3 million+ homeowners helped. 35 years of new beginnings.Your first apartment. A starter home. Your forever place. For every nerve-racking first step, every “We got approved!” dance, and every key that slides perfectly into that front door lock—we’ve been there.Helping you with that fresh start is personal to all of us at Freedom Mortgage. As one of the nation’s (award-winning) Top VA and FHA lenders, we value customers from every walk of life and believe in the power and financial freedom owning a home can give them. NMLS: 2767 www.nmlsconsumeraccess.orgEqual Housing Opportunity
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Is Freedom Mortgage legit?
Freedom Mortgage (www.freedommortgage.com) has a 4.8 out of 5 rating on OK.one, based on 286 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Many customers consistently praise the exceptionally knowledgeable and polite staff who provide wonderful support, ensuring that everyday interactions remain smooth, helpful, and pleasant. Consumers deeply appreciate receiving clear explanations and prompt professional assistance whenever they need help managing their mortgage options or resolving everyday concerns.
However, some people mentioned that navigating the automated phone system can be quite cumbersome and sometimes leads to frustrating wait times. A few other reviewers also noted occasional challenges regarding payment processing, account management difficulties, and trying to reach the correct department.
Auto-generated from all reviews of this business. For reference only.
What people say
G
Graham · 2 reviews · Experienced 2026-07-29 ·
★★★★★
They fail to apply our payments
Freedom Mortgage fails to record or apply our monthly mortgage payments which has resulted in them ruining my personal credit as they are reporting nonpayment month after month to credit agencies. We are now lawyer shopping and calling attorney general in hopes to get this remedied as they can seem to undo this disaster they created.
My experience was ok. The rep was nice, but not very knowledgeable. Had a difficult time searching for answers, even spoke to her supervisor to help her find the answer but was not helpful. Together we finally figured it out. It took lots of time on the phone, more than needed. But she was very nice and pleasant.
E
EDWARD K DOWNS · 2 reviews · Verified · Experienced 2026-06-24 ·
★★★★★
Great Service with a Live Person!
I want to extend my special thanks to "Margaret" in the Tax Dept. (somewhere in Texas?). She understood my issue immediately and agreed to stay on the phone until we resolved it together. She knew exactly how to address the issue, and was helpful, patient and kind. I've owned properties for 40+ years and this was the most pleasant encounter I've ever had with a mortgage company. Thank you!