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Money & Insurance

Own Up

ClaimedCollecting reviews

100 reviews

4.7100 reviews
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About Own Up

Data updated
Website
ownup.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
90 reviews
Replies to negative
86% (6/7)
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About this business

Own Up is a mortgage shopping website that exists to make sure you never overpay on your mortgage. Customers can compare multiple mortgage offers from top lenders and find a great deal. The average customer saves $28,000 over the life of their mortgage. Get your personalized mortgage offers. Say goodbye to hard credit checks and sales pressure.

Written by the business, not verified by us.

Is Own Up legit?

Own Up (ownup.com) has a 4.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 86% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the support staff for being extremely helpful, patient, and knowledgeable when answering various mortgage questions. Consumers often point out the remarkably quick communication, noting that representatives reach out almost immediately to provide clear guidance. Reviewers emphasize that the online inquiry process is exceptionally smooth, offering immense peace of mind throughout the entire journey. Some reviewers were not happy with the aggressive marketing tactics or felt hesitant about potential sales pressure. A few consumers also mentioned concerns regarding heavy promotion on social media channels or feeling rushed during initial consultations.

Auto-generated from all reviews of this business. For reference only.

What people say

Fast and easy process, friendly service

I was surprised (in a good way) with how quickly I was able to fill out the application and get connected with a home advisor. I received a phone call after filling out the online form within minutes on a Sunday night! The person I spoke with was very knowledgeable, friendly, and easy to work with, as well. It was a great customer experience.

Give OwnUp a try!

I had been seeing advertisements for OwnUp for awhile, and I finally decided to give them a try. I am glad I did. Leslie Rightmire was so pleasant to speak with. She listened to my concerns, and my wishes, and she was so patient and informative. Leslie was very knowledgeable about the whole process, and she helped me feel confident in taking the next steps. Afterwards, Leslie even followed up with me, checking to see if I needed any more assistance. I would definitely recommend OwnUp.

Trash

This is trash. They just sell your info to any given mortgage broker willing to pay. It is not some platform where you get to shop options, etc.

Reply from Own Up2025-08-27

Dear Bron, Thank you for taking the time to share your feedback. We’re sorry to hear that your experience with Own Up did not meet your expectations. Our goal is to provide a personalized mortgage shopping experience by matching you with a lender best suited to your needs through our platform. We’ve reached out via Trustpilot to gather more details about your experience, but we haven’t heard back yet. We suspect there may be a misunderstanding about how our platform works, and we’d love the opportunity to clarify and demonstrate the value we can provide. Please feel free to connect with us, and we’d be happy to arrange a consultation with one of our Home Advisors to ensure you can explore the options available to you. We appreciate your input and are committed to making things right. Best regards, Own Up Customer Success Team

OwnUp Appears to be a Scam

I thought this website would give comparative information about potential lenders. Instead it just gives your information to random lenders nobody has every heard of and they contact you. Appears to be a total scam to get loan leads for lenders.

Reply from Own Up2025-08-27

Dear Christina, Thank you for sharing your feedback. We’re truly sorry to hear that your experience with Own Up didn’t meet your expectations. At Own Up, we strive to provide transparent and personalized mortgage solutions through two distinct experiences. Our Lender Direct experience evaluates your needs and matches you with a top-tier lender best suited for your financing scenario. Alternatively, our Home Advisor experience involves a consultation with one of our expert advisors, who shops our network on your behalf to find an excellent lender tailored to your specific needs. We take your concerns seriously and would like to learn more about your experience to ensure we can address it properly. We’ve reached out via Trustpilot’s platform to request additional details, and we’d be happy to connect you with a member of our Home Advisor team. We’re confident they can provide valuable guidance and support to meet your needs. Thank you for bringing this to our attention, and we hope to have the opportunity to make things right. Best regards, Own Up Customer Success Team

Highly recommend

It was a very informative experience, and the fact that they don’t require an SSN is a huge plus. If you’re in the market for a home, I’d recommend checking out OwnUp before making a purchase. They can help ensure you get the best possible deal, which is often one of the hardest parts of the home buying process. Even if you’re just doing research, their guidance can go a long way—especially since buying a home is such a major decision.

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