minto Money2026-03-06
Hi Joy! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
I had wonderful experience I had a problem and tell help with everything
Reply from Minto Money2026-03-05
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
How quickly I was approved for a loan. Working with me over the phone to complete the loan process of completing the loan application. I appreciate how quickly the money has been deposited into my checking account.
Reply from Minto Money2026-03-02
Hi Mary, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it quick and easy for you. Thank you for choosing Minto Money!
Minto money offers loans for 500% interest! In the months I had a loan with them my principal DID NOT GO DOWN. Please avoid making the same mistake I did.
Their idea of contacting you to resolve the issue is to call you and keep repeating "well, YOU signed a contract"
Search for Minto Money Dr Phil's son online. I'm not the only one!
Reply from Minto Money2026-03-02
Hi Peter, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (844) 446-4686 at your earliest convenience so we may resolve this issue.
Thank you.
Since the first time i've ever used them , they are fast efficient and very helpful. Ideally, no one wants a high interest loan.But when you gotta do what you gotta do , i've discovered several companies , and this one's by far the best. No hassle getting your funds. They make it smooth and easy.
Reply from Minto Money2026-02-25
Hi Evette, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Minto Money!
The process was easy and the site was easy to navigate. The results were positive
Reply from Minto Money2026-02-23
Thank you for sharing your experience with us! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
The processing is very fast and easy to understand
Reply from Minto Money2026-02-23
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Hi Ricky, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it fast and easy for you. Thank you for choosing Minto Money!
I really appreciate the company for it fastand helpful service. I really needed help getting money to pay for my insulin and they told me what I had available and I love it. I would recommend to anyone
Reply from Minto Money2026-02-17
Hello Mennretta, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
The agent took my call and was professional and courteous.
The agent took my call and was very professional and courteous, allowing me to take my time making a decision on a loan amount.
Reply from Minto Money2026-02-17
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!
Minto helped me meet emergency needs at a critical time. Thanks
Reply from Minto Money2026-02-17
Hi Oris, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
How easy it was to apply for the loan and get approved, but I don’t understand why you would take two payments a month out. I am trying to pay down debt.
Reply from Minto Money2026-02-06
Hello Stella, Thank you for reaching out. We are always here to help. The payment schedule on this loan is generated to match your pay frequency. If you need to change the date of your loan payment(s), please contact our Customer Care team at (844) 446-4686 at least three business days before your next payment is due/scheduled. We’re also here to help answer any other questions you may have and work with you on your payment schedule to ensure it works for you. Please reach out to us via phone, online chat, or at [email protected]. We appreciate you reaching out to us and thank you for being a Minto Money customer.
The fact that I have used this service morw than once us a blessing
Reply from Minto Money2026-02-05
Hello Patricia! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
I have been using minto money for close to a year now; I could not be happier I found them. They have very reasonable rates. The loan process is easy to understand and streamlined; receiving funds by the end of the day. They have helped me immeasurably during a trying financial year. I will always be a loyal customer with them.
Reply from Minto Money2026-02-02
Hello Shaniese! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
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