Visit Amica.com Our companyWith over 115 years of expertise, Amica is the oldest mutual insurer of automobiles in the U.S. Other coverage includes: Auto Insurance Home Insurance Condo Insurance Renters Insurance Flood Insurance Marine Insurance Motorcycle Insurance Umbrella Insurance Pet Insurance Small Business Insurance Life Insurance Retirement InsuranceBuilt on trustWe listen carefully and provide recommendations based on your unique situation. Award-winning customer serviceChoose from our suite of self-service tools on Amica. com, our mobile app or speak with a knowledgeable representative - we'll always be there for you. Over a century of financial stabilityAs a mutual company, we make long-term decisions with policyholders in mind.Lasting relationshipsOne in three Amica customers has been with us for over 20 years. Your satisfaction is the greatest measure of success.Worry-free claims serviceReporting a claim is simplified through our Claim Center: Track your claim, upload documents and much more. Giving is in our natureWe support local communities to promote positive well-being, resiliency and financial security.
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Is Amica Insurance legit?
Amica Insurance (amica.com) has a 4.7 out of 5 rating on OK.one, based on 126 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-27.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the extremely helpful staff and responsive customer service agents who handle everyday questions and property damage claims with remarkable professionalism. Long-term policyholders deeply appreciate the clear communication, competitive rates, and overall smooth, efficient process when managing their home and auto insurance coverages. People frequently note receiving fair compensation and great overall coverage without experiencing major administrative headaches.
However, some customers also noted persistent frustrations regarding rising insurance costs and unexpected premium increases over time. A few people mentioned occasional difficulties with claim handling timelines, communication delays, or unhelpful support from certain representatives.
Auto-generated from all reviews of this business. For reference only.
Straightforward planning and all the details were handled. I made the switch and haven't looked back.
Reply from Amica Insurance2026-07-22
Colin, we're so glad you made the switch to Amica! It's wonderful to hear the process was straightforward and that our team made everything easy from the start. Thanks for sharing your experience!
Dina is great!! She is very thorough, pleasant and efficient. She makes buying insurance a pleasant experience too!
Reply from Amica Insurance2026-07-22
Barbara, we're thrilled to hear Dina made your insurance experience such a positive one! We'll be sure to share your kind words with her. Thank you for recognizing her thorough, friendly, and efficient service!
Amica is easy to deal with, the prices are good and their service is excellent.
Reply from Amica Insurance2026-07-22
Making insurance easy is exactly what we strive for, Katherine! We're delighted to hear you've been happy with our service and pricing. Thanks for choosing Amica!
I liked working with a sales person who was knowledgeable about coverage issues and who attempted to to broaden my coverages where and when possible.
Your reputation as a fair and responsive insurance company.lastly, I appreciated the competitiveness of your pricing.
Reply from Amica Insurance2026-07-22
Hi Patrick! We appreciate your thoughtful feedback! It's great to hear our team helped you find the coverage that fit your needs while providing knowledgeable guidance along the way. Thank you for your trust and your kind words!
Kristin help us with the ceiling stains and drapes that were water stained. She worked with us with ceiling and wall painting. After sometime the check was very reasonable. Thank you Amica
Reply from Amica Insurance2026-07-22
Steve, we're so pleased to hear Kristin was able to help throughout your claim! We'll be sure to share your kind words with her. Thank you for taking the time to recognize her support and for choosing Amica!
A friend recommended Amica to us in the late 1970s and we have been happy with Amica ever since for all our insurance needs.
Reply from Amica Insurance2026-07-22
Wow, Orchid! We're honored you've trusted Amica with your insurance needs since the 1970s. Thank you for your incredible loyalty and support over the years!
After 6 years of paying them, Amica put us in a bad spot
After 6 years of paying them, without ever using them, they're declining to cover our new home because of minor issues like needing a few eaves repainted and a leak in a standalone outdoor shed. "Your home is too high-value for us to cover if it has any issues, even if they are minor". This is a beautiful, well-maintained house.
Now 1 working day before closing, we're stuck. It took them over a week to get back to me with this decision.
I would stay away, it seems like they will nit pick you and put you in a bad spot. They were all extremely nice while putting us in a bad spot though!
Edit: Amica keeps calling me to try and get me to remove this review. I don't plan on spending MORE time on the phone with Amica.
I moved on to a different insurance company who immediately covered our property and the quote was actually lower.
Reply from Amica Insurance2026-07-20
We're sorry to hear that the experience did not meet your expectations Stephen. We value your business and appreciate you taking the time to share your feedback. We've shared your review and will have a representative reach out to you directly to discuss your experience. Thank you.
Everyone that I’ve spoken with has been kind, professional and extremely helpful. I direct everyone I know to Amica. I was introduced to Amica after having a few untoward experiences by a great gentleman who used Amica for his family, his business and the organization he volunteered his services.
Reply from Amica Insurance2026-07-20
Thank you so much, Ginger, for taking the time to share this great feedback with us! We really appreciate your compliment for our customer service, as it's a top priority for us.
I’ve been loyal for 11+ years. Took a financial hit from November-July. I still managed to get my payments in. This last month I am not able to make my entire payment. I was willing to break the payment down into smaller amounts and show evidence that I was taking home half of what I make for the last 5 months. They said they couldn’t help me because the extended my payment date in May. They extended it by less than a week.
Reply from Amica Insurance2026-07-20
Thank you for your feedback, Martha, and for being a longtime Amica customer. We'd like the opportunity to learn more about your experience. Please email your preferred contact information to [email protected] so that a representative can follow up with you directly.
We’ve been with Amica for years bundling all of our insurance needs and Amica has always been great!
Reply from Amica Insurance2026-07-15
We're honored you've trusted Amica with all of your insurance needs over the years! Thank you for your loyalty and for sharing your experience. We truly appreciate it!
I've been an Amica policyholder for 51 years. They cover my autos and home.
Any time I've called with questions they've been extremely nice about explaining answers their to me.
I did have one auto claim when someone stepped out in front of me. Amica had no problem paying the hospital bills and I wasn't penalized for filing a claim.
Reply from Amica Insurance2026-07-15
51 years of loyalty is an incredible compliment, Alan! We're grateful for your continued trust and are glad our team has been there to answer your questions and support you when you've needed us. Thank you for being part of the Amica family!