For over 30 years, PSI has been providing low cost International Student Health Insurance for students studying in the USA.
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Is PSI Health Insurance legit?
PSI Health Insurance (psiservice.com) has a 4.9 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the responsive and helpful support team for guiding them through the entire enrollment process with exceptional patience, professionalism, and dedication. Reviewers highlight that customer representatives are always ready to answer questions promptly and resolve any issues efficiently.
People note that the digital enrollment platforms and websites are very convenient, clear, and easy to navigate. Consumers also appreciate the prompt online replies, thorough follow-ups, and comprehensive explanations regarding their coverage details. Overall, individuals find the reliable service, helpful staff, and clear guidance extremely reassuring for international students.
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My experience with PSI Health was super smooth. Search UC Davis on their site → compliant plans show up instantly. Paid, got my insurance card + waiver guide right away. Kerberos login, 10-min form, approved in days. Checked my bill — SHIP fee gone No "ghost you after payment" vibes,客服 replied fast. Saved $2,000+ — way better than flushing it on SHIP 😂 Just don't sleep on the deadline (Fall Q 9/1 / Semester 8/1). Do it early, stress-free.
From beginning to end, the customer service we received from PSI and from Daisy, our contact, was outstanding. Despite being on the other side of the world the replies we had to queries were speedy, reliable and professional. We really needed our hands holding through the process of securing this insurance and the subsequent waiver from USC and Daisy and PSI did this with patience and understanding. We rate them really highly and would definitely recommend. Thank you so much Daisy!
I am currently in my second year with PSI Insurance. Recently, I accidentally purchased coverage for the wrong dates, which caused trouble getting a waiver from USF.
I reached out to PSI team and, instead of going through a generic 'smart' call manager wasting tons of time and never getting where you need, I was immediately connected directly to a real, helpful person named Odette. She was absolutely fantastic in handling the situation. She sorted everything out in a very short time, followed up over both the phone and email, and ensured my dates were updated so I wouldn't have any gaps in my coverage. It is such a relief to have reliable support like this.
On top of that, the plan they offer is not only cheaper, but it also has better coverage in the same price range.
I really recommend PSI, Madison was so patient with me, I had lots of questions and she gladly answered all of them, I love how she resolved it and made sure I got the best options.
Reply from PSI Health Insurance2026-08-13
We appreciate you taking the time to share your experience.
PSI health insurance really helps students and H1 worker with much benefits and care from United health care
Customer service is very quick and good care is provided
Reply from PSI Health Insurance2026-08-13
We appreciate you taking the time to share your experience.
I had a great experience working with this health insurance agent named ODETTE. She were knowledgeable, patient, and took the time to explain all the available options clearly. The entire process was smooth and stress-free, and she helped me choose the plan that best suited my needs. I highly recommend their services to anyone looking for reliable and professional health insurance assistance.
Had some trouble enrolling and reached out to CS. Was surprised that I was immediately connected to a human instead of going through the whole automated sequence of steps. Odette was very helpful and straight to the point. Resolved in less than 5 minutes.
Although unfortunately my school denied the waiver, I have only good things to say about PSI. They are extremely organized—from their website to the customer service. Everything is in its right place. The waiver instructions are easy to find, every document you need is available and well labeled. You’ll have no trouble with anything whatsoever with them. In my case, within less than two days, they have already confirmed my refund + cancellation with no trouble. I’m sure my school was a specific case, and if you want to try waiving your school insurance i’d definetly recommend PSI.
Here for Madesin. She is very helpful. She is having alot of knowledge. She is fabulous. I recommend to all the international student about the insurance ( PSI).
I had a great experience with PSI Customer Care. Odette was extremely helpful, professional, and patient throughout the entire process. She resolved my issue quickly, explained everything clearly, and made the experience smooth and stress-free. I also appreciated that there was virtually no wait time, which made the process even faster. Thank you so much, Odette, for your excellent assistance!
Odette is of great assistance. I found her super helpful. She sent me a list of in-network providers and very clear instruction. I got my doctor appointment within 30 minutes. Thank you, Odette!
Reply from PSI Health Insurance2026-08-13
We appreciate you taking the time to share your experience.
Had a great experience with PSI. Their customer service really went above and beyond to ensure I had my queries answered. Highly recommended for any international student looking for health insurance.
Reply from PSI Health Insurance2026-08-13
Thanks for taking the time to share your experience.
The customer service is great, I like how they care about the customer and give you solutions to your issues and they keep you on the loop for the process. Also I appreciate the follow ups so that they make sure you have no questions or concerns. I needed to have a plan that is not on the posting and Odette helped me with that, I truly appreciate her and her help and she did a great job in customer service.
Reply from PSI Health Insurance2026-08-13
Thanks for taking the time to share your experience.