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Money & Insurance

Tin Leg

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106 reviews

4.8106 reviews
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About Tin Leg

Data updated
Website
tinleg.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
106 reviews
Replies to negative
100% (5/5)
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About this business

Tin Leg was launched in 2014 by the travel insurance industry experts at Squaremouth. Tin Leg offers 9 tailored travel insurance plans that have been carefully designed to meet the most common needs of travelers.All policies offer comprehensive Trip Cancellation and Trip Interruption benefits, a range of Emergency Medical and Medical Evacuation limits, and coverage for other common travel disruptions like delays and lost luggage. Our products are underwritten by Berkshire Hathaway Specialty Insurance Company, Starr Indemnity & Liability Company, and Spinnaker Insurance Company.

Written by the business, not verified by us.

Is Tin Leg legit?

Tin Leg (tinleg.com) has a 4.8 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-09-04.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Travelers frequently mention that the official website is exceptionally simple to navigate, making it effortless to compare various policy options and understand coverage details. Purchasers additionally appreciate the highly competitive pricing, very affordable rates, and knowledgeable support staff who promptly answer any policy questions. However, some customers also noted significant problems when filing claims, mentioning that the procedure involved repetitive requests for additional documentation and prolonged delays. A few people felt deeply frustrated because their valid requests were ultimately denied or they faced hurdles trying to reach responsive support representatives.

Auto-generated from all reviews of this business. For reference only.

What people say

Avoid!!!

This is my response to TIN Legs response to my review that follows. WRONG TIN LEG! I have not submitted any review other than the one that follows, so your assertion that I previously provided a review is false. Frankly, your curt response validates my point that quality customer service within Tin Leg is lacking. Here's a teachable moment to whoever provided Tin Leg's response... You could have politely stated that a claim or record tied to my review could not be found and invited me to contact you to further address my concerns. However, I do not believe that quality and courtious customer service exists within Tin Leg's modus operandi when it should matter most, i.e., when claims are filed and when claiments need assistance with their claims. The purpose of providing my review was not to seek further back and forth with Tin Leg related to my claim. It was a claim for less than $200.00 and is not worth the anger and frustration in having to deal with rudeness, further delay tactics, and the decsion to deny given that all the appropriate justification and documentation was originally provided that warranted approval. The purpose in providing my review was to inform potential customers that the ease in selecting and purchasing insurance with Tin Leg does not translate into quality customer service when the rubber hits the road, and to also inform that there are serious issues with how Tin Leg claims are processed. Again, Tin Leg's curt response proves my point when it comes to its lack of quality customer service. BUYER BEWARE! Awful customers service and they actively work from the perspective that they should treat every claim as unapprovable until they've made the claiment jump through crazy hoops. I purchased a cancel for any reason policy with a high medical premium. While traveling, one of my flights was cancelled due to illness. I provided all the necessary information reflecting that I was ill, including a chat record with the airline confirming that I had not flown on the flight. I was only asking that the cost of the flight be paid out under my claim, since I was able to get a full refund for the associated accommodations. TIN leg refused the claim stating that the chat record was not acceptable confirmation that I hadn't flown on the plane. I then requested an email from the airline, and submitted that email confirmation, but was told that was not acceptable either. I appealed and the appeal was denied for the same reasons previously given. I travel a lot, and I decided to use TIN leg for the first time on this trip, but I will never use them again. In all my travels, I've only once had to file a claim aside from this TIN Leg claim. That travel insurance company was a 1000% better to deal with, customer service friendly, and processed my claim with minimal back and forth. Avoid TIN Leg! If I could give them zero stars, I would. They're clearly an insurance racket that's focused on taking money in while doing its best to refuse legitimate claims.

Reply from Tin Leg2026-09-02

We have no record of a separate customer experience under this name. Based on the details provided, this appears to be a duplicate post regarding a previously processed claim that was already addressed in our responses to your earlier reviews.

This company has demonstrated a pattern…

This company has demonstrated a pattern of unprofessional, dismissive, and obstructive behavior. Their representatives repeatedly made excuses to avoid processing my payment, forcing me to resend the same documents more than five times. Despite my efforts, they continued to provide false information and showed no willingness to resolve the issue. Their conduct left me no choice but to file formal complaints with the Department of Insurance and the Better Business Bureau. The experience was a complete ordeal, marked by inefficiency, rudeness, and a lack of accountability. Based on my experience, I strongly advise consumers to avoid purchasing any of this company’s policies.

Reply from Tin Leg2026-09-02

We have no record of a separate customer experience under this name. Based on the details provided, this appears to be a duplicate post regarding a previously processed claim that was already addressed in our responses to your earlier reviews.

State Insurance Regulations

We purchased a policy for two through Tin Leg. We're married, but we actually have residences in different states. After cancelling the first policy for two, we acquired two separate policies with Tin Leg. The price was virtually the same, and the refund for the original policy appeared on our credit card in 2 business days.

Mom died, TinLeg Reimbursed Entire Trip Expenses

I'm basing this review on TinLeg reimbursing me for a cancelled trip due to my mother dying on the day I was supposed to leave. Mom died 10/5/25 four hours before I was to board the flight to begin my trip. TinLeg reimbursed to me the entire cost of the trip after I provided ALL the necessary receipts, death certificate, and letters from service providers that they were not refunding me for any part of the trip that was pre-booked. Received my payment on 11/20/25 because it takes some time to assemble all the receipts, those letters from service providers, death certificates, etc. Keep your receipts handy, but be prepared to provide the necessary documentation TinLeg requests, as do ALL trip insurance providers. Once all documentation was provided, TinLeg issued a check quickly. As far as the TinLeg website is concerned, it was fairly easy to look at various insurance carriers offerings and compare them to TinLeg's plans, but they do seem to skew the ratings from the other carriers as being a bit lower than their own. Allianz is also a good site to use to compare policies.

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