Stash is a personal finance app that can help anyone improve their financial life.From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.
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Is Stash legit?
Stash (www.stash.com) has a 3.8 out of 5 rating on OK.one, based on 220 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 20% of reviews are 1 star, a relatively high share; The business has replied to 48% of negative reviews; Reviews mostly discuss User experience, App, Product. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers truly love how easy the platform is to navigate, making it very simple to invest small amounts of money and build a diverse portfolio over time. People also appreciate the incredibly helpful educational tools, financial guidance, and resources provided which make learning about the stock market accessible for complete beginners.
However, some customers also noted occasional difficulties with account verification processes, slow transaction times, or unexpected changes when managing specific investment accounts. Reviewers occasionally mentioned frustrating technical glitches within the application or ongoing problems regarding receiving their physical debit cards as expected.
Auto-generated from all reviews of this business. For reference only.
I have been using Stash for 5 plus years. I have been adding money over time and watched it grow. I like that my dividends can be rolled back into my stock.i like the ease of buying stock, the ease of getting money transferred from my bank to Stash. I put money into Stash picks and watched it grow with their suggestions. You get free stock at their Stash parties. It is fun to use Stash! No pressure.
Reply from Stash2026-08-26
Hi Elizabeth,
Seeing this made our day. We’re glad to hear Stash has felt easy to use and that the experience has been positive over time. Thank you for taking the time to share your feedback.
If questions ever come up, you can also check out http://learn.stash.com or the AI Money Coach in the app for general guidance.
The Stash Team
You are able to invest a small amount and watch it grow.
Reply from Stash2026-08-26
Hi Jim,
We’re glad you shared this. It’s encouraging to hear that starting with a small amount feels approachable and manageable. Feedback like yours helps us understand what matters most to people using Stash.
If you ever have questions, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be helpful.
The Stash Team
I think you are great , but don't like the recent price increase. It won't give me any more for my money. I don't need help managing it. You kind of forced that on everyone
Reply from Stash2026-08-26
Hi Lisa,
We hear you, and we understand that a recent price increase can feel like a big shift, especially when it doesn’t seem to add value for you. We’re sorry this change has been frustrating. If you’d like to talk through your options, please contact [email protected] or (800) 205-5164 (M-F, 8am-8pm ET).
The Stash Team
Not as useful as before. No longer shows dividends accumulated, account analysis is superficial and tries to sell the managed account. There has been a Significant fee increase but not an upgrade in services and features.
Reply from Stash2026-08-26
Hi Kathleen,
We appreciate you taking the time to share this. It sounds like the experience has felt less helpful than before, and we understand your frustration. We’d like to take a closer look at your feedback and help with any questions you have, so please reach out to [email protected] or (800) 205-5164 (M-F, 8am-8pm ET).
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
The Stash Team
I have been With STASH since July of 2021. It is more than 4 stars, but not quite 5 stars. It is a very easy investing platform for the passive investor. My first wish is that the platform had an easier way to identify stocks and ETF's other than through sorted alphabetical lists. My second wish would be that it identifies which holdings pay dividends, as that is my interest. Other than that, it is user friendly and easy to use. I would throw out the caveat that it is not for day traders. Overall, I have been very satisfied with STASH and would recommend it to anyone who wants to get into personal investing
Reply from Stash2026-08-26
Hi Michael,
We’re glad to hear the platform has felt easy to use and that it’s been a fit for your investing style. Your suggestions about making holdings easier to find and identifying dividend-paying positions are helpful, and we’ll share that feedback with the team. For general investing education, you can also check out http://learn.stash.com or the AI Money Coach in the app.
Thanks again for taking the time to write in.
The Stash Team
Hi Ann,
We’re glad the website has been easy to navigate. Clear, simple experiences matter, and we appreciate you taking a moment to share that with us.
If questions ever come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
The Stash Team
The price increase, was literally insane. A 4x price, sure there could of been an e-mail, but generally people disregard them, only looking for e-mails they are looking for. This was completely out of the blue for me. My account is way to small to afford a 4x price, the value for the money just isn't there any more. I was going to stay there forever, but this made me jump ship fast.
It is very easy to access on the app. The app is easy to use. I had some difficulties setting up a custodial account for my son, but otherwise, everything is easy to use and transparent,
Reply from Stash2026-08-26
Hi Jason,
It’s great to hear that the app has been easy to use and clear overall. We’re sorry the custodial account setup was difficult, and we appreciate you pointing that out. If you’d like help with anything related to setup or access, please contact [email protected] or (800) 205-5164 (M-F, 8am-8pm ET). You can also check out our Learn resources or the AI Money Coach in the app for general guidance.
The Stash Team
I can always rely on them for excellent market info that'll help point me in the right direction. I want to do some more things with my funds, but, at a much slower pace. I tend to rush into making tough decisions that could jeopardize what I've all ready set up!
