Spot Pet Insurance

My claim was reviewed and paid in a…

My claim was reviewed and paid in a timely manner.

Great process!

My dog had been very sick and was diagnosed with pancreatitis. I simply submitted photos of my Vet bills and they were processed with in a couple of days. They emailed me with updates throughout this process. I'm currently awaiting my reimbursement for my coverage. It was so simple and quick.

The settlement was quite satisfactory

The settlement was quite satisfactory. However, the automated follow up texts and emails were not synch'd with activity on my claim and that became very confusing and irritating.

I submitted my first claim and it was…

I submitted my first claim and it was completed by the end of the following day.

sharon seifertUnited States · 2 reviews · Verified · Experienced 2026-07-24 · Posted 2026-07-25

Very easy to file claims

Very easy to file claims. And they are complete completed and a reasonable amount of time.

I liked that the Wellness part active…

I liked that the Wellness part active the following day! Very easy to sign up & file & get your claim.

Fast coverage faster refunds love it…

Fast coverage faster refunds love it good choice.

Representatives were knowlegeable and…

Representatives were knowlegeable and communicated well how the process work. The reimbursement was quick meaning it was done in a reasonable time frame. Completing the claim is easy, meaning the app is user friendly. Very happy with whole process.

Peace of mind knowing you can do what is best for your and not worry. So far I am pleased with the spot…

So far I am pleased with the spot insurance knowing that my pet is protected. Fast response. I have already told others to check it out.

Great Pet Insurance

Expedient handling of claims with an equitable solution. Well done. I can highly recommend Spot Pet Insurance.

Always Looking to Deny

This insurance company looks for every opportunity to deny valid claims sighting one off comments as entire reasons to deny completely unrelated claims. They denied that my dog's claim for a needed surgery sighting "allergies are a preexisting condition" as the reason for the denial when the allergy to eating beef had nothing to do him developing a hematoma. Genuinely horrible to work with.

Paying my claims fast

Alex United States · 2 reviews · Verified · Experienced 2026-07-17 · Posted 2026-07-24

affordability and claim process always…

affordability and claim process always smooth no issues

Excellent customer service

They are quick and efficient.

Fast and reliable

Spot is great, had other insurer and was not as good. Very content

Coverage explanation…

I would like to see a breakdown on the coverage decision behind my claim.

I have been able to easily enter a…

I have been able to easily enter a claim and have received reimbursement within a few weeks time.

I am so glad I decided to get Spot

I am so glad I decided to get Spot! My dog was attacked by another dog and without the insurance I don’t know what I would have done. The experience was one of the worst I’ve ever had to go through but Areo was able to pull through because we had the financial support of Spot. They processed my claim within just a day or two.

More expensive if already a customer

Spot insurance is awesome I'm going on…

Spot insurance is awesome I'm going on 3 years with them and filing claims is very easy not to mention that once it's been verified the funds are issued right away into my account have had no problems with Spot and I recommend them to anyone who has pets and looking for an awesome Insurance Company for their furry ones.My claims took less than a week to receive funds that qualify for payment.