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Veterans United Home Loans

ClaimedCollecting reviews

200 reviews

4.9200 reviews
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About Veterans United Home Loans

Data updated
Website
www.veteransunited.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
200 reviews
Replies to negative
50% (2/4)
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About this business

Veterans United values customer feedback and reviews. Read Veterans United reviews here on TrustPilot and see what other homebuyers have to say.Veterans United is a full-service mortgage lender that specializes in the VA Loan - a mortgage option backed by the U.S. Department of Veterans Affairs available to active-duty service members, as well as veterans and their families.Veterans United Home Loans is an equal opportunity lender and is not affiliated with any government agencies, including the VA. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information. NMLS #1907 (nmlsconsumeracess.com)

Is Veterans United Home Loans legit?

Veterans United Home Loans (www.veteransunited.com) has a 4.9 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 50% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers regularly praise the dedicated staff for being extremely helpful, attentive, and guiding them smoothly through every single step of the home-buying journey. Consumers consistently note that loan officers communicate effectively, respond quickly, and answer all inquiries with remarkable professionalism, ensuring complete peace of mind. However, some customers also noted frustrating experiences, mentioning that representatives pressured them regarding specific loan choices and repeatedly requested identical paperwork multiple times. A few reviewers felt that the team dragged their feet during transactions and proved entirely unhelpful throughout the entire process.

Auto-generated from all reviews of this business. For reference only.

What people say

I cant say enough great things…

I cant say enough great things about the Veterans United team! From the very beginning of the home-buying process to closing day, they were there every step of the way. Buying a home can be stressful, but they made the entire experience smooth, easy to understand, and much less overwhelming.Everyone I worked with was incredibly helpful, positive, supportive, and genuinely cared about making sure everything went as planned. They were always quick to answer my questions, kept me updated throughout the process, and went above and beyond to make sure I felt confident in every decision.As a veteran, it meant a lot to work with a team that truly understood my needs and treated me with respect. Their professionalism, communication, and dedication were outstanding. I highly recommend Veterans United to anyone looking to buy a home, especially fellow veterans. Thank you all for making my dream of homeownership a reality. Five stars all the way!

NOT a veterans affiliated organization.

NOT a veterans affiliated organization at all. I am a 30 year veteran who went to them for a VA home loan, believing the marketing that they support veterans and are affiliated with the VA. They immediately tried to dissuade a VA loan upfront. Said that our property did not qualify for an VA loan. When stated many times that I ONLY wanted an VA loan, they dragged their feet, repeatedly request the same document over & over (up to 6 times), and tried 3 times to place me into a conventional loan. I provided all the documents within a few days of requesting. They continually delayed & we missed our closing date. Days before the first closing date, VU called stated they had all the paperwork & everything ready for a conventional loan where I would have to pay PMI, 20% down payment, and loan funding fee to them (all waived in the VA loan). When I said no again, we had to move the closing a month later. I have excellent credit, purchased multiple properties in the past, and I have money in the bank. Never had any problems with loans/mortgages. I almost missed the second closing date as well due to their pressuring me again into a conventional loan (more money for them). There were so many things that made this the most painful mortgage of my life. I have a close friend and 30 yr veteran who recently had the exact same experience with VU. She almost missed her closing date as well. Both of us did not know the DAY of closing whether it was a go. If you are a veteran, do not use Veterans United mortgage co.

Reply from Veterans United Home Loans2026-07-15

Hello NCV, I'm sorry to hear how frustrating and stressful this process was for you. Buying a home should be an exciting milestone, and it's clear your experience fell far short of what you expected. I understand why you would be upset after feeling like your loan preferences weren't being respected, receiving repeated requests for documents, and experiencing delays that put your closing dates at risk. While VA loan eligibility can sometimes be affected by the type of property being purchased, I understand how important it was to you to use your VA benefit and how discouraging this experience felt. I appreciate you taking the time to share your concerns, and I'd like the opportunity to better understand what happened. If you're willing, please reach out to me directly so I can review your experience with you. You can contact me at 1-800-212-5200 or [email protected]. The Client Advocate team is available Monday through Friday from 9 a.m. to 5 p.m. Central Time. If you contact us outside those hours, we'll typically respond the next business day. Sincerely, Claire S., Client Relations Manager

Excellent Communication

I highly recommend Craig and his team. Throughout my pre-approval process, they provided outstanding communication, keeping me informed every step of the way. They were always available to answer my questions, responded promptly, and made the entire experience smooth and stress-free. Their professionalism, knowledge, and dedication gave me confidence throughout the process, and I truly appreciate all of their support.

