Zillion Insurance partners with your retailer to provide exclusive jewelry protection that’s fast, easy, and affordable. We do the heavy lifting with your retailer, saving you time and money without paperwork or hassle, and you get one-click instant protection from your phone.Zillion's coverage is more comprehensive than most homeowners insurance, and protects beyond warranties or care plans. In fact, we provide you with worldwide coverage from loss, theft, damage, or mysterious disappearance. In the event of a claim, Zillion takes care of the repair or replacement with your jeweler - keeping you in the loop. As our customer, you won't be burdened to prove ownership of your item, verify its value, pay a deductible, or negotiate a cash settlement. Our concierge claims are fast and easy, and we take this opportunity to exceed your expectations and remind you why you put your trust in Zillion.
Written by the business, not verified by us.
Is Zillion Insurance legit?
Zillion Insurance (myzillion.com) has a 4.9 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss User experience, Customer service, Product. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally dedicated team members for providing fast, supportive assistance and extremely clear guidance when securing new jewelry protection policies. People really appreciate the prompt responses, helpful text message reminders, and completely seamless policy setups that together ensure total peace of mind. Consumers consistently note that insurance claims, account updates, and adding new valuable pieces to existing coverage are handled exceptionally well and professionally.
Some reviewers were not happy with managing detailed initial paperwork or experiencing temporary communication hurdles before successfully reaching live customer support representatives.
Auto-generated from all reviews of this business. For reference only.
What people say
J
Jean EUnited States · 2 reviews · Verified · Experienced 2026-07-29 ·
★★★★★
Excellent people!
I’ve used Zillion Insurance twice, and both experiences have been great. Their customer service is excellent and makes the process easy. Most recently, Jennifer helped me insure my watch and quickly corrected inaccurate information on my file without any effort on my part. She was friendly, professional, and a pleasure to work with. It’s rare to find service like that, and I really appreciate her help. I wouldn’t hesitate to use Zillion Insurance again, highly recommend!
Reply from Zillion Insurance2026-07-30
Jean, thank you so much for the 5-star review! We’re happy to hear you’ve had a great experience with Zillion and that Jennifer was friendly, professional, and a pleasure to work with. We truly appreciate your thoughtful recommendation and your trust in us!
J
John Cody CaudleUnited States · 1 review · Verified · Experienced 2026-07-28 ·
★★★★★
Easy to apply and reasonable…
Easy to apply and reasonable explanation of coverages and knowledge.
Reply from Zillion Insurance2026-07-29
We hope that you will continue to find working with us to be easy and enjoyable! Thanks a Zillion for choosing to insure your jewelry with us!
Thank you for the kind words, Micah! Fingers crossed you won't need to test out the coverage, but if you ever do, we'll be here for you! Zillion Insurance
The online service was easy and the price is good for what I paid
Reply from Zillion Insurance2026-07-30
Fantastic to hear, Ted! Quick and easy experiences, combined with a great quote, make for a winning combination. We're thrilled that you're happy with the service at Zillion.
It was really easy to pick the pieces I wanted to cover and set up an account.
Reply from Zillion Insurance2026-07-30
We're delighted to hear that you found our policy selection process easy, Vickie! Making insurance decisions should be hassle-free, and we're thrilled that Zillion met your expectations.
It's fantastic to hear that you found them to be a nice person! A positive experience with people makes everything better. We appreciate your kind words. Zillion
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Lisa AndersenUnited States · 1 review · Verified · Experienced 2026-07-28 ·
★★★★★
Always so professional and friendly
Always so professional and friendly. Also very knowledgeable! Great experience for sure!
Reply from Zillion Insurance2026-07-29
We love to hear your feedback! It's good to know that the hard work we have put into our system is keeping it easy for you. All the best - Zillion Insurance
Jennifer was an amazing concierge and not often do I feel that good getting off the phone w customer support for such a little thing as an address change but she crushed it on the make a client feel good. Had to write a review. Awesome service.
Reply from Zillion Insurance2026-07-29
Fantastic to hear! Quick and easy experiences, combined with a great quote, make for a winning combination. We're thrilled that you're happy with the service at Zillion.
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Brian & LauraUnited States · 1 review · Verified · Experienced 2026-07-27 ·
★★★★★
Experience was excellent
Experience was excellent! Very informative, professional and not pushy! Strongly recommend!
Reply from Zillion Insurance2026-07-27
Brian & Laura, thank you for taking the time to leave a review! We're thrilled that you had an excellent experience with Zillion. We appreciate having you as a customer and for trusting us to insure your jewelry!
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Larry LinaresUnited States · 1 review · Verified · Experienced 2026-07-27 ·
★★★★★
Easy process
Reply from Zillion Insurance2026-07-27
We're pleased to hear that starting your coverage was easy for you, Larry! Thanks for choosing Zillion!
This was our first claim with Zillion. The claims process was done online and very simple. Zillion coordinated with the jeweler where we bought the item. They ordered the replacement which had to be made.
My concerns about having a real person on the Zillion side communicate with us was immediately allayed. Special shout-out to Tabby who rode heard on the process from start to finish. She even checked-in after we got the new earring to see if we were satisfied!
Can’t say enough about how good these folks are. My wife was sure that we were talking to a bot! I can assure you that’s not the case.
I should add that the process of adding an item to the policy purchases at a participating dealer is an automatic breeze. Any hesitance about using Zillion instead of my homeowners policy was misplaced.
Reply from Zillion Insurance2026-07-27
Mark, WOW, thank you so much for that wonderful review! We're all smiles at Zillion knowing how much you appreciated the experience. Our Claims Team, especially Tabby, will be simply thrilled to hear your kind words! They work tirelessly to repair or replace your jewelry as quickly and efficiently as possible. We look forward to providing you with this same great service for years to come! Zillion Jewelry Insurance
Julia made the claims process smooth and stress-free. She kept me informed every step of the way, provided timely updates, and answered all of my questions thoroughly. Her professionalism and excellent communication made the entire experience much easier. I truly appreciate her outstanding service and would rate her 10/10.
Reply from Zillion Insurance2026-07-27
We're absolutely delighted to read your wonderful review, Nick! 🌟 Thank you so much for taking the time to share your positive experience with us. It brings us a lot of joy to know that Julia made the claims process smooth and stress-free with her professionalism and excellent communication. Thanks again for trusting Zillion for your jewelry insurance!