Insurance that works... fasterWith Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!Get a QuoteSome Quick Lemonade Stats Starts as low as: $30/mo for car insurance $5/mo for renters insurance $25/mo for homeowners insurance $12/mo for pet insurance and $9/mo for term life insurance. Financial rating of “A” exceptional 90 secs to get a policy through our app Super fast and easy to use Reinsured by the most trusted names on the planetWhy Lemonade for Insurance? No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are Bundle and save! We’ll automatically apply your bundle discount to any combination of our products Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.
Written by the business, not verified by us.
Is Lemonade legit?
Lemonade (lemonade.com) has a 4.5 out of 5 rating on OK.one, based on 211 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 92% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-29.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers frequently praise the remarkably fast and efficient claim process, noting that reimbursements and responses are handled in a matter of minutes or days. Consumers also deeply appreciate the simple, clear, and user-friendly platform, which significantly reduces stress and makes managing policies completely hassle-free during difficult moments.
Some people were dissatisfied with customer service, mentioning frustrating communication issues, unhelpful chatbot replies, and difficulties reaching representatives when trying to resolve urgent problems. Reviewers also highlighted negative experiences involving unexpected claim denials, cumbersome submission procedures, and a lack of support from departments.
Auto-generated from all reviews of this business. For reference only.
Good service and fast response. Staffs ave very helpful and patience to understand all my concern for the claims. They make the process smooth and easy.
Reply from Lemonade2026-08-22
We're so happy we could be there for you. Welcome to our Lemonade community!
“My frustration with Lemonade Pet Insurance was simply trying to file a claim. The app wouldn't load on my phone. I was on hold and then when someone answered the call was dropped. Trying to sign in was a problem as well. The process was unnecessarily difficult and frustrating, and I was especially unhappy to learn that Lemonade has a 180-day deadline for submitting claims. Pet owners are already dealing with veterinary care, bills, and sometimes a sick animal; making the claims process cumbersome and then imposing a strict filing window does not feel customer-friendly. I expected an insurance company to make submitting a legitimate claim straightforward. My experience was the opposite.”
Reply from Lemonade2026-08-20
We genuinely understand how frustrating this experience must have been especially when dealing with a sick pet. Please reach out at [email protected] and we'll have someone get in touch with you directly to help get everything taken care of.
Terrible communication, not interested in their customers!
First year of home insurance was ok price wise, however when I came to renewal they did nothing to help or keep the quote competitive, no support for being a loyal customer, communication was terrible. Found a stronger policy online at 15% cheaper, and I know they could have helped if they were willing to put a little effort in for me, but they didn’t, very poor indeed! Shop around would be my advice and use a business that values your custom, Lenonade don’t!
Reply from Lemonade2026-08-21
Thanks for getting in touch - we're really sorry to hear about your experience and that you felt unsupported during your renewal process. We appreciate you taking the time to share your feedback. Since insurance pricing is calculated individually based on a range of changing risk factors and market data, premiums can fluctuate at renewal. We completely understand how frustrating a price increase can be, especially as a loyal customer. We'd be happy to review your account and discuss your cover options to see how we can help. Please feel free to reach out via [email protected] or through the Lemonade app and we'll look into this for you. Let us know if there's anything else we can help with.
Filing a claim is quick and easy!! I knew it was approved within minutes and before I knew it, funds were already wired to my account. Very simple steps to follow.
Reply from Lemonade2026-08-20
Thank you Anna, we're really glad every step felt this quick and seamless!
I've received great customer service via phone when I need help understanding my policy. Claims processed very quickly and paid out ASAP! App is very user friendly.
Reply from Lemonade2026-08-20
Thank you Isabelle! We're really proud of our team and we're so glad it's been showing up that way for you every time!
This is the first time I have submitted a claim and was pleasantly surprised how easy and fast everything went! I was impressed to see the funds in my account so quick! Thank you!
Reply from Lemonade2026-08-21
We love a great first impression and we're really glad it came through that way. Thank you!
My claims are paid right away. Any questions I have are answered immediately. I love the attention to detail taken with each bill. Just a great team to work with and I take that seriously when it comes to my furry friend Herman.
Reply from Lemonade2026-08-20
We love having you and Herman with us and we're really glad every interaction has felt this attentive and supported. Thank you!
Using Lemonade pet insurance was really easy and they did exactly what they said they would do. I totally satisfied with our choice to get pet insurance and for choosing Lemonade. It was easy to submit our claim on the app and we got our reimbursement within 5 days.
Reply from Lemonade2026-08-20
We're really glad you chose us and we hope it always feels this worth it. Thank you so much!
I took my Toby to his annual vet appointment and it was the first time filing a claim. I submitted online with receipt and had the money in my account within the same day!! I’ve never had faster service from a pet insurance company ever!! Highly recommend!! They have lots of add on options for coverage and offer the highest policy limits amongst their competitors. 5 stars for Lemonade!
Reply from Lemonade2026-08-19
We love having Toby with us and we're really glad the first claim experience delivered that fast. Thank you so much for the kind recommendation!