Quick and easy
Getting insurance set up promptly and simply is what our team focuses on and we're happy to hear about your great experience. Thank you! Gallagher, formerly Clements

184 reviews
Clements, a Gallagher Company, is a global insurance company that provides unique tailored insurance solutions for individuals and organizations abroad, including in high-risk areas. Whether you’re an expat, government employee, contractor, military service member, educator, or an international school or organization, our customer-first approach can bring you peace of mind as you live and work overseas.Flexible coverage for all facets of life abroad, including:Worldwide Car InsurancePersonal Property InsuranceHealth InsuranceLife InsuranceDisability InsuranceSee All Personal Insurance OptionsBusiness InsuranceOur team will find a customized and affordable plan that can meet you and your loved ones’ needs, no matter your situation.Serving Our Customers the Gallagher WayHow do we go the extra mile for you? Our culturally diverse team is equipped with invaluable knowledge, expertise and perspective. Many of our agents are expats themselves and understand the distinct challenges you can endure as a foreign national. Our collective backgrounds allow us to offer solutions in ways other insurance agencies can’t. With agents serving around the globe, we’re just a phone call away when you need assistance.Are you living abroad or in the process of moving internationally? We’re here to help. Check out our website to learn more and get a quote today.LocationsWashington, DC1220 L Street NW, Suite 1200Washington, DC 20005P: +1.800.872.0067 or [email protected], UKThe Walbrook Building25 WalbrookLondon, UK EC4N 8AWP: +44(0) 33 0099 [email protected], IrelandAlexandra House15 Parkgate Street,Dublin 8,D08 W866, IrelandP: International: +353 1 9645098, In Ireland: [email protected] 243.01World Trade Center6 Bayside RoadGibraltar, GX11 1AAP: +00350 54716000 [email protected]
Written by the business, not verified by us.Clements Worldwide, a Gallagher Company (www.clements.com) has a 4.8 out of 5 rating on OK.one, based on 184 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-09-01.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for being extremely professional, prompt, and supportive when arranging various insurance policies. People genuinely appreciate the incredibly quick response times and very reasonable rates, making the entire customer onboarding process remarkably smooth, transparent, and completely reliable. However, some reviewers were not happy with the customer support, mentioning slow communication, unhelpful interactions, and very delayed replies. A few other people also felt that certain renewals or specific property policies came with unexpectedly high costs, unwanted coverage changes, or rigid terms that required persistent follow-up.
Auto-generated from all reviews of this business. For reference only.Getting insurance set up promptly and simply is what our team focuses on and we're happy to hear about your great experience. Thank you! Gallagher, formerly Clements
The staff has been very kind. They have helped me quickly in solving all the procedures to contract the insurance policy.
Tomi, we’re glad our team was able to guide you through the necessary steps and keep everything moving without delay. Thank you for choosing us. Gallagher, formerly Clements
Very kind, swift and professional assistance through email, clarifying all questions within 1 day. Clear communication. Good offer for people working internationally, buying a car and insurance outside their home country.
N.D., relocating and purchasing a vehicle outside your home country can come with a lot of questions, so we're pleased to hear our team was able to make the process straightforward and easy to navigate. Providing guidance for internationally mobile clients is what we do every day, and we're glad we could help you find a solution that fit your situation. Thank you for trusting us with your coverage. Gallagher, formerly Clements
Thank you so much for the 5 stars! So happy to know that you've been experiencing our great service consistently. Thank you for trusting us with your international insurance needs. Gallagher, formerly Clements
Excellent customer service! Francesca was prompt, professional, and extremely helpful. She took care of all my requests quickly and efficiently. Thank you for the outstanding support!
Roberto, it’s great to know Francesca made everything feel effortless. Taking care of requests quickly while making sure clients feel supported and informed is one of her greatest strengths, and we're lucky to have her on our team. We appreciate the opportunity to assist you and hope to be here whenever you need us again. Gallagher, formerly Clements
Very quick response. Resloved my issue on the first try and was painless!! Thank-You!!
Thank you for taking the time to leave a thoughtful review, Kevin. We’re delighted to hear Adam was able to provide knowledgeable guidance and help you navigate your insurance needs abroad with confidence. Thank you for your recommendation and for trusting us with your coverage. Gallagher, formerly Clements
My experience with Clements/Gallagher has been positive and very smooth. The online quote system was easy to use. I have received consistent, clear, and good communication from my account executive, and I appreciate his kind demeanour and excellent customer service throughout the process.
