Our primary objective is to assist individuals with their debt-related challenges. To achieve this, we offer comprehensive financial advice and education, which frequently leads to a reduction in debt for those facing financial difficulties. Transparency, communication, and the utmost commitment to our clients are the cornerstones of our values. In line with these principles, we have developed a personalized portal for each client, where all progress is securely recorded and accessible. This emphasis on transparency and communication embodies our core values.Furthermore, we prioritize the financial well-being of our clients by not charging any fees for personal debt until it has been successfully settled. We take pride in our team, as every member is licensed by the IAPDA (International Association of Professional Debt Arbitrators), showcasing our unwavering commitment to professionalism and expertise.Maintaining an ethical approach to conducting business, guided by moral principles, is at the heart of our reputation. We believe that by upholding these values and standards, we can establish lasting trust with our clients and the wider community.Thank you for considering us as your partner in overcoming debt and financial challenges. We are dedicated to providing you with the support, guidance, and ethical service you deserve.See If You Qualify
Written by the business, not verified by us.
Is United Settlement legit?
United Settlement (unitedsettlement.com) has a 4.7 out of 5 rating on OK.one, based on 272 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally friendly, polite, and knowledgeable staff who guide them through the entire debt relief journey with genuine care, patience, and deep understanding. People really appreciate the clear communication, transparent guidance, and consistent updates regarding their monthly account progress and successful settlement achievements.
However, some customers also noted frustrating communication delays, persistent difficulty reaching customer support via phone, and unexpected payment adjustments that created confusion. Reviewers occasionally experienced slow response times from representatives or felt deeply disappointed when dealing with unresolved account issues and unfulfilled management promises.
Auto-generated from all reviews of this business. For reference only.
All I can say is there are others out there needing help. On a scale id would place united in #1. Have dealt in the past with similar situation.But not like this. Completely taught me to feel safe again. Didn't know who to believe in anymore. Will always be grateful to Vince and Kristine. Fair in calculating the numbers that made payment affordable. Dont be afraid to seek help.Its therej ust need to know how to ask and who to trust. Sleeptight and move on.😊
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share such a deeply moving review. Rebuilding trust and helping you feel safe again is the highest purpose of what we do. Financial stress takes such a toll on your peace of mind, so knowing that Vince and Kristine provided the transparent guidance, fair payments, and genuine care you needed to sleep tight again means the absolute world to us. We will make sure Vince and Kristine receive the special recognition they deserve! Thank you for sharing your story to help others who might be afraid to reach out, we are deeply honored by your trust and thrilled to stand by your side all the way to total freedom!
Thank you so much for taking the time to share your review! Holding ourselves to the highest standards of professionalism and integrity is top priority for our team every single day. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
You have very Helpful agents ... Need I say more ???
Reply from United Settlement2026-08-26
Nope, you said it perfectly! 😄 Thank you so much for taking the time to share your review! Having helpful, dedicated agents who genuinely care about your success is at the core of everything we do. Knowing our team made such a great impression on you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
You settle multiple cards and loans to get it paid off faster.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Multi-account negotiations and speeding up your timeline to total debt freedom are top priorities for our team every single day. Seeing multiple cards and loans get cleared out faster means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to keeping up this exact same momentum for you!
The whole process is the smoothest experience. The customer support is amazing.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Creating the smoothest experience possible and delivering amazing customer support are top priorities for our team every single day. Hearing that we met that standard for you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way to total debt freedom!
They check with me before making a settlement agreement
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Keeping you in total control with final approval on every single settlement offer is a core promise of how we operate. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
It's going great for me so far thank you and blessings always 🙏🙏🙏
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review and sending such warm blessings our way! Hearing that everything is going great for you brings our entire team so much joy and fulfillment. We are deeply honored by your trust, so thankful to have you in the United Settlement family, and look forward to standing right beside you every step of the way to total debt freedom! Blessings to you as well! 🙏✨
Made a settlement agreement just in 2 months of being with them.
Reply from United Settlement2026-08-26
TALK ABOUT FAST RESULTS! 🚀 A settlement agreement in just 2 months is a huge milestone, and knowing our team delivered for you so quickly brings us so much joy! Thank you for your trust in United Settlement, your awesome review, and for letting us stand in your corner!
Jonathan was very informative and gave me useful information going forward. Recently have been getting the run around but Jonathan was very helpful and quickly helped me end my services with them.
Reply from United Settlement2026-08-26
Thank you for sharing your experience! Jonathan works hard to make sure our clients always get direct, honest, and helpful support, so knowing he took great care of you means a lot to us. We truly appreciate your kind feedback, wish you the absolute best in your next steps, and are always here if you ever need us down the road!
