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Money & Insurance

True Link Financial

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103 reviews

4.5103 reviews
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About True Link Financial

Data updated
Website
truelinkfinancial.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
100% (11/11)
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About this business

Families and professionals rely on True Link to help manage and protect the finances of the people they support.

Written by the business, not verified by us.

Is True Link Financial legit?

True Link Financial (truelinkfinancial.com) has a 4.5 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Product. Last updated 2026-08-27.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers deeply appreciate how simple it is to manage the service, customize account settings, and securely keep track of daily expenses for family members. Many individuals note that the customer support team is exceptionally responsive, professional, and always available to assist people with any questions. Some reviewers were not happy with the lengthy transfer times and the considerable delays experienced in making funds available on the card. A few other people also felt that strict spending limits, frequently blocked transactions, and rigid controls caused unnecessary frustration during routine use.

Auto-generated from all reviews of this business. For reference only.

What people say

Helped us control spending

Started using this because my daughter was buying everything with cash and spent it all in a few days. She also got scammed on other credit cards multiple times. I was tired of going to the ATM twice a week or more. This card is excellent for our situation. She is terrible with money and now I can help from anywhere.

I should've used Greenlight

I should've used Greenlight - here's why: 1. I can't reach anyone to speak with in person 2. Each time I try to transfer funds, I have to wait a week to use the funds complicating the whole process & reason I ordered the card I use Greenlight for my teenagers and it's been a breeze. TrueLink has been horrible.

Reply from True Link Financial2026-04-13

Thank you for sharing this feedback with our team! We are truly sorry to hear that you were unable to reach our Customer Support Team. If helpful to know, our Card Administrator phone support number is 1-877-264-8783. Support Team members are available Monday through Friday from 6 a.m. - 5 p.m. PT, and respond to voicemails over the weekend. Our team can also be reached at [email protected]. While it’s true that for our newer customers the first several transfers can take up to 5 business days to become available, please know that this will not always be the case. This timeline is temporary, and is a security precaution we have in place until we’ve developed a relationship with the source bank account. After this relationship is established, the funding timeline shortens significantly, with transfers becoming available on a next-business day basis. Thank you again for your feedback and please don’t hesitate to reach out to our Support Team directly for any additional assistance.

Excellent Support Made Getting Started Easy

We’re just getting started with True Link, but the experience so far has been excellent. Setting up 50+ allowance cards was surprisingly easy, thanks to their expert staff. Anytime we had a question, the response was quick and helpful, which made the whole process smooth and stress-free. Looking forward to continuing to work with their team!

True Link is a great company

True Link is a great company. They’re a cross between a credit card and debit/atm card. I’m a federal Fiduciary that helps Veterans manage their money and I set up as many Veterans as I can with this card. They can use it to get money out of select ATMs (allpoint card) and they can set up automatic payments for things like Netflix or other like companies on their own. They can also order Amazon, DoorDash, etc…. And far as any problems that come up administratively, they are very easy to talk to, no outsourcing of telephone operators and every solution to the problem has been convenient and frankly makes sense. If the Veteran loses a card, you get a email, you get online, go to account, press replacement card and if expedited, they give you a tracking number so you can see where it is and when the Veteran activates the card you get an email. They’re very communicative and I never feel like I’m waiting to get any information. After 10 years of using them I won’t go back to the slow unreliable post office to get Veterans paper checks that get lost.

Pretty easy way to track your loved…

Pretty easy way to track your loved one's spending who needs extra help. Once you get used to the quirks, it's okay. I do think deposits should be able to hit the card on Monday's though since both Saturday and Monday's are banking days. If you send money before the cutoff time on Friday though, it won't show up until Tuesday.

dementia stress saver

When my MIL was diagnosed with dementia, we had already started talking control of her finances. She had spent herself into a load of debt and was forgetting to pay bills. As.we were getting her back into financial shape we were trying to find something to allow her to have some independence but with stronger guard rails than banks typically had for adults. True Link has been so helpful. They even quickly added a feature that I suggested - to put in spending curfews - after I measaged them looking for an easier way to stop 2 am IHOP orders that my MIL would make if she woke up in the middle of the night and then forget she made when she went back to sleep. There is such a gap out there in the market that allows adults with dementia some independence while preserving dignity.

TruLink was a company recommended to me…

TruLink was a company recommended to me when I was given charge of a family member who needed her finances held in a Special Needs Trust. it has been a primary and invaluable tool that gives me a method to portion out monies carefully to that family member while keeping everything in compliance with government regulations. I have been totally satisfied with this system for 6 years thus far. and I can fully recommend it to other potential customers.

Highly recommend

Our agency has been using True Link for a few years. Using True Link has increased the independence of those who have developmental disabilities and are supported by our agency. It also decreases the staff workload by tracking expenditures and allowing access to funds to someone we may not see every day. I highly recommend their services to payees, guardians, and/or agencies looking for a better way to assist individuals with managing their finances.

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