We’re delighted to know the process felt straightforward from beginning to end. It’s wonderful to hear that your account executive provided thoughtful guidance, stayed engaged throughout, and helped make everything feel simple to navigate. Helping clients feel informed and supported while finding the right coverage at the best price is what we strive for every day. We’re grateful you chose us. Gallagher, formerly Clements
Adam was very knowledegable and helpful about our insurance needs abroad. I would recommend Clements for international insurance for ease and peace of mind.
Meg, it’s wonderful to hear Adam was able to make navigating international insurance feel straightforward and reassuring. His knowledge and commitment to helping clients find the right protection for their circumstances are just a few of the reasons he’s such a valued member of our team. Your recommendation means a great deal to us, and we’re delighted we could help provide that added peace of mind. Gallagher, formerly Clements
Federica and Aurora were very helpful and responsive. It's always a pleasure communicating with them.
Renee, it’s always a pleasure to hear when clients enjoy working with our team. Federica and Aurora both do an exceptional job of being responsive, approachable, and genuinely invested in helping our clients, and your feedback is wonderful recognition of their efforts. We’re thankful for your continued confidence in us. Gallagher, formerly Clements
As always Francesca with Clements is a pleasure to deal with. We have two cars and two motorcycles insured with them. Francesca is professional and very responsive when doing the renewals. The renewal reminders come well in advance and Francesca makes the whole process seamless. She, along with Federica have made us lifelong clients! Thanks again Francesca.
What a wonderful testament to a long‑standing relationship. We’re delighted to hear that Francesca continues to make renewals simple and stress‑free, and that Federica has also played such an important role in your experience. Both are true stars on our team, and your kind words are a meaningful recognition of the care and dedication they bring to every client. Knowing we’ve earned your trust across multiple vehicles means a great deal to us. Thank you for your continued loyalty. Gallagher, formerly Clements
Helping clients feel informed and supported is something we care deeply about. We're delighted to hear about your outstanding experience with us. Gallagher, formerly Clements
The representative was very helpful. She took the time to listen and guide me through the process. She was able to answer my questions with precision and accuracy. The service was impeccable.
Aline, it’s wonderful to hear that you felt supported every step of the way. Taking the time to listen carefully, provide clear answers, and guide clients with confidence is exactly the kind of service our team strives to deliver. We’re delighted everything met your expectations and thank you for choosing us. Gallagher, formerly Clements
Good communication and customer service
Lori, clear communication and a positive experience go hand in hand, so we’re delighted to know our team delivered both. Thank you for trusting us with your insurance needs. Gallagher, formerly Clements
Very punctual and excellent professional staff
MaryJane, it’s wonderful to know our team’s professionalism and prompt attention made such a positive impression. Delivering reliable support with care and expertise is what we strive for every day. We truly appreciate having you as a customer. Gallagher, formerly Clements
Toni, seeing feedback like this from a returning customer means the world to us. We’re delighted to know the team continues to deliver the level of support you’ve come to expect over the years. Thank you for your continued confidence in us. Gallagher, formerly Clements
Adam clearly made a positive impression. We’re delighted to hear about your great experience with us. We appreciate you choosing us. Gallagher, formerly Clements
Thank you Thomas, it’s always wonderful to hear when a team member makes such a positive impression. Federica is a true asset to our team, and we’re glad her expertise and dedication made your experience such a pleasant one. Thank you for choosing us. Gallagher, formerly Clements
Chad made the experience quick and easy. I was recommended Clements/gallagher and was appreciative to have Chad help. He was very straightforward and informative. He answered all my questions candidly with kindness. It was also not a lengthy process. Cant beat the price either.
Karen, it sounds like Chad made the entire process feel refreshingly simple. We’re glad he provided straightforward guidance, answered your questions with care, and helped you find the insurance solution that fit both your needs and your budget. Chad is a fantastic example of the knowledgeable, client-focused support our team strives to deliver every day. Thank you for trusting us with your insurance needs. Gallagher, formerly Clements
Good. The person was nice. Wait was a little long.
A short, friendly interaction can leave a lasting impression. We’re sorry the wait was longer than expected, but we’re glad our team member you spoke with was pleasant and able to help. Thank you for giving us the opportunity to assist. Gallagher, formerly Clements
I am thankful for Chad Hansen! While navigating purchasing property and auto insurance, he answered every single question and was always available. I really appreciate his response time and attention to detail.
Bryce, navigating both property and auto insurance overseas can come with plenty of questions, so it’s wonderful to hear Chad was there every step of the way. His responsiveness, attention to detail, and commitment to helping clients make informed decisions are just a few of the reasons he’s such a valued member of our team. We’re grateful for the opportunity to assist you and appreciate your trust. Gallagher, formerly Clements
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