Stash is a personal finance app that can help anyone improve their financial life.From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.
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Is Stash legit?
Stash (www.stash.com) has a 3.8 out of 5 rating on OK.one, based on 220 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 20% of reviews are 1 star, a relatively high share; The business has replied to 48% of negative reviews; Reviews mostly discuss User experience, App, Product. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers truly love how easy the platform is to navigate, making it very simple to invest small amounts of money and build a diverse portfolio over time. People also appreciate the incredibly helpful educational tools, financial guidance, and resources provided which make learning about the stock market accessible for complete beginners.
However, some customers also noted occasional difficulties with account verification processes, slow transaction times, or unexpected changes when managing specific investment accounts. Reviewers occasionally mentioned frustrating technical glitches within the application or ongoing problems regarding receiving their physical debit cards as expected.
Auto-generated from all reviews of this business. For reference only.
Hi Steven,
We’re glad to hear the recommendations and coaching have been helpful. Feedback like this means a lot to us, and we’re always working to make the experience clear and supportive.
If you ever want more general guidance, you can also check out our AI Money Coach in the app or visit http://learn.stash.com.
The Stash Team
I have been using Stash for several years now. It has really helped me to learn how to be a successful investor. I created my own investing system that allowed me to kill several thousand dollars worth of debt over the years. I thank Stash for helping me to do so.
Reply from Stash2026-08-26
Hi Bryan,
Seeing this made our day. We’re glad our educational resources have been helpful over the years and that you’ve found a system that worked for you. Hearing that Stash played a part in your progress means a lot to us.
If you ever want more general guidance, you can check out learn.stash.com or the AI Money Coach in the app.
The Stash Team
I’ve had a great experience using Stash\. The app is easy to navigate, straightforward, and makes investing feel simple and accessible\. I especially appreciate how easy it is to manage my account, monitor my investments, and stay informed about my progress\. Overall, Stash provides a convenient platform, a good user experience, and solid value for anyone looking for an easy way to invest and build long\-term financial habits\.
Reply from Stash2026-08-26
Hi Jorge,
Seeing this made our day. We’re glad the app has felt straightforward and easy to use, and that it’s helped you stay informed along the way. Thank you for taking the time to share your feedback.
If you ever have questions, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be helpful.
The Stash Team
Hi Logan,
We’re glad to hear the platform has been easy to use and that our support has been helpful. Feedback like this means a lot to us, and we’ll keep working to make the experience as smooth as possible.
If you ever have questions, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
The Stash Team
I like being able to pick stocks and efts and then buying as much or little as I want to get started. I also like being able to get input from your team on what else I should invest in to help keep my portfolio balanced
Reply from Stash2026-08-26
Hi Kevin,
We’re glad to hear the investing experience has felt straightforward for you and that our team’s guidance has been helpful. If you ever want more general educational support, you can also check out http://learn.stash.com or the AI Money Coach in the app for personalized financial guidance.
Thanks again for sharing your feedback.
The Stash Team
From being very easy to surf and understand for a non experience person its an amazing tool for creating a future wealth.
Reply from Stash2026-08-26
Hi Arnaldo,
We’re glad to hear the app has felt easy to use and understand. It means a lot to us when our tools feel approachable, especially for someone getting started.
If you ever want extra guidance, you can check out http://learn.stash.com or the AI Money Coach in the app.
The Stash Team
Hi Steven,
We’re glad to hear things felt easy to understand. Clear, straightforward experiences matter, and we appreciate you taking the time to share that with us.
If questions ever come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be helpful.
The Stash Team
You put my IRA into a managed account without my permission. I am taking e verything out of that account and returning it to my bank account until you all get your act together.
Easy to use. Fun to buy and sell but cannot find anywhere on the app that shows what membership includes or what I am paying for or levels of membership.
Reply from Stash2026-08-26
Hi TC,
We’re glad the app has felt easy to use, and we hear your feedback about finding membership details more clearly in the app. If you’d like help locating that information, our support team can point you in the right direction at [email protected] or (800) 205-5164 (M-F, 8am-8pm ET). You can also check out our Learn resources at http://learn.stash.com or the AI Money Coach in the app for general guidance.
