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Mercury Insurance

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102 reviews

4.5102 reviews
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About Mercury Insurance

Data updated
Website
mercuryinsurance.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
92% (11/12)
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About this business

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Written by the business, not verified by us.

Is Mercury Insurance legit?

Mercury Insurance (mercuryinsurance.com) has a 4.5 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 92% of negative reviews; Reviews mostly discuss Customer service, Price, User experience. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff, noting that agents are exceptionally patient, knowledgeable, and ready to answer all policy questions thoroughly during the signup process. Consumers additionally appreciate the very competitive pricing and the intuitive website that makes exploring various coverage options simple, quick, and very effective. However, some people mentioned that customer service responsiveness and communication could sometimes feel frustrating, leading to unexpected delays and unnecessary stress during applications. Reviewers also noted occasional issues involving long hold times, unhelpful automated phone systems, and unpleasant interactions with certain support representatives.

Auto-generated from all reviews of this business. For reference only.

What people say

Terrible experience

Terrible experience. Policy cancellation took forever. Then had to wait for refund. Stay away!

Reply from Mercury Insurance2026-08-03

We're sorry to hear about the difficulties you experienced with your policy cancellation and refund. We would like to know more about delay for your refund. Please call us at (714) 671-4785 to provide your policy information and we can review what occurred.

Great Prices but Horrible Customer Service Experience

Has most competitive pricing for their insurance products which is why I have used them. However, they have recently messed up their customer service experience, over-relying on AI. I wanted to add homeowner's insurance to my automobile policy during business hours. Their virtual assistant texted me right away asking when a good time to call would be. I said, "right now," and got an immediate phone call. However, I was called by a bot, and after 20 minutes on hold, I gave up. Their hold line is this jazzy tune that becomes annoyingly repetitive after a few minutes--and 20 minutes to make a prospective customer wait? Yeah, that was enough for me to drop them completely.

Reply from Mercury Insurance2026-08-03

We would like to know more about your experience. Please call us at (714) 671-4785 so we can look into your issue.

Do not use Mercury. Ever

Worst insurance ever with no regard for accountability and fixing problems. Do not use mercury. We had mercury for over a decade without any claims made at all. We had $480K in coverage plus dwelling A. Our roof got a bad leak when weather turned to rain at the start of the rainy season. These were heavy rains. We called insurance which was mercury at the time. They sent out an adjuster who saw the damage and mold growing and took pictures and even sent a crew out to dry the area and collect water with machines left in our home. This was the only claim we ever made and we were in good standing with mercury. They denied the claim. We contacted the california dept. Of insurance because we knew they made a bad faith claim. They sent us a threatening letter saying they will drop us if it isnt fixed, to which the dept of insurance told mercury they couldn't do that. Then continued to send us letters telling us we needed to provide them proof our roof was fixed or they were going to drop us. We did not fix the roof, that was their job, that's why they were paid monthly to take care of obligations that arise, not steal money and then say they won't fix it. We ended up with another insurance company that cares and they fixed our roof without raising our payment. Ao they fixed mercury's mess to begin with and on top of that they just showed the public that even if you pay them they will not honor a claim for repairs that is rightesously warranted and then will try to threaten you with letters as if we would care. You cant threaten a veteran household. So mercury, be grateful you still have a CEO after all the damage you cause to families and the people you've stolen from under insuramce loopholes. We will still be looking into suing for damages including grief caused to our autistic son which will absolutely cost way more than just fixing our roof amd doing what was right to begin with. We've documented everything. Thank you for dropping us, it wasn't wise, but we're glad you were dumb enough to do it because someone in your chain of workers thought it was a wise thing to deny a claim, exercise a bad faith claim from your side and then threaten us expecting us to do the job to fix the very issue we pay to insurance to do when the problem arises. Its ok, youre special and don't understand. Seeking damages will be much more profitable for us. Have a good one mercury, ruining more family lives one season at a time nationwide.

Reply from Mercury Insurance2026-07-29

Mitch, we’re sorry to hear about your experience and understand how frustrating this situation felt for you and your family. We take concerns about claims handling seriously and regret that our process did not meet your expectations. While we can’t discuss specific claim decisions in a public forum, we encourage you to contact our customer service or claims team directly so we can review the details and address any outstanding concerns. Your feedback has been noted and will be shared with the appropriate team. We appreciate the time you took to share your experience.

Mercury In’s. Review

Hello, Mercury In’s. is the best insurance company over all. From their professionalism, efficiency and communication skills. They pretty much made it easy for me and they worked and provided all information on quote. I got a better price on my policy with a lot better coverage. This was the perfect policy, everything was going right. I appreciated it so much that I referred my mother to Mercury when her h/o policy was going to expire. She acquired H/O insurance through Mercury as well. Again, great coverage for a very fair price. We are happy! Thank you Mercury for taking good care of us.

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