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Money & Insurance

Lemonade

ClaimedCollecting reviews

211 reviews

4.5211 reviews
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About Lemonade

Data updated
Website
lemonade.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
211 reviews
Replies to negative
92% (23/25)
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About this business

Insurance that works... fasterWith Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!Get a QuoteSome Quick Lemonade Stats Starts as low as: $30/mo for car insurance $5/mo for renters insurance $25/mo for homeowners insurance $12/mo for pet insurance and $9/mo for term life insurance. Financial rating of “A” exceptional 90 secs to get a policy through our app Super fast and easy to use Reinsured by the most trusted names on the planetWhy Lemonade for Insurance? No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are Bundle and save! We’ll automatically apply your bundle discount to any combination of our products Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.

Written by the business, not verified by us.

Is Lemonade legit?

Lemonade (lemonade.com) has a 4.5 out of 5 rating on OK.one, based on 211 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 92% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-29.

What reviewers say

AI generated

Reviewers had a great experience with this company. Customers frequently praise the remarkably fast and efficient claim process, noting that reimbursements and responses are handled in a matter of minutes or days. Consumers also deeply appreciate the simple, clear, and user-friendly platform, which significantly reduces stress and makes managing policies completely hassle-free during difficult moments. Some people were dissatisfied with customer service, mentioning frustrating communication issues, unhelpful chatbot replies, and difficulties reaching representatives when trying to resolve urgent problems. Reviewers also highlighted negative experiences involving unexpected claim denials, cumbersome submission procedures, and a lack of support from departments.

Auto-generated from all reviews of this business. For reference only.

What people say

Lemonade Pet Insurance is fantastic

Lemonade Pet Insurance is fantastic. My dog's ER claim was so easy. I just uploaded the vet bill and records, answered a few questions online, and got reimbursed within hours. No phone calls, no hassle. Super convenient. Heard they do home and auto too and I'm definitely thinking of switching after this experience. 10/10 recommend

Reply from Lemonade2026-08-18

We're really glad we could show up for you and your pup during such a stressful ER visit. Whenever you're ready to explore home and auto we'd love to have everything under one roof. Thank you for the 10 out of 10!

First Year Experience

It can be frustrating when a claim isn’t approved, but I will say 90% of the claims I’ve submitted have been approved. The agents who’ve helped me are always well-spoken, knowledgeable, and kind. My claims are processed quickly - if not instantly - and I receive my refund within a few days. I feel comfortable taking my dog in for various treatments because of Lemonade’s easy-to-understand claims process. The add-ons are definitely worth it just because I never know what my dog is going to need, and it’s already saved me a ton of money by being proactive with my coverage.

Reply from Lemonade2026-08-12

We really appreciate the honest and balanced review and we're really glad the overall experience has felt this worth it. We love having you and your dog with us. Thank you!

R
RJ Gabel · 1 review · Experienced 2026-07-26 ·

Lemonade does not insure and uses the…

Lemonade does not insure and uses the same mainstream insurance companies to get you a quote. I am speaking to rhe auto insurance line here. They are like a broker for the auto insurance companies. There are still the same rates you could receive directly with the insurance company itself. No such $30 rate is available. Thumbs down for misleading.

R
Rachel Arnett · 3 reviews · Verified · Experienced 2026-08-06 ·

Yay!

It worked! <3

C
Craig · 31 reviews · Experienced 2026-07-31 ·

Hated having to make this small claim…

Hated having to make this small claim but I guess thats what its for. Accidentally had my nice Sony record player damaged and Lemonade were supportive all the way through the process. Was payed out within a week. Easy and no stress at all.

J
James · 2 reviews · Verified · Experienced 2026-08-06 ·

Always fast

Always fast, easy and caring!

T
Tina Holmes · 1 review · Experienced 2025-09-02 ·

Terrible company

Terrible company! My house flooded damaging everything and they were of no help! These people are full of it!

N
Nancy · 1 review · Verified · Experienced 2026-08-05 ·

New Experience with Pet Insurance

I had been with a corporate Veterinarian because of the insurance they offered, however the care declined and I searched and found a wonderful privately owned Veterinarian and had to select a private insurance company. They praised Lemonade as did my good friend. I submitted my first claim and it was fully paid withing 24 hours, which was such a relief. My second visit which was for my puppy's tooth cleaning is still pending, but I have confidence that they will cover it fairly. So far, I highly recommend Lemonade Pet Insurance.

Reply from Lemonade2026-08-06

We really appreciate the kind words and the recommendation, it genuinely means a lot. We love having you and your pup with us!

P
Patti · 1 review · Verified · Experienced 2026-08-05 ·

My claim was processed quickly and…

My claim was processed quickly and easily! It was very simple.

Reply from Lemonade2026-08-06

We're always here if you need us, thank you!

S
Sandra · 1 review · Verified · Experienced 2026-07-23 ·

Thank you

Thank you, Lemonade--for helping me to file two claims and actually get reimbursed for them!!

Reply from Lemonade2026-08-06

We're so glad we could deliver for you, thank you so much!

R
Rod · 1 review · Verified · Experienced 2026-08-03 ·

Claim process is pretty simple and…

Claim process is pretty simple and straightforward.

Reply from Lemonade2026-08-06

We really appreciate this, thank you!

H
Hyun · 1 review · Verified · Experienced 2026-08-02 ·

I had some water leak problem caused by…

I had some water leak problem caused by the room above. It did damaged some of my goods. The claim team reacted super fast and efficiently. I would really appreciate their fast and accurate service.

C
Customer · 2 reviews · Verified · Experienced 2026-08-05 ·

Quick and Helpful

Reply from Lemonade2026-08-06

We're always here if you need us, thank you!

C
Connor Lyttle · 2 reviews · Verified · Experienced 2026-08-05 ·

My dog ate a bunch of foreign material…

My dog ate a bunch of foreign material which led him to needing surgery. Lemonade made this process very easy and am glad I have their pet insurance. They’ve earned a customer for life.

Reply from Lemonade2026-08-06

We're so glad your pup made it through and that the whole process felt this smooth during such a stressful time. A customer for life is the greatest compliment we could receive. Thank you!

M
Marie · 1 review · Verified · Experienced 2026-07-30 ·

Very fast payment of claim and great…

Very fast payment of claim and great customer service!

Reply from Lemonade2026-08-06

Our team is going to love seeing this, thank you!

M
Madeline · 1 review · Verified · Experienced 2026-08-02 ·

Very fast!

Apartment got robbed :/ but lemonade filed my claim within minutes and i got my money two days later so !

Reply from Lemonade2026-08-06

Being robbed is awful and we're really glad we could take the financial stress off your plate quickly. We hope you're feeling safer and things are settling back down!

S
Sean · 1 review · Verified · Experienced 2026-08-06 ·

I’ve made two or three claims since I…

I’ve made two or three claims since I first started using Lemonade during Covid. The company has always responded quickly and paid my claims in full. I’m glad I chose to use them.

N
Nick · 1 review · Verified · Experienced 2026-08-03 ·

Quick payment

Reply from Lemonade2026-08-05

Thanks Nick, really glad it came through that quickly for you!

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