We appreciate you taking the time to share this.
The Stash Team
STASH is the best investment brokerage acct that I have encountered.The direct guidance, information & coaching is exceptional! I highly recommend STASH to any beginner investor. I am so happy & pleased with my understanding and profits.
Reply from Stash2026-08-26
Seeing this made our day, Thank you. We’re glad our guidance, information, and coaching have been helpful and that you’re feeling more confident using Stash. Thank you for taking the time to share your feedback.
If you ever want more general financial guidance, you can also check out http://learn.stash.com or the AI Money Coach in the app.
The Stash Team
Started Stashing in 2022, always a fair rate for account fees, great for first time investors, or seasoned individuals. Truly a service that helps beginners start their investing journey. Over the years they have added fantastic complimentary services, while keeping costs low, and no minimus for investment. They educate, curate, offer self administered accounts and managed accounts, all your financial tools and needs in one place! Also cashback on your purchases? No stockback! Get your preferred stock in rewards just for setting up a bank account and using your debit card or educating yourself. If you thought that was all stock parties offer a chance to score a piece of stock just for being a member. Now nothing is perfect, but this has been an excellent adventure. I look forward to eventually having a custodial account for my children. Stash has been a blessing that I hope more people find and use.
Reply from Stash2026-08-26
Hi Tiernan,
Seeing your review made our day. We’re glad our educational resources and account options have been helpful over the years, and we appreciate you taking the time to share that perspective. It means a lot to hear that the experience has felt approachable and supportive.
If questions ever come up, our Learn hub at http://learn.stash.com and the AI Money Coach in the app can be helpful places to start.
The Stash Team
Good user experience. App rarely (if ever) fails. More trading windows needed.
Reply from Stash2026-08-26
Hi Angelo,
We’re glad to hear the app has been reliable and that the experience has been a good one overall. We also hear your note about wanting more trading windows, and we’ll share that feedback with the team.
If you ever want general investing guidance, you can also check out our Learn resources at http://learn.stash.com or the AI Money Coach in the app.
The Stash Team
Hi Steve,
Glad to hear the app has been easy to navigate. We appreciate you taking the time to share that with us. If questions ever come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be helpful.
Let us know if there’s anything else we can help with.
The Stash Team
Hi Sheryl,
We’re sorry to hear you’re having trouble closing your account. For help with this, please contact [email protected] or call (800) 205-5164, Monday through Friday, 8am to 8pm ET, and our team can walk you through the next steps. We appreciate you bringing this to our attention.
The Stash Team
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
So far STASH encouraged me to invest, provides useful information about investments and also invests on my behalf. I just started with STASH, hopefully I will award STASH five stars later in near future.
Reply from Stash2026-08-26
Hi Francis,
We’re glad to hear the information has been useful and that you’re finding the experience encouraging so far. It’s always nice to see early feedback like this, and we hope your time with us continues to feel straightforward and supportive.
If questions come up, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be helpful.
The Stash Team
This is my first time really investing and stash makes it very easy for me to handle thank you 😊
Reply from Stash2026-08-26
Hi Susan,
It’s great to hear that we’ve helped make getting started feel manageable. Starting out can feel like a big step, so we’re glad the experience has felt easy to handle.
If questions come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be helpful.
The Stash Team
Oh my God I don't even know what this game is but it sure is great
Reply from Stash2026-08-26
Hi Jessica,
Your enthusiasm made us smile. We’re glad to hear your experience felt great, even if the details were a little unexpected. If you ever want to learn more about how Stash works, our Learn resources at http://learn.stash.com or the AI Money Coach in the app can be helpful.
Thanks again for taking the time to share this.
The Stash Team
Hi Otto,
Glad to hear the app has been easy to use and that the options have been helpful. We appreciate you taking the time to share that with us.
If questions ever come up, you can check out http://learn.stash.com or the AI Money Coach in the app for guidance.
The Stash Team