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Money & Insurance

Lemonade

ClaimedCollecting reviews

211 reviews

4.5211 reviews
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About Lemonade

Data updated
Website
lemonade.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
211 reviews
Replies to negative
92% (23/25)
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About this business

Insurance that works... fasterWith Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!Get a QuoteSome Quick Lemonade Stats Starts as low as: $30/mo for car insurance $5/mo for renters insurance $25/mo for homeowners insurance $12/mo for pet insurance and $9/mo for term life insurance. Financial rating of “A” exceptional 90 secs to get a policy through our app Super fast and easy to use Reinsured by the most trusted names on the planetWhy Lemonade for Insurance? No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are Bundle and save! We’ll automatically apply your bundle discount to any combination of our products Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.

Written by the business, not verified by us.

Is Lemonade legit?

Lemonade (lemonade.com) has a 4.5 out of 5 rating on OK.one, based on 211 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 92% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-29.

What reviewers say

AI generated

Reviewers had a great experience with this company. Customers frequently praise the remarkably fast and efficient claim process, noting that reimbursements and responses are handled in a matter of minutes or days. Consumers also deeply appreciate the simple, clear, and user-friendly platform, which significantly reduces stress and makes managing policies completely hassle-free during difficult moments. Some people were dissatisfied with customer service, mentioning frustrating communication issues, unhelpful chatbot replies, and difficulties reaching representatives when trying to resolve urgent problems. Reviewers also highlighted negative experiences involving unexpected claim denials, cumbersome submission procedures, and a lack of support from departments.

Auto-generated from all reviews of this business. For reference only.

What people say

A
Andrew Colleran · 1 review · Verified · Experienced 2026-06-12 ·

Good

They are fast

Reply from Lemonade2026-08-05

Thanks Andrew! We're here if you need us.

c
customer · 3 reviews · Verified · Experienced 2026-08-05 ·

Hassle free claim

Hassle free claim, and followed through. Thank you

Reply from Lemonade2026-08-05

Right back at you, really glad it all came together that smoothly!

C
Chelsea Medina · 2 reviews · Verified · Experienced 2026-08-05 ·

Quick and easy claims process

Great customer service, easy app interface, and quick approvals

Reply from Lemonade2026-08-05

We're really glad every part of the experience has felt this worth it, thank you!

K
Katie · 1 review · Verified · Experienced 2026-07-17 ·

Simple claims and quick reimbursement!

I’m incredibly impressed with the ease and SPEED of getting reimbursed through Lemonade’s pet insurance. I have coverage for illness and injury. After a sick vet visit for my pup, I submitted my claim when I got back to the parking lot. Within 4 hours, my reimbursement was on its way!

Reply from Lemonade2026-08-05

We're really glad we could show up that quickly and we hope your pup is back to full health very soon. We love having you both with us!

K
Kayera · 3 reviews · Experienced 2026-07-30 ·

You can't reach a person to talk with…

You can't reach a person to talk with. I had a claim they said they paid, but could never find where it went?? I requested a call back but couldn't get anyone to contact me. Instead I was referred by chat to call the 844-733-8666 and no one answered the line with several trys and over 30m waiting. So I cancelled all 3 policies.

Reply from Lemonade2026-08-05

We understand your frustration and we genuinely want to make sure the missing payment gets resolved for you. Please reach out at [email protected] and we'll have someone look into everything and get back to you directly.

C
CaM · 1 review · Verified · Experienced 2026-07-24 ·

Process was quick and easy.

Reply from Lemonade2026-08-05

Really glad it felt that way, thank you!

J
Jiachen · 1 review · Verified · Experienced 2026-08-05 ·

Quick reimbursement

I got the reimbursement in minutes

Reply from Lemonade2026-08-05

Thanks Jiachen! We're here if you need us.

G
Georgie · 1 review · Verified · Experienced 2026-08-05 ·

Happy customer

We’ve had Lemonade Pet Insurance for 5 years. It is the second company we’ve dealt with for our fur babies, and by far our favorite. The claims are easy to file, and the reimbursements are quite quick.

Reply from Lemonade2026-08-05

Five years and still your favorite, that means everything to us. Really glad to have you and your fur babies with us!

T
Tim · 1 review · Verified · Experienced 2026-08-05 ·

Fast service -0 stress- 1000% recommended

We had to use them for the first time after one of our kittens got sick. We submitted the paperwork and had our claim completed within 24 hours. Everything was explained and there was 0 hassle which is less to worry about when your already worried about your pet. Its insurance that is worth the money and knowing we don't have to freak out if we have to take furry kid to the vet and decide if we can afford what they need.