Reply from Stash2026-08-26
Hi Jimmy,
We’re glad to hear our market information has been helpful as you think things through at a pace that feels right for you. Taking your time before making decisions can be a thoughtful approach, and we respect that. If you ever want more general guidance, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be useful.
Thanks for sharing your experience.
The Stash Team
Hi Emerson,
We’re glad you took the time to share this with us. Hearing that the app has been a positive experience means a lot, and we appreciate the feedback.
If questions ever come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
The Stash Team
Stash is number one in my book it’s a great place to invest & to gain plenty of knowledge in the past 5 years I have gained strength in investing & how to grow my money I love me some STASH
Reply from Stash2026-08-26
Hi Kathleen,
Seeing your note made our day. We’re glad our resources have helped you feel more confident over the past few years, and we appreciate you taking the time to share that with us.
If you ever want extra guidance, you can also check out the AI Money Coach in the app or visit http://learn.stash.com.
The Stash Team
So far, the app has been very informative and I can invest just 20 bucks a week.
Reply from Stash2026-08-26
Hi Jason,
We’re glad to hear the app has been informative for you. It’s helpful to know the weekly investing setup feels manageable, and we appreciate you sharing that with us.
If you ever want more general guidance, our Learn articles at http://learn.stash.com and the AI Money Coach in the app can be useful resources.
Let us know if any questions come up.
The Stash Team
STASH took me to a new level of understanding bonds ETFs & stocks. LOVE the educational tools & information provided for every entity & item that TRADES.
LOVE that I’m able to use what I’ve learned on STASH to make changes & decisions in my portfolio.
STASH has been a GAME CHANGER for me that I HIGHLY RECOMMEND to ALL that want to earn & learn about the stock market. STASH cannot be beat IMO.
Reply from Stash2026-08-26
Hi Beverly,
Seeing this made our day. We’re glad the educational tools and information have been helpful as you learn more about investing and build confidence in your decisions.
If you ever want more general guidance, you can also check out the AI Money Coach in the app or visit http://learn.stash.com.
The Stash Team
So far I have learned a lot but I have only been investing for about four months now. Wish they gave more rewards
Reply from Stash2026-08-26
Hi Jen,
It’s great to hear you’ve already learned a lot in your first few months with us. We also hear your note about wanting more rewards, and we’ll pass that feedback along to the team. If you’d like more general guidance, you can check out http://learn.stash.com or the AI Money Coach in the app.
Thanks again for sharing your thoughts.
The Stash Team
Easy way to invest spare change and diversify in etfs.
I've made a lot of money investing small amounts over the last few years. I've made a about 20% return just on my own and I love the free stocks.
Reply from Stash2026-08-26
Hi Robert,
We’re glad to hear you’ve found the experience straightforward and that Stash has fit into your routine over the years. We also appreciate you taking the time to share your feedback.
If you ever have questions or want general guidance, you can check out http://learn.stash.com or the AI Money Coach in the app.
The Stash Team
I would like to see more AI integrated into the site similar to other apps.
Reply from Stash2026-08-26
Hi Walt,
Noted on your feedback about wanting more AI integrated into the experience. We’re always listening for ways to make the app more helpful and intuitive, and we’ll share this with the team.
If you’d like personalized financial guidance in the meantime, you can check out the AI Money Coach in the app or visit http://learn.stash.com.
The Stash Team
I really like the stash party idea. It’s like a little something for me to look forward to when I get my free little stock.
Reply from Stash2026-08-26
Hi Steven,
It’s great to hear the Stash Party idea gives you something to look forward to. We’re glad that part of the experience feels fun and motivating.
Thanks for taking the time to share this with us.
The Stash Team
I like that I can invest and still use my money with the stash banking. I also love the freebies of various stocks.
Reply from Stash2026-08-26
Hi Clara,
We’re glad to hear the experience has felt straightforward and that our banking and investing tools have been helpful for you. Thank you for taking the time to share your feedback.
If you ever have questions, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be helpful.
The Stash Team
Hi Joseph,
We’re glad you took a moment to share this. Hearing that the platform is working well for you means a lot, and we appreciate the feedback. If questions come up later, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
Let us know if there’s anything we can help clarify.
The Stash Team
I have been investing with this App for over 10 +years now .
I have never has any technical issues or any kind of log in issues. My investment side of thing concerning the app layout and performance overview is very user-friendly, and nothing confusing about it.
I Appreciate that it stayed consistent throughout all these many years. Why , tried to re-invent the wheels when its all ready 💯 % perfect! I Would recommend to anyone if given a chance.
Reply from Stash2026-08-26
Hi Chan,
Seeing this made our day. We’re glad the app has felt consistent and easy to use over the years, and we appreciate you taking the time to share that perspective. Feedback like yours helps us understand what’s working well for people.
If you ever have questions or want general guidance, you can also check out http://learn.stash.com or the AI Money Coach in the app.
The Stash Team
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