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Money & Insurance

Policygenius

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200 reviews

4.5200 reviews
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About Policygenius

Data updated
Website
policygenius.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
15 reviews
Replies to negative
76% (16/21)
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About this business

Policygenius is America's leading online insurance marketplace. Our mission is to help people get insurance right by making it easy for them to understand their options, compare quotes, and buy a policy, all in one place.

Written by the business, not verified by us.

Is Policygenius legit?

Policygenius (policygenius.com) has a 4.5 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 86% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 76% of negative reviews; 15 of them were added in the last 12 months. Last updated 2026-08-31.

What people say

D
David · 1 review · Verified · Experienced 2025-01-21 ·

It was easy!

It was easy and only took about 20 min to fill out the application and get a quote. I got a lower rate than other insurers.

S
Sarah · 2 reviews · Verified · Experienced 2025-01-24 ·

Super helpful

This was my first time applying for life insurance, and it was really helpful to have the folks at PolicyGenius explaining things at each step of the way. They offered advice about which insurance companies would be the best fit given my medical history, helped me attempt to correct a mistake on my medical records, and suggested a solution when my premium wasn't as low as I'd been hoping. At each step, they offered information, but never pushed me into anything. I'm honestly not sure I could have done this without them.

E
Ernestine · 5 reviews · Verified · Experienced 2025-01-22 ·

You advertised services you could not…FOR THOSE WITH POOR CREDIT SCORE AND POOR HISTORY

You advertised services you could not deliver on. You are very low tier agency that hunts for low tier insurers. I have 765 Credit Score and you were marketing me to very low tier insurers for people who have very low credit rating and poor history. Still most were rejecting me. I guess they wondered how someone with a high rating would come to them. I now have Farmers.

Reply from Policygenius2025-01-29

Thank you for sharing your thoughts- we are sorry that our service fell short of your expectations. The carriers within the Policygenius Marketplace are rated A- or higher with A.M. Best, the global credit rating agency that assesses the creditworthiness of insurance companies. Our quotes are individualized and availability can vary by market and particular risk factors. If you'd like to discuss this in more detail with a member of the team, please send us a message via your Policygenius dashboard. We would be happy to assist.

W
Wen & Yen · 2 reviews · Verified · Experienced 2025-01-22 ·

Very helpful agents and was able to…

Very helpful agents and was able to give me policy that is affordable.

R
Ranga · 1 review · Verified · Experienced 2025-01-23 ·

Great service

Great service. Important thing is they never bugged me to take a policy and was extremely helpful to figure out. Thanks.

J
James · 1 review · Verified · Experienced 2025-01-20 ·

Outstanding all around!

Very professional, took time to discuss different options for me based on my situation. Reps were readily available for me to ask questions whenever I needed and very informative. I really appreciate the expertise and the time they took with me. Process was quick and easy after I made a decision. Recommend this to anyone seeking a streamlined and reliable process with available experts.

D
DG · 2 reviews · Verified · Experienced 2025-01-22 ·

Trash company

Very responsive the first time I needed insurance. When I wanted to see if I had options to lower my premiums or change my insurance, I got no replies to my emails or chats. Radio silence. And they have the nerve to keep sending me marketing emails.

Reply from Policygenius2025-01-28

Thank you for letting us know we dropped the ball here. The feedback is really valuable to help us spot areas for improvement in our service. You have been unsubscribed from any future marketing emails, and we sincerely apologize for the inconvenience. If you have additional feedback to share, just send us a message via the Secure Messaging feature of your account dashboard or call 855-695-2255 to speak to a member of the team.

K
Kathryn · 1 review · Verified · Experienced 2025-01-17 ·

Members of the team made this a smooth

Members of the team made this a smooth, easy process

D
Daniel · 1 review · Verified · Experienced 2025-01-17 ·

The process was straight forward and…

The process was straight forward and information was clearly presented.

L
Laura · 1 review · Verified · Experienced 2025-01-15 ·

Straightforward and Honest

I appreciated the straightforward nature of everyone who helped me. My questions were answered quickly, and we got a great deal on a good plan.

A
Andrew · 1 review · Verified · Experienced 2025-01-04 ·

Did just fine

J
Joseph · 3 reviews · Verified · Experienced 2025-01-16 ·

Very pleased

Courtney was very knowledgeable and helpful. Easy and quick. Thank you!

B
Benjamin · 1 review · Verified · Experienced 2025-01-16 ·

Great Experience!

Easy to use!

T
Tom · 2 reviews · Verified · Experienced 2025-01-10 ·

good service

G
Gomathi · 1 review · Verified · Experienced 2025-01-08 ·

Quick and easy steps to get life…

Quick and easy steps to get life insurance

P
Polidecto · 1 review · Verified · Experienced 2025-01-09 ·

I got all my questions answered

I got all my questions answered, staff was very friendly and professional, there was always someone to help when I called, the website is easy to use.

L
Linda · 21 reviews · Verified · Experienced 2025-01-06 ·

Easy and Good Advice

The rep I worked with was knowledgeable and helpful. The process was pretty easy to go through and overall pretty quick.

A
Andrew · 2 reviews · Verified · Experienced 2025-01-07 ·

Efficient and Helpful

A
Amanda Nalder · 3 reviews · Verified · Experienced 2025-01-09 ·

Buying insurance is stressful always

Buying insurance is stressful always. My advisor helped put me at ease with his knowledge and patience. I had plenty of questions I did not even need to ask because his explanations were so thorough. Policygenius exceeded my expectations.

The Medical Exam Options were tricky

The results were great - I got insurance. The people who helped me took a long time to figure out how to get me a medical exam. I think they didn't even know that going to a local clinic that is not an Exam One location was a potential outcome. If I had known that up front I would have moved much faster without exploring other options at the same time. Instead I was pretty discouraged by seeing "There are no exam locations in your area."

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