Own Up is a mortgage shopping website that exists to make sure you never overpay on your mortgage. Customers can compare multiple mortgage offers from top lenders and find a great deal. The average customer saves $28,000 over the life of their mortgage. Get your personalized mortgage offers. Say goodbye to hard credit checks and sales pressure.
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Is Own Up legit?
Own Up (ownup.com) has a 4.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 86% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the support staff for being extremely helpful, patient, and knowledgeable when answering various mortgage questions. Consumers often point out the remarkably quick communication, noting that representatives reach out almost immediately to provide clear guidance. Reviewers emphasize that the online inquiry process is exceptionally smooth, offering immense peace of mind throughout the entire journey.
Some reviewers were not happy with the aggressive marketing tactics or felt hesitant about potential sales pressure. A few consumers also mentioned concerns regarding heavy promotion on social media channels or feeling rushed during initial consultations.
Auto-generated from all reviews of this business. For reference only.
I called Own up and really wasn't expecting a lot of information like I received. I learned that I had a lot more options than I realized and was connected with a 5 star company to get on my way to home ownership. Crystal Bloomfield listened to me and made me feel heard. It was a great experience.
I was hesitant about using a platform like OwnUp at first—I worried I’d be bombarded with calls or pressured into anything. That could not have been further from the truth. William Boyce called literally five seconds after I signed up, and we had such a great conversation. He was honest, kind, and genuinely complimentary in a way that never felt fake.
William connected me with a mortgage broker and real estate agent, and he was never pushy—he just made sure I had the right people to talk to. When I spoke with the mortgage broker, I immediately saw that William’s recommendation was spot-on; they were just as fantastic.
What really stood out was how easy William was to talk to—it honestly felt like chatting with a friend. This experience completely blew my mind and made me realize that OwnUp is a company that truly values honesty and has amazing connections. I would highly recommend using this platform.
I filled out a few questions on their website and was in contact with William Boyce in minutes. With a phone call that was less than 20 minutes, he introduced me to a lender who was able to offer me a mortgage proposal that was perfect for my needs! In a single hour, I went from nothing to being well on my way to owning my own home. I highly recommend using Own Up.
Olivia was very helpful with all my questions. She is very knowledgeable and appreciated her help in getting me the information I needed. I felt like she was was honest with her answers and was genuinely interested in helping me get the best rates possible. Home buying can be very stressful but she made it much easier than expected.
Now his name is Garrett Cole. I was given subject matter expert advice from the start and felt totally confident with this man. I am certainly going to purchase a house through him. Please people, give him a chance and check out his amazing reviews!!
It’s a scam. Maybe not, but got contacted by one of the top lenders. He keeps mentioning he closed 40-50 loans a month. If loans that don’t get him interested he mentioned don’t waste his time. Not a typical lenders!
Reply from Own Up2025-11-17
Hi Thearith
Thank you for leaving your feedback and especially for taking the time to speak with me directly on the phone and elaborate further—I truly appreciate it.
We expect every lender and loan officer we connect our clients with to uphold the same high service standards we set for our own team. Clearly that did not happen in this instance, and I’m sincerely sorry for the frustrating experience you had.
We’ve already taken your feedback to the lender’s management and the specific loan officer involved so this can be addressed directly and improvements made.
As we discussed on our call, I’ve sent you an email with my direct contact information and direct access to our Home Advisor team so you’ll always have hassle-free, no-pressure access to a second opinion whenever you’d like one in the future.
Wishing you all the best, and please don’t hesitate to reach out any time.
Sincerely,
Customer Success at Own Up
The intake call was very friendly! After having been ghosted by other lenders, she helped us find a great lender that is veteran-owned and very responsive!
I had a good first experience with my representative Leslie. I was contacted immediately and initial preapproval was quick and easy. The communication had been great and thorough with their referral to a potential mortgage provider.