Great team

Ms. Suzanne and Ms. Angelica were outstanding throughout every step of my case. They were highly professional, knowledgeable, responsive, and made the entire process smooth and stress-free. I truly appreciate their dedication, excellent communication, and commitment to providing exceptional service. They are a tremendous asset to your team.

There are moments in life that you’ll…

There are moments in life that you’ll never forget, and purchasing my home is one of them. I can say without hesitation that Veterans United exceeded every expectation I had. From the very beginning until the day I closed, I was treated with professionalism, respect, honesty, and genuine care. At no point did I ever feel like I was just another customer—I felt like I had an entire team that was personally invested in helping me succeed. I want to sincerely recognize my incredible team: Thomas Hall, my Loan Officer; Christie Thomason, my Transactions Coordinator; and Gavin, my Home Buying Concierge. Each of them played a vital role in making this experience as smooth and stress-free as possible. Thomas Hall was simply outstanding. His knowledge, professionalism, and dedication were evident in every conversation. He was always available to answer my questions, explain every detail, and provide reassurance whenever I needed it. He never made me feel rushed and consistently went above and beyond to make sure I understood every step of the process. His commitment to serving Veterans is something that should make Veterans United extremely proud. Christie Thomason was exceptional from start to finish. She kept everything organized, ensured every document and deadline stayed on track, and communicated with incredible professionalism and kindness. She made what could have been an overwhelming process feel effortless. Her attention to detail and ability to stay ahead of every step gave me tremendous confidence throughout the transaction. Gavin, my Home Buying Concierge, was equally phenomenal. He checked in regularly, made sure I had the resources I needed, and genuinely cared about my experience. His positive attitude, responsiveness, and willingness to help made a lasting impression. What impressed me most wasn’t just how knowledgeable this team was—it was how much they genuinely cared. Every phone call, every email, and every interaction reflected a team that takes tremendous pride in serving Veterans and helping families achieve homeownership. That kind of dedication can’t be taught; it comes from people who truly love what they do. Because of this team, what could have been one of the most stressful experiences of my life became one of the most exciting and rewarding. I would recommend Veterans United without hesitation to every Veteran, service member, and military family I know. To the leadership at Veterans United: this team represents the very best of your organization. Thomas Hall, Christie Thomason, and Gavin exemplify professionalism, integrity, compassion, and excellence in customer service. Employees like these don’t just meet expectations—they redefine them. They deserve to be recognized because they made a lifelong dream become a reality. Thank you, Thomas, Christie, Gavin, and everyone at Veterans United. I will never forget what you did for me, and I will proudly recommend Veterans United to every Veteran I meet.

Amazing Service!

The entire team really was amazing. We had Ty Reece, Natascha and Max as our go to contacts - we know there were many working behind the scenes also. We really couldn’t brag on them enough! They were wonderful and walked us through every step. Home buying is a crazy process, but we really felt like they were on our team and had our backs. To the entire team, no notes, you guys rock! What you do matters to us!

Shane Lamberson was absolutely amazing

Shane Lamberson was absolutely amazing! He is a true professional and was always there to assist us every step of the way. He answered every phone call, even on weekends and in the evenings, and consistently went above and beyond to help with anything we needed.Shane promised us the best rate on the market and delivered exactly that. Despite other loan officers telling us that Veterans United would not be able to honor the rate they had promised, Shane and his team did exactly that; and they did it with absolute excellence.He made our home-buying experience incredibly pleasant, smooth, and stress-free. We truly appreciate all of his hard work, dedication, and commitment to his clients. We highly recommend Shane Lamberson and Veterans United to anyone looking for a knowledgeable, responsive, and trustworthy loan officer!

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