Reply from Lemonade2026-08-06

We're sorry about your kitten and we're really glad the whole experience felt this smooth when you needed it most. We hope they're back to their playful self very soon!

C
Claudia · 1 review · Verified · Experienced 2026-08-05 ·

Reimbursement was super easy!

Reply from Lemonade2026-08-05

Thank you Claudia!

B
Brenda Duffey · 3 reviews · Verified · Experienced 2026-08-03 ·

Very Happy with Lemonade Pet Health Insurance!

We were very pleased to learn that our Lemonade policy covered $422 of our $635 vet bill for our dog’s recent annual check up, vaccines and preventative medicine. We had a different pet health insurance policy before Lemonade and it never covered anything.

Reply from Lemonade2026-08-05

Thank you Brenda, we love having you and your dog with us and we hope it always feels this worth it!

D
Dana · 1 review · Verified · Experienced 2026-08-05 ·

Super easy to use :)

Lemonade is super easy to use and my refund came quickly!

Reply from Lemonade2026-08-05

Super easy and a quick refund, we love that. Thank you!

S
Simon · 1 review · Verified · Experienced 2026-08-05 ·

Lemonade has good Customer Service

Lemonade has good Customer Service, they’re easy to reach and also very responsive on email!

Reply from Lemonade2026-08-06

We're really glad it's been this easy to connect, thank you for sharing!

T
Tom · 2 reviews · Verified · Experienced 2026-08-03 ·

Really fast

Really fast. Great service

Reply from Lemonade2026-08-04

Thank you Tom! We're so glad you're enjoying it!

M
Michelle houston · 1 review · Verified · Experienced 2026-07-27 ·

Happy customFUR

My claims were paid within minute and without any issues.I'm very happy with my insurance decision.

Reply from Lemonade2026-08-04

We love having you with us and we hope it always feels this seamless!

C
Christina · 1 review · Verified · Experienced 2026-08-03 ·

Excellent coverage and immediate…

Excellent coverage and immediate reimbursement on our dogs vet claims.

Reply from Lemonade2026-08-04

We're really glad it's all been delivering the way it should, thank you!

D
Darrin · 1 review · Verified · Experienced 2026-07-27 ·

The review time is way too long

The review time is way too long. I presented paperwork for them as submitted my claim. It's been well over two weeks and still have heard a thing. Is this real insurance?

Reply from Lemonade2026-08-04

We genuinely want to make sure this gets resolved for you. Please reach out at [email protected] and we'll take direct ownership and follow up with you promptly.

N
Nicole L · 2 reviews · Verified · Experienced 2026-08-03 ·

Smooth Claim Process with Fast Payment

I recently filed a claim for my dog's illness, and overall I had a great experience. The only downside was that claims can only be submitted through the app, and I had to manually enter each item from the veterinary invoice line by line, which was a bit time-consuming. Other than that, the process was straightforward, and my claim was reviewed quickly. I was pleasantly surprised to have my reimbursement deposited into my bank account within 1–2 days. The fast turnaround made the extra effort during submission worthwhile. Overall, I'm very happy with the service and would recommend Lemonade Pet Insurance.

Reply from Lemonade2026-08-04

Really glad the quick turnaround made it all worth it and we appreciate the candid feedback on the submission process. We'll make sure it gets to the right team. Thank you for the recommendation!

A
Anthony · 4 reviews · Experienced 2026-07-27 ·

Worst customer service

Worst customer service I have ever experienced. The company made a billing error and attempted to overcharge me by more than $400. Customer service acknowledged that the mistake was on their end and assured me it would be corrected within a few days. It has now been a month, and I continue to receive the same incorrect $400 bill. I have contacted them five separate times and spoken with five different representatives. Every representative confirms that the charge is incorrect and says a request has been submitted to fix it, yet nothing has been resolved. Meanwhile, they continue demanding payment and threatening to terminate my policy over an overcharge they have already admitted was their mistake. This is completely unacceptable. It is the worst insurance company and customer service experience I have ever had.

Reply from Lemonade2026-08-04

We genuinely want to make sure this gets taken care of for you. Please reach out at [email protected] and we'll make sure the right people address everything directly.

c
customer · 2 reviews · Verified · Experienced 2026-08-04 ·

awesome

They were great

Reply from Lemonade2026-08-04

Thank you! We're here if you need us.

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