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MetLife Pet Insurance

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294 reviews

4.7294 reviews
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About MetLife Pet Insurance

Data updated
Website
metlifepetinsurance.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
294 reviews
Replies to negative
87% (13/15)
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About this business

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born.Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans.3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation AwardsPet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]

Written by the business, not verified by us.

Is MetLife Pet Insurance legit?

MetLife Pet Insurance (metlifepetinsurance.com) has a 4.7 out of 5 rating on OK.one, based on 294 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 87% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently share that the platform is very user-friendly, making the submission of claims completely seamless. Consumers note that reimbursements are issued rapidly, which brings immense relief during stressful veterinary visits. Many people also appreciate that support representatives are remarkably helpful, polite, and professional when contacted. However, some people mentioned frustrations regarding unexpected claim denials related to specific coverage rules. Some reviewers experienced difficulties when trying to appeal partial payments or obtain clear explanations from staff. A few consumers expressed dissatisfaction with how certain preexisting conditions and routine care costs are handled.

Auto-generated from all reviews of this business. For reference only.

What people say

The claim had a very quick response &…

The claim had a very quick response & payment.Quick hint make sure you have all the documents uploaded properly to get that quick settlement . Nice work MetLife Pet Insurance definetly recommend them. Came through quickly three times.

Reply from MetLife Pet Insurance2026-08-10

Hello, Shankar! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Policy Issues, Rude Representative

I changed to MetLife after my company changed the preferred pet insurance vendor. I have not had a good experience from the beginning. We have 7 pets on policies. Recently, a representative was exceptionally rude in a chat conversation about our policy and coverage. A different representative on a phone call confirmed that the representative in the chat was wrong and worked to get the issues of coverage sorted out. I still have no feedback about where things landed with the coverage. No follow up. Nothing. Very frustrating across the board. I had none of these issues with the other major Pet Insurance company. Not worth the move.

Reply from MetLife Pet Insurance2026-08-10

Hello, Karyan. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.

Ease of submitting claims

Ease of submitting claims, status updates on claims status is well communicated.

Reply from MetLife Pet Insurance2026-08-10

Hello, Natalie! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

The claims process was straightforward…

The claims process was straightforward and approved promptly. .

Reply from MetLife Pet Insurance2026-08-10

Hello, Kim! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

My subscription price increased…

My subscription price increased dramatically with no advance notice. Shopping for a new company.

Reply from MetLife Pet Insurance2026-08-10

Hello, Eddie. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.

MetLife Pet Insurance has been…

MetLife Pet Insurance has been phenomenal in the time that they process our claims. The process from the time we submit the claims and receive payment is excellent. Thank you very much.

Reply from MetLife Pet Insurance2026-08-10

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Easy and user friendly

Easy and user friendly, customer support is amazing. We have other pets with MetLife and process of claims and payment were very easy.

Reply from MetLife Pet Insurance2026-08-10

Hello, Ami! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

10 stars

10 stars! Ease of submitting the claim, speed of review and ability of assistance. Thank you!!

Reply from MetLife Pet Insurance2026-08-10

Hello, Brian! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Great Company

Whenever I have called customer service, they have been so helpful and answered all of my questions. My claims are always processed quickly. I am so appreciative.

Reply from MetLife Pet Insurance2026-08-10

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Had some issues initially with claims

Had some issues initially with claims, but they seem to have been worked out.

Reply from MetLife Pet Insurance2026-08-10

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.

Straight forward and easy

Straight forward and easy! Thanks

Reply from MetLife Pet Insurance2026-08-10

Hello, Nicholas! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

The review of the claims was so quick.

Reply from MetLife Pet Insurance2026-08-10

Hello, Max! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Quick and straight forward

Quick and straight forward, made it easy to select a plan

Reply from MetLife Pet Insurance2026-08-10

Hello, Lisa! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

It was better before

We did not get much back like we used to in the past

Reply from MetLife Pet Insurance2026-08-10

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.

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