Our primary objective is to assist individuals with their debt-related challenges. To achieve this, we offer comprehensive financial advice and education, which frequently leads to a reduction in debt for those facing financial difficulties. Transparency, communication, and the utmost commitment to our clients are the cornerstones of our values. In line with these principles, we have developed a personalized portal for each client, where all progress is securely recorded and accessible. This emphasis on transparency and communication embodies our core values.Furthermore, we prioritize the financial well-being of our clients by not charging any fees for personal debt until it has been successfully settled. We take pride in our team, as every member is licensed by the IAPDA (International Association of Professional Debt Arbitrators), showcasing our unwavering commitment to professionalism and expertise.Maintaining an ethical approach to conducting business, guided by moral principles, is at the heart of our reputation. We believe that by upholding these values and standards, we can establish lasting trust with our clients and the wider community.Thank you for considering us as your partner in overcoming debt and financial challenges. We are dedicated to providing you with the support, guidance, and ethical service you deserve.See If You Qualify
Written by the business, not verified by us.
Is United Settlement legit?
United Settlement (unitedsettlement.com) has a 4.7 out of 5 rating on OK.one, based on 272 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally friendly, polite, and knowledgeable staff who guide them through the entire debt relief journey with genuine care, patience, and deep understanding. People really appreciate the clear communication, transparent guidance, and consistent updates regarding their monthly account progress and successful settlement achievements.
However, some customers also noted frustrating communication delays, persistent difficulty reaching customer support via phone, and unexpected payment adjustments that created confusion. Reviewers occasionally experienced slow response times from representatives or felt deeply disappointed when dealing with unresolved account issues and unfulfilled management promises.
Auto-generated from all reviews of this business. For reference only.
I just started with United Settlement and they have already successfully negotiated a settlement for one of accounts they are helping me with. I'm very satisfied with them. They have helped me cut my monthly payments by at least half. The payments going into my dedicated account fits my budget perfectly. All of the staff I've had contact with have been very helpful and courteous. Im very happy that I have chosen United Settlement to help me with my debt solution.
Reply from United Settlement2026-08-12
Thank you so much for sharing such a detailed and wonderful review! Getting that first settlement negotiated right away and cutting your monthly commitment in half is a huge milestone, and we are so excited for you. Making sure your dedicated account fits comfortably into your budget while delivering courteous support is what we strive for every single day. Welcome to the United Settlement family, we’re so proud to be on this journey with you!
I love this company. They are all so nice and understanding. They are quality people. They have your best interest at heart. I consider myself lucky to have found such a quality financial institution.
Reply from United Settlement2026-08-07
Words like yours truly mean the world to our entire team! We consider ourselves the lucky ones to have the opportunity to work with incredible clients like you. Caring about your best interest and treating you like family is what drives everything we do. Thank you for your trust, your kind words, and for being such a wonderful part of United Settlement!
United Settlement has helped me so much with my cc debt. They keep you updated on what accounts are being negotiated. They are always there to answer questions. Very friendly and knowledgeable. Makes you feel comfortable and confident.
I highly recommend them to help you get your debt under control!
Reply from United Settlement2026-08-07
Thank you so much for this glowing review and recommendation! Helping our clients take control of their credit card debt while making them feel confident, informed, and truly comfortable every step of the way is our ultimate goal. We are so grateful for your trust and are thrilled to be in your corner as you continue this journey!
J
Jeanetta · 3 reviews · Experienced 2026-08-03 ·
★★★★★
Very informative and helpful
Very informative and helpful. They made me feel so much relief with the help they provided!
C
C Davis · 2 reviews · Verified · Experienced 2026-07-29 ·
★★★★★
The attention I am receiving from the person working on my account
Thank you for keeping me informed about my account
J
Joseph Adams · 1 review · Experienced 2026-08-03 ·
★★★★★
Very easy to set up
Very easy to set up, everything was step by step. Super friendly people walked up through the whole process.
Well no respond when payment is done, I don’t see no difference on my credit yet! On the creditors that I applied with your facility.
Reply from United Settlement2026-08-04
Thank you for taking the time to speak with us yesterday. We appreciate the opportunity to review your concerns in detail, and we are pleased to confirm that each of the matters you raised was fully addressed during our conversation.Your program continues to progress successfully, and we look forward to supporting you through to graduation. Our team remains committed to assisting you throughout the remainder of your enrollment and ensuring you achieve your goal of becoming debtfree.If you need further clarification or would like to review any portion of your account again, please feel free to reach out. We are always ready to assist you. 888-839-8638 or [email protected]
It seemed like three customer service representative did communicate very effectively. I had some questions about the final account that wasn't settled yet
Reply from United Settlement2026-08-04
Thank you for your feedback. As discussed earlier today, we are actively working on a resolution regarding the final account in question. Our team has already initiated the necessary internal review, and we anticipate having a complete and clear resolution within the next few business days. We appreciate your patience and the opportunity to promptly address your concerns. Should you have any questions please do not hesitate to contact us at 888-839-8638 or [email protected]
I am so pleased that I chose united settlement To help me with my debt issue. Everyone I have talked to in the company is very knowledgeable and helpful. Very happy I chose this company.
I really satisfied the stuff so nice, and now I'm so happy because I finally find a solution with my loans and my credit cards payment, united settlement we're the best.
It's so easy. They are easy to understand. They talked me through the whole process. I had my loan in less than 30 minutes! I am amazed and relieved. I would highly recommend United Settlement to all my family and friends! Thank You!
B
Berneice Ross · 14 reviews · Experienced 2026-07-31 ·
★★★★★
You couldn't find a better company.
You couldn't find a better company to pick to get outta all the credit I've had my help with. United Settlement is amazing and keeps me updated on everything they do.
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