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Money & Insurance

PSI Health Insurance

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101 reviews

4.9101 reviews
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About PSI Health Insurance

Data updated
Website
psiservice.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
101 reviews
Replies to negative
0% (0/1)
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About this business

For over 30 years, PSI has been providing low cost International Student Health Insurance for students studying in the USA.

Written by the business, not verified by us.

Is PSI Health Insurance legit?

PSI Health Insurance (psiservice.com) has a 4.9 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the responsive and helpful support team for guiding them through the entire enrollment process with exceptional patience, professionalism, and dedication. Reviewers highlight that customer representatives are always ready to answer questions promptly and resolve any issues efficiently. People note that the digital enrollment platforms and websites are very convenient, clear, and easy to navigate. Consumers also appreciate the prompt online replies, thorough follow-ups, and comprehensive explanations regarding their coverage details. Overall, individuals find the reliable service, helpful staff, and clear guidance extremely reassuring for international students.

Auto-generated from all reviews of this business. For reference only.

What people say

Great service from PSI

Great service from PSI. The customer support team responded very quickly when I needed help. The coverage I originally purchased didn’t meet my school’s waiver requirements, but the PSI representative promptly helped me extend the coverage to match the requirement. I really appreciate their efficiency and helpful attitude. Highly recommend.

Reply from PSI Health Insurance2026-01-30

Thank you for your kind feedback. We’re pleased to know our team was able to assist promptly and ensure your coverage met your school’s requirements. We appreciate your recommendation!

Claims denied - ended up paying everything

I purchased this insurance as an international student/OPT graduate believing it would provide basic coverage for medical visits. Unfortunately, my experience was disappointing and stressful. I visited a doctor due to chest/stomach discomfort, and the visit also included a general wellness evaluation. Tests were ordered by the physician, including lab work and an X-ray. Later, all charges were denied and classified as preventive care, meaning I had to pay out of pocket, including separate bills from the lab and imaging center. What was especially frustrating is that this plan does not cover preventive care or routine checkups at all, which was not clearly explained during enrollment. I received an insurance card but do not recall receiving the full policy handbook upfront, and I only learned about these exclusions after claims were denied. As a recent graduate, being billed back-to-back for multiple services with no coverage was financially difficult. While customer service did respond, the outcome was always the same: everything was the member’s responsibility. I would strongly advise students and recent graduates to read the full policy very carefully and understand that this plan is probably for emergencies or accidents, not routine or mixed medical visits. Unfortunately, it did not meet my expectations, and I have decided to cancel my coverage.

Perfect for international students who want to save…

PSI’s World Elite Plus saved me over 1000 dollars annually. It features the same coverage as school’s health insurance and more. Claims are easy, customer support responds fast and easy to reach. Just skip your school’s health insurance and choose PSI.

Smooth purchase process and very helpful customer service

I had a very positive experience purchasing student health insurance through PSI. The purchasing process was smooth and straightforward, and the website provided clear and detailed information about coverage and benefits, which made the decision much easier. Whenever I had questions about my insurance card, in-network providers, or prescription benefits, the customer service team responded quickly and professionally. They were patient, helpful, and able to explain everything clearly, which is especially reassuring as an international student. Overall, PSI offers reliable insurance plans along with excellent customer support. I would recommend PSI to other students studying in the U.S.

When I came into contact with PSI for…

When I came into contact with PSI for the first time, I was a little hesitant at first. After comparing with other insurance companies, I felt that the insurance was very cost-effective, and the customer service staff was also very patient in answering and guiding. I hope the past will be better.

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