He was very helpful very polite and told me what was going on with my account and what the plan was
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Providing polite, helpful service and ensuring you always have a crystal-clear understanding of your plan and account progress is top priority for our team every single day. Knowing our representative took such great care of you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right by your side every step of the way!
Turned to them because we were in deep. They explained how it works and it is exactly that ! Thank you so much !
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Reaching out when you feel in deep takes real courage, so hearing that our team gave you complete transparency and that your program is working exactly as promised means the absolute world to us. Keeping our word and delivering real relief are top priorities for us every single day. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way to total financial freedom!
I was drowning in debt and had so many different payments that I had to make. I didn’t know which one to do first and it just kept getting worse. United stepped in and I can breathe again. Veronika was so helpful and so kind. I am so excited to have them on my side.
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share such a moving review! Juggling multiple debt payments can feel overwhelming so quickly, so hearing that United Settlement stepped in and helped you finally breathe again means the absolute world to our entire team. We are also so proud of Veronika for guiding you with the true kindness, clarity, and care you deserve, we will be sure to pass along your sweet words to her! Thank you for your trust, and we are so excited to stand right beside you every step of the way to total financial freedom!
they are working diligently to resolve my debt in a timely manner.
Reply from United Settlement2026-08-26
WE LOVE THIS MOMENTUM! 🚀 Diligent work and fast, reliable progress, that is what you deserve! Knowing you are happy with the pace of your debt resolution brings our whole team so much joy. Thank you for your trust in United Settlement, your awesome review, and for letting us stand in your corner!
United Settlement has made this transaction so very fast and simple. Please give this company a chance to help you also they will listen to you give you great advice and help you.I am so pleased with all the results . Thank everyone who has helped with this settlement .
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share such a wonderful review! Making the process fast, simple, and stress-free while giving you the attentive support and great advice you deserve is top priority for our team every single day. Hearing how pleased you are with your results means the absolute world to everyone who worked on your settlement. We are deeply honored by your trust, so grateful for your recommendation to others, and thrilled to stand right beside you every step of the way to total financial freedom!
It was an easy process to go thru. From Matthew to Damion every step explained fully and was given options to choose from. Less stressful situation thru the process than using most companies. Highly recommend
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Navigating debt relief should never be overwhelming, so hearing how Matthew and Damion took the time to explain every option clearly and make the process easy and low-stress means the absolute world to us. We take great pride in being different from other companies by putting your peace of mind first. We will be sure to pass along your high praise to both Matthew and Damion! Thank you for your recommendation and trust in United Settlement, we are thrilled to stand right beside you every step of the way to total financial freedom!
They really made me understand the process of fixing my past credit and getting everything paid off. I am really looking forward to working with United Settlement
Reply from United Settlement2026-08-26
Thank you so much for taking the time to share your review! Helping you gain total clarity on how to resolve your debt and restore your financial future is at the heart of everything we do. Knowing you feel confident, educated, and excited for what’s ahead means the absolute world to us. We are deeply honored by your trust, thrilled to welcome you to the United Settlement family, and cannot wait to stand in your corner every step of the way!
Thank you so much for taking the time to share your review! Operating with total thoroughness and the highest level of professionalism is the standard our team strives for every single day. Knowing we met that bar for you means the absolute world to us. We are deeply honored by your trust, thrilled to have you in the United Settlement family, and look forward to standing right beside you every step of the way!
It is a very helpful program to reducing my debts. I feel a sign of relief.
Reply from United Settlement2026-08-12
We love hearing this! Giving you that peace of mind and lifting the weight of debt off your shoulders is why we do what we do every single day. Thank you for your trust and for being part of the United Settlement family!
I am very Happy with the professional of Thomas and Khristine they made feel very comfortable with making the decision to sign up the United team Thomas was knowledgeable about the plan and explained every thing in a way that I truly understood what he was talking about about. Khristine was very polite while asking me about did understand everything that her and Thomas about the contract I was about to sign and I felt extremely comfortable with my decision about joining the United team
Reply from United Settlement2026-08-12
Thank you so much for this wonderful review! Thomas and Khristine will be absolutely thrilled to hear your kind words. Taking the step to enroll should always feel comfortable, transparent, and clear, and we're so glad they made sure you understood every detail of your plan before signing. Welcome to the United Settlement family, we are so excited to support you on this journey!
WE LOVE SEEING THIS! 🎉 Watching those settlements stack up is what we strive for every single day. Thank you so much for your trust, your kind review, and for choosing United Settlement, let’s keep the progress coming!